New bike rules

Thornography

Hey,

Just have a bit of a question for ya's.

Iv had a bike license since I was 16 (a1 ofcourse), Got my A when I was 19, Then drove cars till now.

I'v sold the car and bought a 600cc hornet (limited edition F1 jordan) and got my A license back (2nd provisional). I rang the insurance company to insure it and it worked out ALLOT cheaper then expected, not only that but I asked them do i need to restrict it, they said no?, I rang several times and talked to 4+ people to get this confirmed and yup, I dont need to get it restriced to a 250.

Is that normal? Cause when me and the lads used to drive bikes (before now), Some of them moved onto bigger ones when they turned 18 and had to get them restriced for 2 years. Most of them STILL have them restricted.

Now I have no problems driving her full power once im insured, But i find it weird how even still allot of my mates are telling me its illegal to keep it unrestricted,

Is it cause Iv had an A for over 2 years even when i didnt drive a bike?

EvilMonkey

eVo|tempest wrote: »

Hey,

Just have a bit of a question for ya's.

Iv had a bike license since I was 16 (a1 ofcourse), Got my A when I was 19, Then drove cars till now.

I'v sold the car and bought a 600cc hornet (limited edition F1 jordan) and got my A license back (2nd provisional). I rang the insurance company to insure it and it worked out ALLOT cheaper then expected, not only that but I asked them do i need to restrict it, they said no?, I rang several times and talked to 4+ people to get this confirmed and yup, I dont need to get it restriced to a 250.

Is that normal? Cause when me and the lads used to drive bikes (before now), Some of them moved onto bigger ones when they turned 18 and had to get them restriced for 2 years. Most of them STILL have them restricted.

Now I have no problems driving her full power once im insured, But i find it weird how even still allot of my mates are telling me its illegal to keep it unrestricted,

Is it cause Iv had an A for over 2 years even when i didnt drive a bike?

If your on a Lerner permit or the first 2 years of your full licence its supposed to be to be restricted to 25kW(33BHP). Insurance company either doesn't give a **** because there charging you the full power price or dont know what there on about but An Garda Siochana might not be too impressed.

The only new rule is if your on a Lerner permit your supposed to wear a high vis jacket with L plates on it! :pac:

Thornography

Its not a learner permit since I had the provisional before all these ****e laws came out which means i dont need to wear all the bright stuff e.t.c

I have held the license catagory for over 3 years now.

P.C.

eVo|tempest wrote: »

Its not a learner permit since I had the provisional before all these ****e laws came out which means i dont need to wear all the bright stuff e.t.c

I have held the license catagory for over 3 years now.

Do you have a FULL licence?

If not, you have to have the bike restricted, and have to wear the hi-viz vest with the L-plates.

It is NOT an optional thing.

The only way you don't have to have the bike restriced is if you have been on a learners permit/provisional licence since mid 1999. You would still have to wear the hi-viz.

Del2005

eVo|tempest wrote: »

Its not a learner permit since I had the provisional before all these ****e laws came out which means i dont need to wear all the bright stuff e.t.c

I have held the license catagory for over 3 years now.

The 25kw restriction came in more then 3 years ago, It was the around 2000 when it was brought in, I was 3 months too young to get DA:(. You need to be restricted, AFAIK it should say it on you provisional licence.

It doesn't mater what the insurance company says, as if sh!t happens and you aren't riding restricted they can void your insurance and chase you for any money paid out on claims.

galwaytt

Del2005 wrote: »

....... if sh!t happens and you aren't riding restricted they can void your insurance and chase you for any money paid out on claims.

Stop scaring the lad......No they can't. The courts ruled years ago that where cover is mandated by law (RTA 1963 iirc...), and where a proposal is accepted by a co, paid for by a client, the cover stands, inviolate.

Now, that doesn't stop an Ins co coming after you, afterwards, after they pay out a claim on your behalf, in the civil court, to reclaim monies, but the important thing is, your cover is intact and legal, and you won't be left uncovered or exposed to prosecution.

In any dealings with your Ins co, where not done in writing, you should always, always, always, start your conversations with: having a pen and paper to hand, start by asking the customer service agent's name - and if not clear, get them to repeat and/or spell it - and then notarise your conversation. I guarantee you their responses will always be more measured, and accurate if you do this, as they know you're not asking 'blind' or 'out of curiousity', and they know you are being specific.

It's not just ins co's that can record telecon's, you know........

Del2005

galwaytt wrote: »

Stop scaring the lad......No they can't. The courts ruled years ago that where cover is mandated by law (RTA 1963 iirc...), and where a proposal is accepted by a co, paid for by a client, the cover stands, inviolate.

I'd rather scare someone on here then have them taken to the cleaners by an insurance company

If I remember correctly when you take out an insurance policy it states that you hold or have held a licence for the category of vehicle you are insuring. If the OP is driving a motorbike with >25kw on a restricted A licence/provisional licence/leaners permit then they don't have or had a valid licence to ride it, therefore the insurance is invalid/void.

Now, that doesn't stop an Ins co coming after you, afterwards, after they pay out a claim on your behalf, in the civil court, to reclaim monies, but the important thing is, your cover is intact and legal, and you won't be left uncovered or exposed to prosecution.

So it doesn't really mater if they void the policy or not as they can come after you for any money paid out on your policy. If the claim is big enough for them to chase after you for the money, the 5 points and court fine will be the least of your problems.

In any dealings with your Ins co, where not done in writing, you should always, always, always, start your conversations with: having a pen and paper to hand, start by asking the customer service agent's name - and if not clear, get them to repeat and/or spell it - and then notarise your conversation. I guarantee you their responses will always be more measured, and accurate if you do this, as they know you're not asking 'blind' or 'out of curiousity', and they know you are being specific.

It's not just ins co's that can record telecon's, you know........

That's a good idea.
But do you have to start every phone call with "To ensure quailty and for training purposes this call may be recorded"?:D

seanybiker

you do need it restricted. Even when ya pass your test you will have to keep it restricted for two years.
Ya get the hornet from done deal? Seen the jordan one on there a while back.tis lovely. Enjoy the bike anyways.

Thornography

seanybiker wrote: »

Ya get the hornet from done deal?

I did indeed. Sold my car to buy it (integra), Even doh bringing it home was a 2:30 drive with a tinted visor at 2am in the pissing rain I have no regrets

He gave me the CDI for the 250, I might stick it in after work so in that case.

Cuddlesworth

Del2005 wrote: »

That's a good idea.
But do you have to start every phone call with "To ensure quailty and for training purposes this call may be recorded"?:D

If they have the message then no, you don't have to inform them as its already assumed the conversation is no longer private. If they don't have any message implying the call is no longer private then yes, you have to inform them it is being recorded.

Most call centers don't record their calls, its too expensive and a waste of time. The recording is really there for training and management purposes because it allows somebody to listen in on the call legally.

Thornography

Can the guards pull you over and check if she's restricted? Cause I dont have a cert to say the CDI is installed. (installed myself saving money lol) tried and tested shes now legal.

seanybiker

eVo|tempest wrote: »

Can the guards pull you over and check if she's restricted? Cause I dont have a cert to say the CDI is installed. (installed myself saving money lol) tried and tested shes now legal.

Dunno to be honest but if they do stop ya just play stupid about the cert and tell them you never heard about a cert.
Thats a bloody lovely looking bike. You will be pissing past integras now.