Car Impounded

shawboss

hey,
my car was taking to the car pound cause my insurance was out by a few days i under stand that they had to do there job by taking the car .Now when they took it they told me it would be a 125 euros to get it out but i heard some thing that it was 35 euros evey night after that . but does any one know is ther like a 30 days or some thing before this happens ?

Anan1

I can't see why they'd wait 30 days before charging, it'd kind of defeat the purpose of the charge, no? In any case, ask them how it works.

Stephen

They charge you every day for storage of the car, so its in your interest to pay the release fee asap. I'm not sure if they'll release it until you show proof of valid insurance though.

Cuddlesworth

I think after 42 days they crush the car. Might be earlier. I would really suggest not leaving it too long.

cloudymouse

Its charged every day , best thing to do is get someone with open insurance to collect it . It does nt have to be the owner that collects it , but the lovely garda prob forgot to tell you this .

TheElf

shawboss wrote: »

hey,
my car was taking to the car pound cause my insurance was out by a few days i under stand that they had to do there job by taking the car .Now when they took it they told me it would be a 125 euros to get it out but i heard some thing that it was 35 euros evey night after that . but does any one know is ther like a 30 days or some thing before this happens ?

You're charged the fee from the get-go!

How did you get nabbed if you don't mind me asking? Checkpoint? I heard that the gardai are now running their ANPR off a proper insurance database now, I'd say this will catch a LOT of people!

jimmycrackcorm

TheElf wrote: »

YI heard that the gardai are now running their ANPR off a proper insurance database now, I'd say this will catch a LOT of people!

They don't have access to insurance data yet - just tax.

Stephen

The sooner they do, the better. Uninsured drivers deserve what they get.

TheElf

jimmycrackcorm wrote: »

They don't have access to insurance data yet - just tax.

It must be getting close! This is what I read:

Automatic Number Plate Recognition (ANPR) The Irish Insurance Federation (IIF), the MIBI, An Garda Siochana and the Department of Transport have all lent their support to the above initiative, which plans to see a number of Garda vehicles through out Ireland with the capacity to read vehicle registration numbers from a distance. The system will be used to identify untaxed, stolen, targeted and now uninsured vehicles.

Dated: March 30th '09

It's from a Loyds Market Bulletin http://www.lloyds.com/NR/rdonlyres/758A00A3-D4AF-42BC-AAFA-2A42B162304D/0/Y4258.pdf

NiSmO

This post has been deleted.

roosterman71

shawboss wrote: »

hey,
my car was taking to the car pound cause my insurance was out by a few days i under stand that they had to do there job by taking the car .Now when they took it they told me it would be a 125 euros to get it out but i heard some thing that it was 35 euros evey night after that . but does any one know is ther like a 30 days or some thing before this happens ?

Out for a few days? Would they really impound a car whose insurance was out a few days? How long has the insurance actually being out?

-Chris-

TheElf wrote: »

It must be getting close! This is what I read:

Automatic Number Plate Recognition (ANPR) The Irish Insurance Federation (IIF), the MIBI, An Garda Siochana and the Department of Transport have all lent their support to the above initiative, which plans to see a number of Garda vehicles through out Ireland with the capacity to read vehicle registration numbers from a distance. The system will be used to identify untaxed, stolen, targeted and now uninsured vehicles.

Dated: March 30th '09

It's from a Loyds Market Bulletin http://www.lloyds.com/NR/rdonlyres/758A00A3-D4AF-42BC-AAFA-2A42B162304D/0/Y4258.pdf

It'd never work, it's not always the car that's insured - it's often the driver.

I haven't been insured on a specific car in 8 years.

The same would apply to basically anyone with a company car.

Number Nine

Stephen wrote: »

They charge you every day for storage of the car, so its in your interest to pay the release fee asap. I'm not sure if they'll release it until you show proof of valid insurance though.

If you have no insurance and you want to collect it .

1) You can get someone with Insurance to drive it , but you have to be present and be able to prove ownership.
2) Get a tow truck to collect it .

