What's the story with 123.ie?

qz

I was getting some realistic online quotes for my next car when I got bored and started looking at the big fish just for the laugh:

Revelant details: Male, 20, Dublin, Full License, 1 yr NCB, no points, no claims.

2001 X5 worth €13k, quoted €3000 Fully Comp
2000 Z3 worth €8k, quoted €2000 TPFT
1999 Boxster worth €11k, quoted €2400 TPFT
2001 M5 worth €19k, quoted €3500 TPFT

I'm guessing the system is just fúcked?
-2000 Ferrari 360 worth €75000, quoted €4500 Fully Comp.
-2005 DB9 worth €90,000, quoted €4700 Fully Comp.

Is it worth crossing my fingers and ringing them

nhughes100

123 are cutting prices left and right to get business, I'd personally not like to have to make a claim with them although I'd be interested to see how other people have gotten on with them. Cheap house insurance all the same. They're 60 quid cheaper on my car insurance but decided not to go with them for peace of mind.

zulfikarMD

qz wrote: »

I was getting some realistic online quotes for my next car when I got bored and started looking at the big fish just for the laugh:

Revelant details: Male, 20, Dublin, Full License, 1 yr NCB, no points, no claims.

2001 X5 worth €13k, quoted €3000 Fully Comp
2000 Z3 worth €8k, quoted €2000 TPFT
1999 Boxster worth €11k, quoted €2400 TPFT
2001 M5 worth €19k, quoted €3500 TPFT

I'm guessing the system is just fúcked?
-2000 Ferrari 360 worth €75000, quoted €4500 Fully Comp.
-2005 DB9 worth €90,000, quoted €4700 Fully Comp.

Is it worth crossing my fingers and ringing them

worth trying http://www.quoteclub.ie/motor.php as they give you comparision of both company quotes as well as broker quotes.

qz

zulfikarMD wrote: »

worth trying http://www.quoteclub.ie/motor.php as they give you comparision of both company quotes as well as broker quotes.

Cheers, tried the X5 example for TPFT (Porsche wasn't even an option!) and got no quote from about 85% of them, including 123.ie, €1100 from nononsense.ie up to €1800 from FBD

jaffa20

zulfikarMD wrote: »

worth trying http://www.quoteclub.ie/motor.php as they give you comparision of both company quotes as well as broker quotes.

It just keeps searching, no results

Anyway, nobody could beat insure.ie for me. They seem to be the cheapest out there, especially if you ring them as they even knocked another 100quid off when i did that.

Very pleasant to deal with too.

EDIT
Wait... it just said Aliance Direct gave me a quote for 698 euro :O That can't be right!?? The cheapest i could get was 1,100 a month ago and paid

zulfikarMD

jaffa20 wrote: »

Wait... it just said Aliance Direct gave me a quote for 698 euro :O That can't be right!?? The cheapest i could get was 1,100 a month ago and paid

it takes time and you got your result..

jaffa20

zulfikarMD wrote: »

it takes time and you got your result..

Yeah but then i went to Alianz website and did an online quote and they said:

"Sorry, you do not meet the necessary criteria to obtain a quote. If you have any queries please call us."

marknoonan1974

You have zero chance of getting a proper quote for beasts like these online!!!!!

Nice cars

Flesh Gorden

if you want to depress yourself a bit - go onto chill.ie
they even tell you exactly who they deal with (eg axa drive first...)


Anyway - I'm in a similar position to the OP 22 - living in a city - 1 year NCB -


If i had my licence for 5 years - some of the quotes where


Porsche Boxster 98' 2.5L fully comp (group 17) - around €1849

My current car (group5) - €649 (i pay €1680)

the 1.8 GTi version of my car (group 13) - €850 ish


I think the Excess was in the low hundreds too - 300 mark or something

I wonder if they'd insure me on a 1936 Lincoln




.

marknoonan1974

Flesh Gorden wrote: »

if you want to depress yourself a bit - go onto chill.ie
they even tell you exactly who they deal with (eg axa drive first...)

.

Chill.ie are a broker, from what I heard not may companies like insurance sports cars, your prob better talking to a broker direct on the phone..

