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High Performance Insurance - Who are you with?

  • 10-03-2009 12:58pm
    #1
    Registered Users, Registered Users 2 Posts: 18,272 ✭✭✭✭


    Just thinking it would be a good idea to get a list of who people insure there high performance cars with as it seems to be getting more and more difficult to get quotes on powerful cars and a list of who people are with and what car they have might help with finding quotes.

    I drive:

    1999 ukdm Honda Integra Type R, standard, no modifications

    My Insurance:

    Fully comprehensive with quinn direct €1200

    My Details:

    25, 4 years ncb, full license, 2 points

    Experience with changing over:

    I changed from a 03 Ford Focus to the Integra while having a policy with quinn direct, after getting a quote for the car online I rang them and they decided they didnt want to insure me. So I had to go down the 3 refusal letters route to force them to give me a quote, which they did and it ended up actually being a very competitive quote.



    *if people could do the same following the above format it would be great and I think a helpful thread


Comments

  • Registered Users, Registered Users 2 Posts: 4,528 ✭✭✭copeyhagen


    I drive:

    1999 jap accord sir-t, some mods declared

    My Insurance:

    Fully comprehensive with travellers, 1000€

    My Details:

    26, 2 years ncb, provisional license, 0 points

    Experience:

    drove a civic coupe, ls1 1.6 from may 2007 to march 2008, was with quinn direct, switched to a subaru legacy b4. quinn said they couldnt quote me, 1 minute later they charged me another 80 till may.

    car went bang after 3 days, switched to another leggy b4 for free. 2 weeks later got a 00 accord euroR, switched insurance over to that till the end of may for another 80.

    wanted 2200 when policy was up so switched car to an accord sir-t and sold the euroR. they were charging me 1750 for the sir-t.

    they ****ed me about on my policy at xmas (9 months into my ncb) so i left and went through a broker and got the same policy with travellers for 1000. nearly 800 euro cheaper than quinn.


  • Closed Accounts Posts: 244 ✭✭miss enzo


    I drive:

    1997 2L v6 Mivec FTO

    All mods declared:
    *Suspension altered
    *Brake upgrade
    *Induction kit
    *Alloys

    My Insurance:

    Fully comprehensive with Quinn €770

    My Details:

    24, 4 years ncb, full licence 4 yrs, 0 points

    Experience:

    first policy in my own name was on a 1.3 corolla was i was 19/20, got bored bought an mx3 drove that for 6-8months, was drivin a BZR levin for a while and bought the FTO then! :D

    had alot of problems with quinn, reported them to the irish insurance federation (long story). Almost every renewal i have a problem, i threaten them with the IIF and i get my way! :D


  • Registered Users, Registered Users 2 Posts: 1,917 ✭✭✭B00MSTICK


    I drive:

    1995 2L V6 Mivec FTO

    All mods declared:
    *Suspension altered
    *Induction kit
    *Exhaust


    My Insurance:

    Fully comprehensive + windscreen with Quinn €1600

    My Details:

    21, 3 years named ncb, full licence 1 yr, 0 points

    Experience:

    Named driver on 1.4 Almera for 3 years


  • Hosted Moderators Posts: 9,980 ✭✭✭mik_da_man


    I drive:

    2008 Focus ST 2.5 T

    All mods declared:
    Dreamscience Remap to 270 Bhp


    My Insurance:

    Fully comprehensive, Protected NCB + windscreen with insure.ie €1120
    (With out mods or protected NCB €960)

    My Details:

    27, 5 years ncb, full licence 3 yrs, 0 points

    Experience:

    Named driver on 3.1 TD Trooper for 6 years
    Own policy for 5 yrs
    Started my own policy on a 1.2 Astra paid about €1600 which went down to €900
    Moved to a 1.6 115 Bhp focus Insurance went back up to €1200
    Next year went down to €850
    Had 2 claims on this focus so the fully protected NCB was well worth it.
    Bought the ST FBD wanted 2.5K :eek: stayed with them for 4 days then switched to Zurich through insure.ie who charged €1050
    Now back around the €1100 mark with mods

    Thinking about getting the RS next...


  • Registered Users, Registered Users 2 Posts: 6,660 ✭✭✭Blitzkrieger


    FS - I was looking for a quote on a GT-Four recently and nobody would quote :mad:


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  • Registered Users, Registered Users 2 Posts: 3,651 ✭✭✭Captain Slow IRL


    draffodx wrote: »
    So I had to go down the 3 refusal letters route to force them to give me a quote, which they did and it ended up actually being a very competitive quote.

    Slightly off topic, but what do you mean?

