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Category C damage

  • 22-04-2009 11:26pm
    #1
    DaMonk
    Closed Accounts Posts: 200 ✭✭


    I'm looking at a car for sale and got this alert on a history check:

    DATE 07/01/05
    TYPE Category C Insurance Loss.
    Vehicle Extensively Damaged
    But Repairable -Insurer
    Decided Not To Repair

    UK Write-off categories:- Category A: Should be crushed. Category B:
    Use for parts only. Category C: Badly damaged, repairable but may
    need to be re-certified as roadworthy. Category D: Damaged, the cost of
    repair is prohibitive or vehicle valuation post repair is questionable, an
    engineers inspection before purchase is recommended.


    I'm guessing I should stay well clear?


Comments

  • #2
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    It just means the cost of repairing it for the insurer outweighed the cost of replacing it and so they picked the most economical option.

    You may get a bargain or you may get a heap of sh!te.


  • #3
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    I'd stay clear.


  • #4
    DaMonk
    Closed Accounts Posts: 200 ✭✭DaMonk


    it'd be a bargain at the price, owner claims to have bought it off a dealer but it doesnt have an NCT at the moment.


  • #5
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    When you say bargain, do you mean compared to other cars that have been in a big crash or or compared to accident-free cars?


  • #6
    DaMonk
    Closed Accounts Posts: 200 ✭✭DaMonk


    compared to cars that are accident free. I think I'll stay wide of it, had enough trouble with my last car having the wrong engine code and crap like that. If the car NCT'd fine and looked and drove well I wouldnt have a massive problem with it at all though


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  • #7
    PeakOutput
    Registered Users, Registered Users 2 Posts: 7,639 ✭✭✭PeakOutput


    depending on how much your spending and how much of a bargain it is around 150euro for an engineer to inspect it could be money well spent if he tells you its golden

    cat c means that the cost of repairs was 60% of the value of the car at the time so the insurance company paid out for the full value instead less the salvage value the dealer probably bought the salvage/wreck and fixed it up themselves as they could do it for cost price

    there are numerous situations were a cat c car that is fixed up is a perfectly decent car


  • #8
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    I wouldn't be overly concerned. AFAIK, insurers take the cost of repairing the car throw a main dealer, with origional parts. We all know it's alot cheaper not to go through the main dealer. It depends on the value of the car though...

    Tell us more about the car.


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