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Switch to van?

  • 19-03-2009 9:58am
    #1
    Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭


    I currently drive a 99 Corolla, but as I commute to work, I'm doing almost 500 miles a week. I was wondering if it would be worthwhile getting a small van, perhaps a Berlingo. I also own a 98 Polo which I can't get rid of and could use it as scrappage which a lot of dealers are doing now. Just a few questions:

    Would my insurance be cheaper or more expensive? I've a full licence so thats not an issue

    Do I have to get it NCT'd every year?

    The tax would likely be greater, but would it be by much? I know it depends on the engine size really, but say for a 1.9 diesel

    Cheers all


Comments

  • Closed Accounts Posts: 7,563 ✭✭✭leeroybrown


    Motor Tax on a small van would be €288 per annum. The van would require a DOE certificate every year in order to tax it. The insurance might have a small loading for the contents but if your current insurance is low it should be too.


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    Motor Tax on a small van would be €288 per annum. The van would require a DOE certificate every year in order to tax it. The insurance might have a small loading for the contents but if your current insurance is low it should be too.

    Ah cheers, I figured the insurance would be a bit more for contents (even though the most expensive things that'll be in the back will probably be Zoo magazines and empty Lucozade bottles :D) but the tax and stuff seems grand so overall it should be ok.

    As for the mileage, (forgive me, I don't know a lot about engines) with the amount of miles I'm doing each week would a diesel really make that much difference in terms of how much fuel I go through and stuff. I know diesel is cheaper than petrol these days but even if they were the same price is the difference really that noticable?


  • Closed Accounts Posts: 629 ✭✭✭cashmni1


    The insurance can be bought for personal use also. In other words, you will be carrying nothing for work in the van. - Quinn Direct comercial have this option.
    Be careful when buying the van. It might seem more frugal to purchase a van for the commute, but would you not be better off running your '99 corolla for the cummute and not spending any further money on a van?
    I fell into this trap before. Now I own a car and a small van. The GF also has her car.


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    cashmni1 wrote: »
    The insurance can be bought for personal use also. In other words, you will be carrying nothing for work in the van. - Quinn Direct comercial have this option.
    Be careful when buying the van. It might seem more frugal to purchase a van for the commute, but would you not be better off running your '99 corolla for the cummute and not spending any further money on a van?
    I fell into this trap before. Now I own a car and a small van. The GF also has her car.

    Sorry, I didnt explain myself too well. I'd be using the Polo as scrappage to get money off the van, but I'd still be selling the Corolla. I have more chance of selling the Corolla myself than the Polo, as I've been trying to get rid of it for over a year now with no luck. With insurance and tax I wouldn't be able to keep a van and the Corolla


  • Registered Users, Registered Users 2 Posts: 5,473 ✭✭✭robtri


    also you can park in loading bays for up to 30mins for free, handy for parking around town :D


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  • Closed Accounts Posts: 12,102 ✭✭✭✭Drummerboy08


    Why dont you look at a carvan OP? all the benefits of a normal van, but it will be more comfortable to drive over longer distances.

    Something like a Focus van, Kia Pro'Ceed etc.


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    Why dont you look at a carvan OP? all the benefits of a normal van, but it will be more comfortable to drive over longer distances.

    Something like a Focus van, Kia Pro'Ceed etc.

    haha, I read that as caravan and thought you were taking the urine

    Yeah a carvan would be great. Either or I suppose, budget allowing. Don't want to be spending too much money. I work in the construction industry and... well... y'know

    Focus van would be great if I could get one and it was fairly cheap, good runner etc


  • Closed Accounts Posts: 12,102 ✭✭✭✭Drummerboy08


    What kind of budget have you got?


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    depends how much I get for the Polo and Corolla, but I'd be aiming around the 4-5 mark. Like I said, don't want to be spending too much money due to my job


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  • Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    What kinda of Corrolla have you? Why not take the back seats out of it and convert it into a commercial. One option.

    I'd be going for the Focus van out of bazz26's choices.


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    its a 5 door saloon, so no converting. Its not necessarily the fact I need a van, its that for the amount of miles I do, a diesel would probably be best, and I could do with the extra space in the back.

    Yeah, the Focus looks like a great job, going to give them a ring in a while and see about if they have any scrappage deals or anything. Cheers


  • Closed Accounts Posts: 2,279 ✭✭✭snowman707


    Motor Tax on a small van would be €288 per annum. The van would require a DOE certificate every year in order to tax it. The insurance might have a small loading for the contents but if your current insurance is low it should be too.

    it is possible to get 2 years tax from the DOE test, no need to test the van every year. just watch your dates.

    if you have a car policy Setanta Insurance will mirror your NCB off that policy no matter what company the car is with.


  • Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    snowman707 wrote: »
    it is possible to get 2 years tax from the DOE test, no need to test the van every year. just watch your dates.

    if you have a car policy Setanta Insurance will mirror your NCB off that policy no matter what company the car is with.

    Aye work it out so the tax runs out a a month before the d.o.e is due. Then tax it for the year. Nothing illegal about that:rolleyes::pac:


  • Registered Users, Registered Users 2 Posts: 3,009 ✭✭✭OldmanMondeo


    snowman707 wrote: »
    it is possible to get 2 years tax from the DOE test, no need to test the van every year. just watch your dates.

    Until a guard askes you to produce your DOE cert. They do ask for these unlike the NCT....and the fine are bigger I beleive.


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    the Focus dealer wouldn't accept scrappage or trade-in, so its out of the question then. Pity.

    Ah well, I'll just have to ring round and see what deals are going on around the place. Cheers all


  • Registered Users, Registered Users 2 Posts: 2,183 ✭✭✭pcardin


    I have 97' Peugeot Partner 1.9D with 155k miles on the clock. I could probably swap to your Polo.


  • Registered Users, Registered Users 2 Posts: 34,723 ✭✭✭✭Penn


    pcardin wrote: »
    I have 97' Peugeot Partner 1.9D with 155k miles on the clock. I could probably swap to your Polo.

    hehe, unless you're a very good mechanic I wouldn't inflict it on you. Theres something wrong with either the battery or alternator, but basically it doesn't always start, and even when it does, it dies about 5 minutes later. My uncles a mechanic and can't figure out whats wrong with it. I was taking the term "scrappage" very literal :D

    Besides, I'm kinda looking for something younger, less miles etc, for resaleability (that might not be a real word). Cheers anyway


  • Registered Users, Registered Users 2 Posts: 2,183 ✭✭✭pcardin


    Can I still take a look on your Polo?


  • Closed Accounts Posts: 2,279 ✭✭✭snowman707


    Until a guard askes you to produce your DOE cert. They do ask for these unlike the NCT....and the fine are bigger I beleive.

    Have never been asked by a garda for a doe cert in over 20 years. Up until recently we had 3 commercials on the road, one look at the windscreen & waved on.
    Mostly HGV's they stop, not bothered with the lighter stuff.


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  • Registered Users, Registered Users 2 Posts: 373 ✭✭dutchcat


    snowman707 wrote: »
    Have never been asked by a garda for a doe cert in over 20 years. Up until recently we had 3 commercials on the road, one look at the windscreen & waved on.
    Mostly HGV's they stop, not bothered with the lighter stuff.
    until something happens............van towed away by gardai for inspection:eek:


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