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private doctors in Ireland

  • 11-05-2009 5:30pm
    #1
    Closed Accounts Posts: 22


    Hi !
    I am 23 years old girl from Hungary soon i will move to Ireland i have heard about social welfare but the prsi number is basic of the sicial welfare in Ireland so when i move to live with my boyfriend who is irish i know for a little while i wont have job still so i would like to ask if i cant pay the medical card how can i resolve this probem with the health insurance what the private insurance companies like Quinn covers what can i pay with it?Are there private doctors in ireland of women health?Thanks youre answer is will be very nice from you will be a big help to me!:)


Comments

  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    If my understanding of what you are saying is correct:

    You're about to move to Ireland to live with your Irish boyfriend from Hungary, and want private health insurance. If so- you can apply for private health cover from any of the Irish health insurance companies. They have different rules- normally medical conditions previously diagnosed are not covered for a lock-out period (it varies depending on the particular medical condition). Something to consider is that pregnancy is normally not covered with any of the private companies, until you have been a member for over a year.

    Vis-a-vis female doctors- almost 60% of practising doctors in Ireland are female, and are present in all disciplines. If you have a specific query- detail it- and the good folks here will offer whatever information they have to you.

    SMcCarrick


  • Registered Users, Registered Users 2 Posts: 926 ✭✭✭drzhivago


    julu1986 wrote: »
    Hi !
    I am 23 years old girl from Hungary soon i will move to Ireland i have heard about social welfare but the prsi number is basic of the sicial welfare in Ireland so when i move to live with my boyfriend who is irish i know for a little while i wont have job still so i would like to ask if i cant pay the medical card how can i resolve this probem with the health insurance what the private insurance companies like Quinn covers what can i pay with it?Are there private doctors in ireland of women health?Thanks youre answer is will be very nice from you will be a big help to me!:)

    Have to apply to health board for medical card if you have no income, if living with boyfriend they may take his earnings into account, not sure

    Quinn/VHI/Hibernian are the 3 major health insurers.As a young person you ned outpatient cover, you may still pay to see GP but get a certain amount back at end of the year from the insurance

    It is not like USA where you swipe the insurance card and dont pay anything or something small

    There are many doctors specialising in womens health, when you find what area you are living in the phone book would be a godo start when you know the particular area or you could try

    www.icgp.ie
    That is the website for the College of GP in Ireland


  • Closed Accounts Posts: 22 julu1986


    [
    hi so i dont really understand what are the vis-a vis female doctors are they work with women health problem?
    Thanks:)


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    julu1986 wrote: »
    [
    hi so i dont really understand what are the vis-a vis female doctors are they work with women health problem?
    Thanks:)

    All doctors work with all health problems (though obviously they will have different specialities). Its not normally difficult to specify that you would rather visit a female doctor, than a male doctor. Particularly in the private health care sector- this should not pose a problem. In the public system- its a case of take what you get.

    Women doctors do not work specifically with women's issues- and vice-versa, male doctors do not necessarily work with specifically male problems. As an example- there is only one female doctor in the breast clinic in the Mater (my sister), along with 5 guys- and in clinic where they 'take care of man problems' for want of a better way of putting it- the staff are almost 80% female......

    If someone is unhappy- they can request a different staff member.


  • Registered Users, Registered Users 2 Posts: 4,885 ✭✭✭JuliusCaesar


    Are you looking for a gynaecologist or a GP who looks after womens health?

    There are also Well Woman Clinics.


    There are 3 ways of accessing the health services in Ireland:

    1. get a medical card, which means your health care is free of charge, if you have very little income.

    2. Just pay as you go for GP, A&E services etc - any major hospital care may be charged at a 'nominal' rate by the HSE (public health service)

    3. Take out private health insurance with one of the companies mentioned above (VHI, Quinn, etc) and claim back any medical costs on this. They won't cover it all!


