Civic SiR

JcDubz4life

I have recently had a huge desire for some vtec fun and have decided that Im willing to slightly bend the rules to have some:pac:

Im looking at getting a civic SiR but im way too young to get a decent quote. The closest i could get is a semi-reasonable quote on a 1.5 non-vtec civic.

Ive seen a few SiRs advertised as having logbooks that say 1.5 on them and was wondering how this works. Would the NCT center not kop this? And how smart/stupid do you think i am for thinking of trying this on?

p-nut

You'd be absolutely thick to try insure a sir civic as a 1.5

Your insurance would be void in the case of a crash, so technically you would be driving uninsured and if caught you would face huge charges and possibly a ban. Guards are really clamping down on this sort of behaviour.

Just buy something you can insure until youre old enough to insure a sir

JcDubz4life

Thanks for the reply.

One point i should make is that i really dont care about the void insurance thing because its not like i could claim anyway. The last thing i need this young is a claim on my record even if it was an honest policy. My thinking is that if im gonna be shafted anyway, is it not worth trying to get the car i want for the effort?

And how would the gaurds prove I intentionally decieved the company? couldnt i just play dumb?

colm_mcm

you may as well insure it as a Micra. it's invalid.

I don't think you have to play dumb if you're considering something like this.

Atomic Pineapple

JcDubz4life wrote: »

Thanks for the reply.

One point i should make is that i really dont care about the void insurance thing because its not like i could claim anyway. The last thing i need this young is a claim on my record even if it was an honest policy. My thinking is that if im gonna be shafted anyway, is it not worth trying to get the car i want for the effort?

And how would the gaurds prove I intentionally decieved the company? couldnt i just play dumb?

While you dont care about the void insurance thing I'm pretty sure anyone that you may hit will definitely care about it. Your insurance will be void full stop no one will be covered and if you injured someone they could and rightly should take you to the cleaners, you'll be giving someone else most of your wage packet for the rest of your life!

On top of that you will be banned from driving, have a mark on your license saying so and you'll never get insured in anything over 100bhp for the rest of your life.

Its up to you to tell the insurance company the truth about exactly what it is, idiocy is not an excuse.

And the gardai aren't stupid, I was stopped in my type r once, the garda knew it was a real type r and he checked I was properly insured on it as a type r.

Dont do it kid, its not worth the risk, we were all in the same position and we all had to bide our time to get the car we wanted.

JcDubz4life

Real helpful colm.

Look i could go out and spend 600e on a crappy micra and fork out 2000e to insure it then i could have an accident and the car could be a write off. But i couldnt claim because then id be completly screwed on my next policy so basically being honest to the insurers has cost me 2600 euro for nothing.

Can you possibly try convince me that the insurance industry in this country is anything other than a racket?

I really dont see where your coming from here. In all likelihood if I do have a crash it will probly be only me involved because I was doing something i shouldnt have been and then i will have only myself to blame. It will be my car that is damaged and I will have to foot the bill for that. I dont see why anyone else cares if i am lying to the insurers to be on the road in the first place. At the end of the day im the one who will suffer if I crash.

ottostreet

JcDubz4life wrote: »

Real helpful colm.

Look i could go out and spend 600e on a crappy micra and fork out 2000e to insure it then i could have an accident and the car could be a write off. But i couldnt claim because then id be completly screwed on my next policy so basically being honest to the insurers has cost me 2600 euro for nothing.

Can you possibly try convince me that the insurance industry in this country is anything other than a racket?

I really dont see where your coming from here. In all likelihood if I do have a crash it will probly be only me involved because I was doing something i shouldnt have been and then i will have only myself to blame. It will be my car that is damaged and I will have to foot the bill for that. I dont see why anyone else cares if i am lying to the insurers to be on the road in the first place. At the end of the day im the one who will suffer if I crash.

Nope. Nope. Nope. While the chances are high you WON'T crash into someone or hit a car or whatever, what happens if you do? If the car you have isn't insured, then you will pay for it, and it will be a LOT more than an insurance policy. If you have an SIR Civic, and have it insured as a 1.5, then you are not insured. You will be spending your policy money for a piece of paper. I'm not sure what happens if you are involved in a crash, whether your insurance company will pay out to the other person and then sue you, which will also involve the guards and criminal charges. Or whether your insurance company will just tell you to sort it yourself, the MIBI pay out, and the guards are involved and criminal charges. I ahve been caught driving uninsured. Not in a crash. Thank God. I drive a car now that could be anything between 1.6 and 3.2, and the guards know this, as they have checked that I have it insured properly. If you don't insure the car properly, regardless of your feelings of whether its a 'racket', you will eventually be caught, and thats when the pain will start. I only hope that its a checkpoint or being pulled over that you're caught, and not by smashing into someone.

