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Will you be insuring your iPhone?

  • 17-06-2009 4:53pm
    #1
    STBR
    Registered Users, Registered Users 2 Posts: 442 ✭✭


    Just wanted to get everyone's opinion on this.

    I can't really decide myself.

    Never had insurance before, but also never spent more this much on a phone before.

    I'll be on Prepay. 32GB, €609.

    o2's insurance seems steep enough, I'd buy it if I could get the €6 per month one, but like €9 per month?

    Will you be purchasing insurance for your iPhone? 12 votes

    Yes.
    0% 0 votes
    No.
    100% 12 votes
    Tagged:


Comments

  • #2
    elvis jones
    Closed Accounts Posts: 5,197 ✭✭✭elvis jones


    On our house insurance we can insure certain items that leave the home, i wonder could i do it with the iphone and avoid the monthly charge.


  • #3
    Pixelcraft
    Registered Users, Registered Users 2 Posts: 742 ✭✭✭Pixelcraft


    it's well worth it. I have had a phone replaced within 24 hours under it. Just make sure you get it form o2 directly, and not the likes of CPW.


  • #4
    STBR
    Registered Users, Registered Users 2 Posts: 442 ✭✭STBR


    elvis jones wrote: »
    On our house insurance we can insure certain items that leave the home, i wonder could i do it with the iphone and avoid the monthly charge.

    Never thought of that.

    I wonder how it would affect the premium if you had to claim.


  • #5
    Tom Dunne
    Registered Users, Registered Users 2 Posts: 23,212 ✭✭✭✭Tom Dunne


    Pfft. I once spent €750 on a turkey phone and never had it insured. :D

    I don't have my current iPhone insured and won't be insuring my next one.


  • #6
    elvis jones
    Closed Accounts Posts: 5,197 ✭✭✭elvis jones


    Pixelcraft wrote: »
    it's well worth it. I have had a phone replaced within 24 hours under it. Just make sure you get it form o2 directly, and not the likes of CPW.

    Explain, i used their insurance before and it was fine......has it changed ??


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  • #7
    STBR
    Registered Users, Registered Users 2 Posts: 442 ✭✭STBR


    elvis jones wrote: »
    Explain, i used their insurance before and it was fine......has it changed ??

    He secretly works for o2 and gets commission.


  • #8
    beezkneez
    Closed Accounts Posts: 143 ✭✭beezkneez


    what exactly would O2 insurance cover? if it dropped and broke would they replace it? thats what i'd be worried about. i presume if i lost it or it got robbed they would replace too (with garda sign-off). good for the peace of mind i reckon! but here's hopin they give the 6 euro deal like before for iphone.


  • #9
    Pixelcraft
    Registered Users, Registered Users 2 Posts: 742 ✭✭✭Pixelcraft


    eh no, it's pretty obvious i don't. the CPW insurance is 13 per month, whereas o2 is 6. It covers accidental damage, it's all on the site.


  • #10
    tbaymusicman
    Registered Users, Registered Users 2 Posts: 1,029 ✭✭✭tbaymusicman


    Mine is insured with O2 for 13 quid a month but the guys in the shop told me regardless of how i lose it always say it got stolen haha(i was going to spain when i bought it)


  • #11
    Hagar
    Closed Accounts Posts: 16,793 ✭✭✭✭Hagar


    I pay €9, I think it's worth it, one unlucky fall or even theft.
    Peace of mind cheaply bought.


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  • #12
    nanook
    Registered Users, Registered Users 2 Posts: 1,888 ✭✭✭nanook


    guys from my understanding, you can only get Iphone on a deal with 02. There are no other options, house insurance only pays you the cost to replace, but it may not be possible to purchase an Iphone over the counter.


  • #13
    CivilEx
    Registered Users, Registered Users 2 Posts: 775 ✭✭✭CivilEx


    OP, I'd say get the Insurance for the first six months anyway, the iPhone is a slippery bugger, I should know I replaced two of them with broken screen in the first six months...


  • #14
    STBR
    Registered Users, Registered Users 2 Posts: 442 ✭✭STBR


    beezkneez wrote: »
    what exactly would O2 insurance cover? if it dropped and broke would they replace it? thats what i'd be worried about. i presume if i lost it or it got robbed they would replace too (with garda sign-off). good for the peace of mind i reckon! but here's hopin they give the 6 euro deal like before for iphone.
    Yeah I'm fairly sure it would cover that.

    And the €6 deal is for any phone up to a value of €500, and the €9 is for a phone up to €1500.

    So with the iPhone I'd have to get the €9 one, but maybe not for th Bill Payers who get the iPhone for less.

    Or does it count like that since it really is more than €500 but o2 subsidize it?
    Pixelcraft wrote: »
    eh no, it's pretty obvious i don't. the CPW insurance is 13 per month, whereas o2 is 6. It covers accidental damage, it's all on the site.
    Not as if I was at all serious. But yeah, the €6 is only for phones up to a value of €500, but read the first part of this thread and tell me can you answer it.
    tbaymusicman wrote: »
    Mine is insured with O2 for 13 quid a month but the guys in the shop told me regardless of how i lose it always say it got stolen haha(i was going to spain when i bought it)
    €13 a month?

    But they only have two insurance plans on the site, €6 and €9, looks like you're getting a bit robbed there.
    CivilEx wrote: »
    OP, I'd say get the Insurance for the first six months anyway, the iPhone is a slippery bugger, I should know I replaced two of them with broken screen in the first six months...

    Good input I guess, never thought of that.


  • #15
    chrislad
    Registered Users, Registered Users 2 Posts: 8,324 ✭✭✭chrislad


    I don't normally bother with insurance, but since I'm going from the 45 a month plan to the 40e one, it's only really an extra 4e. I've never lost or broken a phone, but at the end of the day, this isn't a phone I can easily replace, so it's more peace of mind. I've had my 3G model for nearly a year now and it's perfect, not a bother with it, but since then, we had a child and he's getting very grabby now!!


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