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  • Closed Accounts Posts: 22 julu1986


    i am lloking a a gynaecologist yes my bf has a gp so i am sure he can help but now i have such problems because of i have to looking for a gyanecologist who musst check me in every 6 months and this kind of things
    well i wont have just a little incomei thinks so i will have some money from my bf who will pay to me because i will work.where can i look for the out patient expenses?anyway what does it mean the out patient?
    :)


  • Moderators, Society & Culture Moderators Posts: 32,286 Mod ✭✭✭✭The_Conductor


    julu1986 wrote: »
    i am lloking a a gynaecologist yes my bf has a gp so i am sure he can help but now i have such problems because of i have to looking for a gyanecologist who musst check me in every 6 months and this kind of things
    well i wont have just a little incomei thinks so i will have some money from my bf who will pay to me because i will work.where can i look for the out patient expenses?anyway what does it mean the out patient?
    :)

    Hi Julu1986-

    An outpatient is someone who visits a hospital or clinic and does not stay there (i.e. the go in, visit the doctor/nurse and leave).

    Outpatient expenses are any costs incurred as an outpatient (which includes a mandatory EUR66 charge per visit, unless you have a GP referral or a medical card). Most private health insurance policies pay a portion of these charges (not all of them). In addition these charges can be deducted against income tax (at the lower rate).

    I would suggest you post in the State Benefits forum here on boards- re: medical card and other entitlements. Link here.

    You are automatically entitled to emergency attention in any hospital in Ireland, as an EU citizen, but you are not automatically entitled to consultant care etc (you have to be resident for a set period of time before this kicks in).

    You are indicating a prior ailment which requires ongoing attention. Private health insurance will not normally cover pre-existing medical conditions for a set period of time (it varies from company to company and the nature of the illness). You will also not qualify for public health cover for a set period of time. Your only alternate outside of this- is paying for it privately (or perhaps keeping up your coverage in Hungary, until such time as you're entitled to claim in Ireland- and visiting home periodically for appointments etc).

    SMcCarrick


  • Closed Accounts Posts: 9,376 ✭✭✭metrovelvet


    Apply for the European health card. Then take cheap Ryanair flights to somewhere else, where you will get faster, better, and cheaper health service.


  • Closed Accounts Posts: 22 julu1986


    Hi metrovelvet sorrily the life is not such easy as you say
    i have to resolve this kind of problems of myself. I cant travel to home in every six months because for what?i try to get into a well women clinic i have found already i just have to ask the price of the consultation
    But thanks:)


  • Closed Accounts Posts: 9,376 ✭✭✭metrovelvet


    You dont have to go back to Hungary every six months. But let's take a look at things over here.

    If you have a gynecological issue which needs monitoring, then you probably wont get the attention it needs.

    I have a gastro intestinal issue which needs monitoring and should be getting annual colonoscopies but no such luck with the waiting lists in this country.

    My son needs surgery and I have been waiting 5 weeks to get the urologist to even return my phone calls and the GPs, let alone get an appointment to be seen.

    Your health insurance will only cover PART of the consultants fees, depending on what coverage you choose.

    I have worked out that flying somewhere else, which I am doing, to get my son his surgery, is cheaper than annual health insurance, faster and better.

    If you are healthy then sure, then yo uhave time on your side, but if you have an issue, you might consider going elsewhere.


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  • Closed Accounts Posts: 5,778 ✭✭✭tallaght01


    Julu, the wellwoman clinics give reasonable care. They'll be able to help you, or refer you to someone who can.

    The Irish healthcare system has it's faults. But if you're reasonable about your expectations in a public system, then you'll be looked after appropriately.

    The other option is to speak to your GP about your problem.

    Good luck :D


  • Closed Accounts Posts: 22 julu1986


    :)thanks for everyone the answeres i found the right way i think just have to pay for it seriously much but never mind i will be ok.Again thanks for everyone!:);)


  • Registered Users, Registered Users 2 Posts: 196 ✭✭charlieroot


    Apply for the European health card. Then take cheap Ryanair flights to somewhere else, where you will get faster, better, and cheaper health service.

    As far as I was aware the European health card only covers emergency care? Or am I wrong?


  • Registered Users, Registered Users 2 Posts: 4,885 ✭✭✭JuliusCaesar


    2. Just pay as you go for GP, A&E services etc - any major hospital care may be charged at a 'nominal' rate by the HSE (public health service)

    3. Take out private health insurance with one of the companies mentioned above (VHI, Quinn, etc) and claim back any medical costs on this. They won't cover it all!

    We aren't entirely heartless in Ireland about health. If you are working, you can claim medical expenses* against tax, usiing the MED1 form from the Revenue Commissioners.

    *any amount which hasn't already been covered by insurance.


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