Atomic Pineapple

because thinking like that shows immaturity, if you crash you think its going to be a single collision just on your own? I dont mean to be offensive but that's ludicrous. you can control where other people are, what they do or how they react.

This means you can never say it will only be you that crashes.

what you should do is spend money getting a normal run of the mill car, drive it for 2 years under your own name, in the meantime save all your money, then you have 2 years experience, 2 years ncb, insurance companies will then be much more willing to deal with you.

Sir's are also imports so immediately insurance takes a hike, a vti is the same car with 10bhp less and slightly less torque but when an Sir is run on 95 ron petrol the difference becomes minimal and because of the vti's security from the factory and non import status it is much much easier to insure.

An option for now is to look into a 1.6 lsi civic coupe, there easy enough to insure and are fairly nippy.

p-nut

do what you want mate, seems like nobody on here can make you realise the extent of insuring a car wrong. its on your shoulders if you cause an accident at the end of the day, you're the one who'll be taken for a ride.

you say if you do end up in a crash, it will be only you involved, thats the most ridiculous thing i've ever heard! you can't prevent a crash, they just happen whether you like it or not sometimes, through your fault or someone elses.

just do everyone else on the road a favour and insure your cars properly

challengemaster

Well it's pretty obvious you're going to get the civic anyway, no matter how much sense people here try to talk into you.

Just one thing, when you crash the thing and kill yourself - don't kill anyone else with you. Cos like you said, It's only you that has to suffer the consequences, right? By the sounds of things you'd be doing every decent driver on the roads a favour too. One less idiot around.

JcDubz4life

Thanks draffodx some very good pionts in there. And to p-nut I am listining to what Im being told and taking all opinions on board. When I said Im likely to crash on my own I mean in so far as Im more likely to put it into a wall on an empty industrial estate at night than I am to break the lights and hit someone. Im far more likely to be messing in the car in a quiet area on my own than on a main road.

And dont even try get all high and mighty over what I just said I doubt theirs a person on here that hasnt maxxed thier cars out at the correct time and place

ottostreet

JcDubz4life wrote: »

And dont even try get all high and mighty over what I just said I doubt theirs a person on here that hasnt maxxed thier cars out at the correct time and place

yeah. I have. A few times. I was insured properly though.

JcDubz4life

ottostreet wrote: »

yeah. I have. A few times. I was insured properly though.

Ha fair enough lad.

Rite so from all this I've concluded that no one here objects to a young lad driving a powerful car. They do however object to messin with the insurance. Rite so huge excess on 123 hows that work for ya?

ottostreet

JcDubz4life wrote: »

Ha fair enough lad.

Rite so from all this I've concluded that no one here objects to a young lad driving a powerful car. They do however object to messin with the insurance. Rite so huge excess on 123 hows that work for ya?

Not with 123.ie, but as far as I know, they have high loading on Jap cars, think I got the same quote on a 1.4 civic as i did on an e36 M3! They have an excess of 4000 euro or so, which means if you have a claim, you have to foot the first 4000 euro. That's if you can get the quote off them. One of my friends tried to get a civic vtec when he was 19 on a full licence, and was getting bad quotes everywhere. However, he managed to get a quote on a CRX Del Sol Vtec and Prelude 2.2 VTEC for the same as his 1.4 Civic. Try Britton Insurance..thats who hes with. If you are 17 or 18 without a full licence, I don't hold out any hope though.

colm_mcm

JcDubz4life wrote: »

Real helpful colm.

Look i could go out and spend 600e on a crappy micra and fork out 2000e to insure it then i could have an accident and the car could be a write off. But i couldnt claim because then id be completly screwed on my next policy

What I'm saying is you may as well buy a SiR, and insure it as a Micra. your insurance will be just as invalid as if you insure it as a 1.5 Civic.

