which one of these should i get/would you get?

delllat

moneybookers merchant account is offering a choice of either:

2.9% and €0.29 cent transaction charge


or a flat rate of 7.9% with the bonus that they will absorb all credit card chargebacks so the merchant has nothing to worry about

normally i would take the first one but this is business selling some expensive items so a chargeback or a fraud would be tough to absorb

delllat

anyone...?

swanvill

I would take the 2.9% option and invest my time and money into my systems preventing fraud. To take the 7.9% option is to giveaway 5% of your turnover. Estimate how much 5% of your annual turnover will be and equate that to how many fraudulent transactions that would be in a year. I would look at other website and see their terms /conditions for chargebacks and I would talk to your bank about preventing false claims and what information you need to counter a false claim?

TheCostumeShop.ie: Ronan

2.9% no questions. If your worried about chargebacks just use a "securecode" protection which transfers the chargeback risk to the banks also.