Where to get cheap Biz Insurance?

CaraFawn

Hi,

I need the following
Public Liability, Employers Liability and Professional Indemnity should be verified to the limit of 1 million minimum.

Anyone has any cheap insurance company to recommend, called AXA but they don't cover Indemnity.
My biz has no employee (Just x2 directors), no equipment, no office, only IT consultancy from home and customer's site.

Cheers in advance

VO

A broker will probably get you the best deal.I use www.kindlon.ie and get great serivce and prices

Dutchie

Cara,
My insurance premium was reduced by over 12k this year. FBD were the most competitive.

patftrears

CaraFawn wrote: »

Hi,

I need the following
Public Liability, Employers Liability and Professional Indemnity should be verified to the limit of 1 million minimum.

Anyone has any cheap insurance company to recommend, called AXA but they don't cover Indemnity.
My biz has no employee (Just x2 directors), no equipment, no office, only IT consultancy from home and customer's site.

Cheers in advance

Employers Liability - Why ? you have no employees
Public Liability - Why ? you have no office, contact with public

http://www.software.ie/Sectors/ISA/ISADoclib3.nsf/wfICCC?OpenForm&RestrictToCategory=Discount+Scheme

top link

itsonlyme

OP I would suggest you cut out the middle man (the broker) and go direct to the companies

EAGLE STAR....


ALLIANZ.....


Both companies have very great rates for small business

CaraFawn

Dutchie wrote: »

Cara,
My insurance premium was reduced by over 12k this year. FBD were the most competitive.

12K?? Mother ...lol

CaraFawn

patftrears wrote: »

Employers Liability - Why ? you have no employees
Public Liability - Why ? you have no office, contact with public

http://www.software.ie/Sectors/ISA/ISADoclib3.nsf/wfICCC?OpenForm&RestrictToCategory=Discount+Scheme

top link

Ah yeah ok thanks for the input mate

CaraFawn

Anyone has an idea roughly how much it would cost for Professional indemnity then for a "freelance" working in IT like me? I do consulting around Microsoft technologies.

CaraFawn

Well I just went onoine and managed to get a quote for this only
professionalindemnity.org

About 450 euro for the year for a 1.3 Million insurance/Professional indemnity.

That's alright I suppose.

Sound alright to you guys?

lecheile

CaraFawn wrote: »

Well I just went onoine and managed to get a quote for this only
professionalindemnity.org

About 450 euro for the year for a 1.3 Million insurance/Professional indemnity.

That's alright I suppose.

Sound alright to you guys?

That sounds really cheap - I'd expect something in the region of 10 times that, based on what I have paid for similar cover.

Are you sure you need PI? Not sure what you could do or advise companies to do that could lead to them making a claim against a PI policy? Isn't that what testing is for

nicola31

Hi,

A friend of mine is starting a business hiring out bouncy castles etc. for chidrens' parties. The public liability insurance quotes are through the roof.

Can anyone recommend a good broker for this sort of insurance.

Thanks.

MB74

CaraFawn wrote: »

Well I just went onoine and managed to get a quote for this only
professionalindemnity.org

About 450 euro for the year for a 1.3 Million insurance/Professional indemnity.

That's alright I suppose.

Sound alright to you guys?

From someone in the industry that quote sounds good. Wouldn't expect you would beat it by much if at all.