Caliden

afaik 123 dont insure imports so the SiR is out.
Almost everyone on here is or has been in the same boat as you.
Stupidly high insurance for the first few years driving a car that would struggle to pull you out of bed (unless of course you're one of the lucky ones who have mammy and daddy pay for your insurance).

So just suck it up and make do until you can afford to properly insure the car you're after.

Graham_B18C

I'm only assuming that the fella posting this is about 17, which means this could be his first car?! If a Guard see's a 17 year old, inexpierenced driver going by in an SIR, he WILL pull them over and question the driver.

I'm not saying this IS your first car, just guessing from how you're talking. First car being a DOHC VTEC with about 160bhp...are you mad. Everyone thinks they're great drivers when they start driving, luckily I had a minor crash in a 1L Ibiza that made me cop on and realise I wasn't that good of a driver, glad I wasn't driving an SIR

Irishcrx

Don't be a fool mate, guy I know insured a 180 sx as a Nissan Primera guards pulled him ran his insurance and arrested him for driving without insurance and attempting to manipulate the system, he got a two year ban and a hefty fine. The guards aren't thick they know there cars.

Start like everyone else on a small car and make your mistakes in it as you will have a few knocks everyone does and it's better to do it in a cheap small car than waste a fortune on a expensive SiR.

At your age I wanted to jump into one too but didn't I had 3 cars before and made my bones in them then I got my Vtec when I was ready, full licene, fully insured, peace of mind and didn't cost me an arm and a leg.

B00MSTICK

Ok I'm going to make a few assumptions here:

I'm guessing you're 17/18.
This is probably your first car.
You want something nicer than a crappy micra/starlet/standard 1st cars.
You want people to take notice/be envious of your car.
You want it to be quick.

All it takes is one guard to do a small bit of digging and you'll be screwed.

Do you think having to pay through the roof for a 1l car for ~3 years is worth it?

So my suggestion would be to get a 1.4 with an SIR kit on it.
You'll impress most of your peers in their micras, aswell as the randomers on the streets, be fully insured and not shi**ing it everytime you meet a checkpoint.

Yes it wont be as quick but seriously what did you expect? The idea of driving unisured is just crazy and really fu*king pisses me off.

When the time comes that a vtec or better is attainable then sell the car on to another young lad in your situation, god knows there's plenty of ye around.

Something like this but not as tacky might do you? Red looks so much better than white though.

Graham_B18C

B00MSTICK wrote: »

You want something nicer than a crappy micra/starlet/standard 1st cars.

There's nothing wrong with Micras!!!:D

B00MSTICK wrote: »

Something like this but not as tacky might do you? Red looks so much better than white though.

Have to say, wish I had that when I was 17, some great pics by the seller

DUBLINHITMAN

do what you want buddy ,
for your sake i hope you dont crash into your folks or someone you care about ,
get your 1.6 dohc and mill the thing ,
then you'll pay the price ,,

better still get yourself a VTI from up north at least you have a better chance of insurance + better spec + ecu is sorted for 98ron so no power loss , compared to SIR ecu's progammin..

at least get your family insured on it and you the last on the line as named driver ,,

have some come back if you do mill it ,

jmck87

I know personal insults are not allowed but mods please waiver this time (may say someone's life)

You are a retard, if you continue thinking the way you do you'll learn some very harsh lessons about driving, and you may screw up someone elses life in the process.

A garda will catch you eventually, you WILL be pulled over for lookin like a scummer in a civic with your mates in the back. And the garda will ring your insurance company...plenty of lads on here had it happen to them im sure.

And by your thinking, Id say your not the most sensible driver, dont FOOL yourself into thinking you wont be messin.

copeyhagen

draffodx wrote: »

An option for now is to look into a 1.6 lsi civic coupe, there easy enough to insure and are fairly nippy.

my first car, had it lowered, induction kit, nice backbox. was nice for a first car.

JcDubz4life

jmck87 wrote: »

I know personal insults are not allowed but mods please waiver this time (may say someone's life)

You are a retard, if you continue thinking the way you do you'll learn some very harsh lessons about driving, and you may screw up someone elses life in the process.

A garda will catch you eventually, you WILL be pulled over for lookin like a scummer in a civic with your mates in the back. And the garda will ring your insurance company...plenty of lads on here had it happen to them im sure.

And by your thinking, Id say your not the most sensible driver, dont FOOL yourself into thinking you wont be messin.