SV

roosterman71 wrote: »

Out for a few days? Would they really impound a car whose insurance was out a few days? How long has the insurance actually being out?

They'd impound a car if the insurance was out by an hour.

No insurance is no insurance.
Whether it's a minute or a decade.

CoDy1

I'm pretty sure the norm is to give you ten days to produce.?

rotinaj

CoDy1 wrote: »

I'm pretty sure the norm is to give you ten days to produce.?

Yes to produce valid insurance cert which the OP wont have

SV

CoDy1 wrote: »

I'm pretty sure the norm is to give you ten days to produce.?

That's only if the insurance is in debate.

CoDy1

So, basically OP, it isn't a case of your policy ran out a couple of days ago and you havent received the new cert & disc in the post?

You drove the car knowing well it wasn't insured?

Are the Gaurds going to convict you for driving without insurance then also?

They should imo.

Drummerboy08

-Chris- wrote: »

It'd never work, it's not always the car that's insured - it's often the driver.

I haven't been insured on a specific car in 8 years.

The same would apply to basically anyone with a company car.

Chris,

The cars details still have to be provided to the insurance company to be on the policy. Its these details that the ANPR system get. If it picks up a reg number that is not named on a policy within the database, it gets flagged.

The only exceptions to this is trade insurance, so i'd recommend carrying your insurance disc with you all the time. I do anyway.

groupb

CoDy1 wrote: »

So, basically OP, it isn't a case of your policy ran out a couple of days ago and you havent received the new cert & disc in the post?

You drove the car knowing well it wasn't insured?

Are the Gaurds going to convict you for driving without insurance then also?

They should imo.

+1. You should be given a driving ban!

snowman707

jimmycrackcorm wrote: »

They don't have access to insurance data yet - just tax.

Are you sure of that?

I have valid reason to believe they have access.

cabrwab

I would hope the gaurds do have insurance details!

I would feel for you if it was a few days out. Usually an insurance company will give you grace like an extra month, at least any policy i've being on have "incase" you forget to pay!!
Even though you told them you weren't staying with them!

Anyway point is was it really out by a couple of days?
expensive mistake, its by the day charge.

Sh*t im up on the high horse.
Getting coat.

Del2005

TheElf wrote: »

It must be getting close! This is what I read:

Automatic Number Plate Recognition (ANPR) The Irish Insurance Federation (IIF), the MIBI, An Garda Siochana and the Department of Transport have all lent their support to the above initiative, which plans to see a number of Garda vehicles through out Ireland with the capacity to read vehicle registration numbers from a distance. The system will be used to identify untaxed, stolen, targeted and now uninsured vehicles.

Dated: March 30th '09

It's from a Loyds Market Bulletin http://www.lloyds.com/NR/rdonlyres/758A00A3-D4AF-42BC-AAFA-2A42B162304D/0/Y4258.pdf

AFAIK they are going to use the insurance details you use when you renew your tax, but since you get put anything into the online sytem it's not ready yet. Better to give them access to the insurance companies database.

ottostreet

cabrwab wrote: »

I would hope the gaurds do have insurance details!

I would feel for you if it was a few days out. Usually an insurance company will give you grace like an extra month, at least any policy i've being on have "incase" you forget to pay!!
Even though you told them you weren't staying with them!

Anyway point is was it really out by a couple of days?
expensive mistake, its by the day charge.

Sh*t im up on the high horse.
Getting coat.

what? insurance grace period? what kinda policies are you getting? my policy with FBD has a very specific start and stop date and time, and if i go past that by a minute, im uninsured.

Jip

Number Nine wrote: »

1) You can get someone with Insurance to drive it , but you have to be present and be able to prove ownership.

Would they accept that, as apart from proper open insurance, most other policies that allow the driving of other vehicles have a clause that require the vehicle to be insured by the owner of that vehicle.

pvt.joker

snowman707 wrote: »

Are you sure of that?

