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changing illness plan & home insurance

  • 29-06-2009 4:50pm
    #1
    traceymonkstown
    Closed Accounts Posts: 38 ✭


    hi,
    just wondering if someone could shed some light on this which i've been thinking about changing for a while. when we got our mortgage last year we had to get home insurance and an illness plan (which we got through aib along with the mortgage) which costs total €100 a month. now we got a letter saying thats going to go up coz of inflation (!) so i'm wondering can i just change to someone else if i can find a cheaper total or do i have to stay with them for a certain amount of time?! would appreciate any info on this!
    cheers


Comments

  • #2
    broker2008
    Registered Users, Registered Users 2 Posts: 750 ✭✭✭broker2008


    traceymonkstown wrote: »
    hi,
    just wondering if someone could shed some light on this which i've been thinking about changing for a while. when we got our mortgage last year we had to get home insurance and an illness plan (which we got through aib along with the mortgage) which costs total €100 a month. now we got a letter saying thats going to go up coz of inflation (!) so i'm wondering can i just change to someone else if i can find a cheaper total or do i have to stay with them for a certain amount of time?! would appreciate any info on this!
    cheers

    You don't have to stay a length of time although the policy may be assigned, which means you can't cancel without their permission. The policy that is going up due to inflation probably has the serious illness cover/life cover going up also. You could contact the insurance company and refuse the increase ie no indexation.


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