Despite what you may think Im not stupid I know full well I'll mess in a car but I'll do it at the right time and place I wont be screaming through red lights or undertaking etc. Whether I'm driving an Sir or a micra thats still true.

Anyways to most other replies thank you they have been very helpful on the most part and I probably will get a non-vtec. I was asking for your opinions on the logbook trick and I got them. I didnt realise how serious the punishments were and what I've been told has forced me to reconsider

Still a retard and a scummer am I?

Graham_B18C

JcDubz4life wrote: »

Despite what you may think Im not stupid I know full well I'll mess in a car but I'll do it at the right time and place I wont be screaming through red lights or undertaking etc. Whether I'm driving an Sir or a micra thats still true.

Anyways to most other replies thank you they have been very helpful on the most part and I probably will get a non-vtec. I was asking for your opinions on the logbook trick and I got them. I didnt realise how serious the punishments were and what I've been told has forced me to reconsider

Still a retard and a scummer am I?

Nobody's called you a scummer, they said the Guards will think "There's another scummer in an SIR"

I know how ya feel, the need for speed (or power) and it just wont happen, I've been driving 3 years and my next car will be something nice, a Honda DOHC hopefully, but I've wanted this car for years and I waited patientely.

I'mm 22, Full Licence 2 Years, 3 Years NCB and i'd struggle to get a quote on an SIR. As you said, you've come round a bit, get a nice Civic and it'd ve a lot faster and better looking than my car!

Don't get touchy about what people say here, it aint personel and you'll get used to it. Just outta curiosity, is this your first car and what age are you?

JcDubz4life

Im 17 and it will be my first car. Id be gettin insured under my Da either way vtec or not.

Rite next question; ruling out vtecs, could anyone recommend which civic is a good mix of looks, insurability and a little bit of power

Graham_B18C

The one linked to earlier looks great, HID lights, SIR kit (even though i've never been a fan of the SIR spoilers!) it looks really good, my advise is to get something cheap and save your arse off, if you save every penny you would of spent on the SIR, in lets say two or three years, you could be driving a really high performing Honda (s2000 or type R) at 20 or so, that'd be the tits.

Wish I had of saved that early for something nice! And you'd be a bit older, more respect for the car, you'd really know what your driving is something special.

Hope I don't sound condesending because i'm not much older than you and I wanted a Civic for my first car too

seanybiker

When I was your age I was insured on a micra. Must say I had some laugh in it. Dunno how I didnt flip it about 100 times. Acted the right ould eejit in it but it was fun. Then I got sense and bought a bike lol.

colm_mcm

I'm not so old that I don't remember being 17 and wanting fast cars, I didn't get anything properly fast till my mid 20s. I know if I had had a properly fast car at 17 I would've crashed it. I also remember people saying stuff like this to me at the time and I thinking that they were talking crap.

Graham_B18C

colm_mcm wrote: »

I also remember people saying stuff like this to me at the time and I thinking that they were talking crap.

Yeah me too, you really think your invincible when you start driving. I was never mad into fast cars, more nice looking cars!

Irishcrx

I really hope the op listens to the comments here, I got lucky from one crash and I needed that to smarten me up I could have died from driving like a twat that night I still have a nice car and love it as a hobby but theres a time and a place namely mondello park and with age comes maturity to control these cars.

jmck87

JcDubz4life wrote: »

Despite what you may think Im not stupid I know full well I'll mess in a car but I'll do it at the right time and place I wont be screaming through red lights or undertaking etc. Whether I'm driving an Sir or a micra thats still true.

Anyways to most other replies thank you they have been very helpful on the most part and I probably will get a non-vtec. I was asking for your opinions on the logbook trick and I got them. I didnt realise how serious the punishments were and what I've been told has forced me to reconsider

Still a retard and a scummer am I?

Sorry for the harsh comments...believe me or not Im not giving you advice coz ill be jealous of your car....its for your own good. Dont mean to sound like a di*k but we were all your age once.

As said previously everyone your age is thinking they are different and can drive a fast car without messing up.

