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Funds

  • 14-05-2009 4:46pm
    #1
    KINGVictor
    Registered Users, Registered Users 2 Posts: 1,184 ✭✭✭


    Hello,I really need advise for my best friend,he has been through a lot of disappointments lately .Here is a summary :-

    He got an offer from TCD for a masters programme.He unfortunately has been unemployed for about 12 months now ,he intends to apply for the Mature grants which if he successfully gets would mean he would get €6000 for the fees,but the course fees are about €13,000.I would really appreciate any advise about how he can get a Loan to fund his studies and accommodation.

    He have very little knowledge on how Student loans work and I dont either,basically he would like to borrow about €6000 but would like to get advise on

    -The best bank to approach
    -Considering that he has been unemployed for about 12 months,is this a realistic endeavour.
    -If this is not feasible ,are there any other routes to rasing funds for postgraduate studies.

    All responces(especially postive onesbiggrin.gif)would be highly appreciated.


Comments

  • #2
    The Walsho
    Registered Users, Registered Users 2 Posts: 1,251 ✭✭✭The Walsho


    I won't be of much help but I really hope your friend gets something sorted, there's plenty of people on here who are usually very good with advice for this sort of thing.
    There's also this forum : http://boards.ie/vbulletin/forumdisplay.php?f=1101

    Something about this sentence
    KINGVictor wrote: »
    Hello,I really need advise for my best friend,he has been through a lot of disappointments lately.


    is quite touching. The way you worded it or something.


  • #3
    [Deleted User]
    Posts: 16,720 ✭✭✭✭ [Deleted User]


    Has he properly checked out his grant eligibility yet? If you get a grant for a masters course you can get your course fees paid for you. Plus since he has been unemployed (and I assume claiming benefits) he may be eligible for the Back to Education Allowance.


  • #4
    Tricity Bendix
    Closed Accounts Posts: 2,510 ✭✭✭Tricity Bendix


    I got a loan from my local AIB branch. Just went in and told them I needed a student loan and they handed over the cash after I got a co-signor. I didn't have to make any repayments for 12 months, and they were very understanding about how much I could pay back a week. The only killer is that I had to pay nearly 10% interest.

    here is the info on the back to education allowance. your friend needs to be over 24 and has to have been receiving benifit for over 12 months.


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