I have valid reason to believe they have access.

from first hand experience, I can confirm that they do have access to an insurance database

Davidth88

Insurance is not like tax/NCT.

If your insurance is out then it is out, and you are uninsured.

Answer this question , you are driving along and someone smashes into you ( their fault totally ) and they are uninsured, how do you feel ?
Or your child is knocked over by an uninsured driver , you end up spending a fortune on medical bills .. how do you feel ?
To me knowingly driving uninsured you should be locked up , pure and simple.

Now the OP didn't make it clear ( or I missed it ) if the disk was out of date or if his insurance had actually expired. If it's the latter I have no sympathy, if it's the former then really the Garda should have had more sense , a quick phone call to the insurance company concerned would clarify that.

Jip

Jip wrote: »

Would they accept that, as apart from proper open insurance, most other policies that allow the driving of other vehicles have a clause that require the vehicle to be insured by the owner of that vehicle.

I think thats a misconception, as far as I know the car being driven does not have to be insured by someone else. I know when I was with Quinn I needed to borrow a car for a few days, the car was not being used at the time so was uninsured. Quinn said once the car was not in my name and I had owners permission I was covered. I have heard others with the same story.

Jip

I don't think it is tbh. Mainly for the following reason, what's to stop you buying an oul Micra or something in your name and insuring it for pittance. Then buying another car that's fairly loaded by an insurance company and putting it in your grannies name. Of course little oul Mary is never going to drive the car so doesn't insure it. Therefore you ask granny can you borrow her car, permanently, and drive it based on your policy for your 1 litre or less banger. In your case did you tell Quinn you'll be driving the other car for a while ? I suspect they may have temporarily transferred cover to the other vehicle for that duration.

Most policy documentation I have read has this clause in it.

Jip

Jip wrote: »

I don't think it is tbh. Mainly for the following reason, what's to stop you buying an oul Micra or something in your name and insuring it for pittance. Then buying another car that's fairly loaded by an insurance company and putting it in your grannies name.

Nothing, I know of at least one person if not more doing this.

Quinn told me that the other car did not need to be insured in order to use the driving other cars extension. I dont think my current AXA policy mentions anything about the other car being insured either but i'm not sure.

Davidth88

Just a point , if you are driving somebody else's car on your insurance.

Usually it's only your third party liability that is covered.

robbie99

Judah Deafening Corn wrote: »

I think thats a misconception, as far as I know the car being driven does not have to be insured by someone else. I know when I was with Quinn I needed to borrow a car for a few days, the car was not being used at the time so was uninsured. Quinn said once the car was not in my name and I had owners permission I was covered. I have heard others with the same story.

+1.

It's the same with my policy from FBD.

Davidth88 wrote: »

Just a point , if you are driving somebody else's car on your insurance.

Usually it's only your third party liability that is covered.

True.

Bogger77

Judah Deafening Corn wrote: »

Nothing, I know of at least one person if not more doing this.

Quinn told me that the other car did not need to be insured in order to use the driving other cars extension. I dont think my current AXA policy mentions anything about the other car being insured either but i'm not sure.

My policy with axa has it fairly clear that the car must be road legal and insured before it's covered by the "other car's" extension.

SV

It is like that with a lot of the other companies.

Quinns isn't like that, though.
In fact it mentions quite clearly;
"The car isn't covered by any other insurance"
as part of the terms of being insured third party.

CharlieCroker

Section 41 of the RTA means that a Garda can sieze any car that's uninsured and or has the Tax/Nct out for more than 2 months.
Also, the ANPR system DOES have access to the insurance details of every vehicle on the road.
The OP was caught driving without insurance and will most likey be banned from driving if he goes before a District Court judge.

peasant

totally OT ...but would somebody pleeeez add an "i" and an "m" to the tread title?

driving me demented, that is ....:D

-Chris-

peasant wrote: »

totally OT ...but would somebody pleeeez add an "i" and an "m" to the tread title?

driving me demented, that is ....:D

Done.

Now if only I had the ability to change your name from Peasant to Pedant...