Based on my previous experience, a 17 year old should never be allowed drive a SiR. Only experience and years on the road will teach you.

pablosd

look it, if u want power, buy something that is not boy racer, usually big saloons do the job, they are awfull sound on insurance coz mostly old people drive used to drive them, so there wsnt dat many crashes, for example wif me, i started off with a focus 1.6 cost me 2500e(i was 17 noNCB), then last feb i changed to a 2litre merc 185bhp and paid extra 260e (still same policy but im 18 now, and its up next month), where they wouldnt quote me on a vti or sir or even 98 a4 1.8 coz they said those are high risk cars, i got a decent quote on a well powered merc, and its rwd...
try beemer 5series, 520, decent power, rwd, or go for a merc like i did....
either way forget bout imports or vtecs...for now.....

Yakult

any update on a car op?

Sqaull20

Irishcrx wrote: »

I really hope the op listens to the comments here, I got lucky from one crash and I needed that to smarten me up I could have died from driving like a twat that night I still have a nice car and love it as a hobby but theres a time and a place namely mondello park and with age comes maturity to control these cars.

Only in Ireland would a Civic Sir be classed as some kind of super car!! Mondello, these cars :pac:

Bobo78

Sqaull20 wrote: »

Only in Ireland would a Civic Sir be classed as some kind of super car!! Mondello, these cars :pac:

+1

JcDubz4life

R_H_C_P wrote: »

any update on a car op?

Fraid not:(
I'm still in a million minds over what to get. I've ruled out an sir anyways but Im still looking seriously at civics. God knows what engine or shape yet

Anyways I'm still saving up and keeping an eye on the classifids. Any recommendations on sites for decent modded civics? All the ones on carzone are white and covered in type R stickers:mad:

omb0wyn5ehpij9

JcDubz4life wrote: »

Fraid not:(
I'm still in a million minds over what to get. I've ruled out an sir anyways but Im still looking seriously at civics. God knows what engine or shape yet

Anyways I'm still saving up and keeping an eye on the classifids. Any recommendations on sites for decent modded civics? All the ones on carzone are white and covered in type R stickers:mad:

Try http://www.donedeal.ie/donedeal/, or get yourself onto modified car sites and have a look, try www.dtdirl.com

Stab*City

hey guys your missing the point!! dont buy a civic!! especially if you want to impress your peers and pull chicks..

Stab*City

Sqaull20 wrote: »

Only in Ireland would a Civic Sir be classed as some kind of super car!!

+10

:pac::pac::pac::pac::pac::pac::pac::pac::pac::pac:

jmck87

Sqaull20 wrote: »

Only in Ireland would a Civic Sir be classed as some kind of super car!! Mondello, these cars :pac:

Tis as dangerous as any super car in the hands of a young lad....

ianflynn

jmck87 wrote: »

Tis as dangerous as any super car in the hands of a young lad....

like any car :rolleyes:

Fallon2304

I've had the urge for a nicer, fancy quick car when I was 17 so I know exactly how you feel.

I started driving my ma's car, after 2 months, bought a 1.2 clio, insured it under my own name (don't waste ur time as a named driver, get your own policy on something reasonable). Applied for my test as soon as I had my provisional. Got my test 6 months later(still 17) and a month before I was 18 bought a VVTi celica, alot nicer than all the heaps my friends drove that went to school.

I've now moved onto a quicker VVTLi Celica(now 19) and am already eyeing up my next car.

In hindsight, I wish I had kept the clio for a year more, not 6 months and saved my arse off. I could have something very very nice now, but I'm quite happy at the minute. I've got a nice, pokey car and I'm completely legit.

You'll realise how good it feels when you do get stopped(and you will, don't delude yourself) to know that your completely in the clear and guards can't hassle you. So long as you aren't being a spa "messing"

Please don't take this wrong, but when you say "I'll do my messing in industrial estates" etc please don't turn into one of the many degenerates that hang around macdonalds car parks and aggressively overtake you with a car full of heads trying to entice you to race. There the reason people like me have to pay nearly 2.7k for insurance.

If you want to see these muppets in action, make your way down to ballymount industrial estate any sunday evening. It's a real eye opener.

3.2 turbo capri

jesus when i was 18 not even 17 {now 35 } you couldnt get insurance not a hope even in mummies and daddies name got a fortune , so be thankfull for changes in the system lol , my first legal car {different times } was a 850cc mini , great laugh huge fun factor and serious car for the females too , no bloody room though , but things can still happen lol .. the car cost me 50punt insurance was 1500 punt and i was lucky to get that ..... GOD do i miss the easy days now have very big cc cars and pay dearly for them also have DC2 for track days , well will be once i put a clutch in it anyway ...........