Atomic Pineapple

zulfikarMD wrote: »

worth trying http://www.quoteclub.ie/motor.php as they give you comparision of both company quotes as well as broker quotes.

that website is handy but it only uses the quick quotes features on some of the brokers websites, which always give quotes but when you add additional information it wont give a quote

nhughes100

nhughes100 wrote: »

123 are cutting prices left and right to get business, I'd personally not like to have to make a claim with them although I'd be interested to see how other people have gotten on with them

travellers insurance that back them are biggest auto insurance company in world i think.. or one of. quoted on new york stock exchange apparently.

123.ie is jus their brand in ireland... they dont actually search other insurers but are still very cheap

marknoonan1974

draffodx wrote: »

that website is handy but it only uses the quick quotes features on some of the brokers websites, which always give quotes but when you add additional information it wont give a quote

but the quick quotes are only on insurance companys and not the broker sites?

Flesh Gorden

Deleted User wrote: »

123.ie is jus their brand in ireland... they dont actually search other insurers but are still very cheap

In America they pretended to do so when giving quotes - a $77 million mistake

here!

Atomic Pineapple

marknoonan1974 wrote: »

but the quick quotes are only on insurance companys and not the broker sites?

sorry, whatever sites use them

jonathan11

Deleted User wrote: »

travellers insurance that back them are biggest auto insurance company in world i think.. or one of. quoted on new york stock exchange apparently.

123.ie is jus their brand in ireland... they dont actually search other insurers but are still very cheap

Think 123.ie are the brokers for travelers. So your insurance disk says travelers. I signed up with them a few months back, found them very professional and cheap. ;)Would be interested to hear if anyone has expenrience of making a claim with them thou....

peteburnshndbag

I just signed up with them on a cheap 2nd hand punto 1.2
Car is worth 1,500 (00-D)

Anyway I HAVE 4 years NCB and I got my quote for 397Euro

Cheapest I've found

Just waiting on my log-book to come back now so I can get it taxed and start driving again.. Such a wreck the head..

marknoonan1974

peteburnshndbag wrote: »

I just signed up with them on a cheap 2nd hand punto 1.2
Car is worth 1,500 (00-D)

Anyway I HAVE 4 years NCB and I got my quote for 397Euro

Cheapest I've found

Just waiting on my log-book to come back now so I can get it taxed and start driving again.. Such a wreck the head..

What ya get the insurance with?

Sqaull20

Sorry for hijacking this thread, but with 123.ie Travelers Insurance always seem to come up as the cheapest.Im looking throught the irish site of that company but cant find the terms and conditions on the site.

My insurance will be up in May and they are offering 1450 euro fully comp on a 04 1.9 tdi Fabia VRS, male 21, 1 yrs ncb, full licence.Seems a good deal as quinn, axa etc are all nearer 2k.Im just trying to find out if fully comp includes drive other cars, like quinn, axa and a few others do.

noel6071

I have to say that 123.ie are a crowd of ****ers. If you are someone that can insure your car and not have to contact them for the full year then you will be ok, but if you have to alter anything about your policy god help you. I got a quotation for 563 euros for a Celica, I thought this was a good quote with fully protected no claims. I paid in full as the premium was low. They then contacted me a week later saying that although my previous insurer were given me 50% no claims they would not do this and would only give me 20% 2 years, they asked for €400 euro more I refused and told them I want to cancel my policy, I wasnt even with them 2 weeks and had not recieved my insurance disc.

They said the money be back in my account within 5 working days. I faxed off the cancellation form, they managed to lose that and they ended up finding it beside the fax machine a week after ! I waited and waited for this refund, 5 days after no sign of the money, I kept ringing, IT TOOK A MONTH TO GET A REFUND AND THEY DEDUCTED €200 for cancelling the policy even though i was only with them less than 14 days. RIP OFF COMPANY dont go near them. I now returned to Hibernian a company i can trust. !

L1011

123 are a brokers rather than being Travelers "brand in Ireland" as claimed by someone here - in the past they've resold Eagle Star (Zurich) and others but currently appear to just sell Travelers motor insurance. I've the house here insured on I think Axa through them...

Our man in Havana

All their house insurance is from Zurich.