    I tried to get a quote on an e36 m3 off axa but they told me come back when I'm 30


  • Closed Accounts Posts: 419 ✭✭*Dallas


    I drive:

    2001 Toyota Celica jap import no mods

    My Insurance:

    through XS Direct, Fully comprehensive €960, excess: €2000

    My Details:

    27, female, 5 years ncb, 5 yrs full licence, 4 points

    i had to change insurance companies from Quinn as they wouldnt quote me on a Celica until i turned 25. Insurance is expiring in May, will definitley be dropping to third party f&t and shopping around for other quotes.. the excess is just ridiculous :(


  • Registered Users, Registered Users 2 Posts: 4,536 ✭✭✭Dolph Starbeam


    I drive;

    1994 Toyota MR2 GTS Turbo 2ltr.


    My Details;

    22, male, 2 years NCB, 4 years full licence,


    My insurance;

    Through Quinn Direct, Fully comp, €1400


    Nobody came near Quinns quote but come renewal time i will be using a broker to see if i can get a better deal but i suppose its not too bad.


  • Registered Users, Registered Users 2 Posts: 1,292 ✭✭✭enviro


    *Dallas wrote: »
    I drive:

    2001 Toyota Celica jap import no mods

    My Insurance:

    through XS Direct, Fully comprehensive €960, excess: €2000

    My Details:

    27, female, 5 years ncb, 5 yrs full licence, 4 points

    i had to change insurance companies from Quinn as they wouldnt quote me on a Celica until i turned 25. Insurance is expiring in May, will definitley be dropping to third party f&t and shopping around for other quotes.. the excess is just ridiculous :(



    That seems like a raw deal to me. Considering you are female, your age and the NCB you have, I'd have thought you would have got a better deal than that somewhere.


  • Registered Users, Registered Users 2 Posts: 5,982 ✭✭✭Caliden


    could be the 4 points. Most insurance companies only care about points once its over 2


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  • Registered Users, Registered Users 2 Posts: 2,819 ✭✭✭liam7831


    Im 25 got a GT Four insured with Quinn Direct for 990.

    Its a UK spec so a lot cheaper to insure.

    Selling it if anyone is interested got an M3 instead.


  • Registered Users, Registered Users 2 Posts: 18,272 ✭✭✭✭Atomic Pineapple


    liam7831 wrote: »
    Im 25 got a GT Four insured with Quinn Direct for 990.

    Its a UK spec so a lot cheaper to insure.

    Selling it if anyone is interested got an M3 instead.

    pm me the details of that gt4 if its not white!


  • Registered Users, Registered Users 2 Posts: 105 ✭✭tooler7


    Driving a 1998 Honda Prelude 2.2vti 1600e

    I am 20 2yrs ncb


  • Moderators, Computer Games Moderators Posts: 7,943 Mod ✭✭✭✭Yakult


    Drives:
    Honda Civic Crx i-vt. Pure standard.

    Insurence:
    Fully comp with Quinn €2400

    Details:
    18yo, full license less than a year and 0 ncb.

    Took them a good while to give me a qoute but they did. Cancelled it again a week later as Im fixing it up.


  • Registered Users, Registered Users 2 Posts: 3,863 ✭✭✭Beta Ray Bill


    Drives Lancer Evo V

    Insurance:
    Fully comp Quinn: €1850

    Details:
    25 year old, 4 years NCB, 2 points.


  • Registered Users, Registered Users 2 Posts: 246 ✭✭jammer84


    Evo Vii

    Fully Comp, Windscreen cover, NCB Protected

    €1500 Axa through Broker

    24yr, Male, 5yr NCB, Full Licence 6 Yrs


  • Closed Accounts Posts: 293 ✭✭Cathy666


    I drive:
    1993 Nissan Skyline R33 GTS-t, lots of modifications (declared)

    My Insurance:
    Fully comprehensive with Quinn Direct €868

    My Details:
    23, female, 4 years NCB, full licence 4 years, 2 points


  • Closed Accounts Posts: 35 Lonan


    I drive a nissan 200sx 2.0 turbo
    body kit alloys exhaust dump valve all declared

    male 27, 1 1/2 full license, 2years ncb (feckers dont count motor bike ncb but it ya crash the count that)

    third party fnt €970 and windscreen cover

    Shop around everyone i did and went back to quinn and got them to drop mine.


  • Registered Users, Registered Users 2 Posts: 135 ✭✭Kiya


    I drive:

    2002 Toyota MR2 jap import no mods

    My Insurance:

    through Chill.ie, Fully comprehensive €554

    My Details:

    27, female, 4 years ncb, 3 yrs full licence, 0 points


  • Closed Accounts Posts: 188 ✭✭teetotaller


    06 Honda Accord type S

    insurance
    Allianz , full comprehensive - 740 euro.

    my details
    over 25, EU full driving licence over 9 years, 4 years ncb, fourth car in Ireland. 0 penalty points on Driving licence, 0 penalty points in Irish Data base.
    ( As I don't have Irish dl my penalty points can't be added to my dl).

    My first car was peugeot 306 1997y 1.4 engine worth 1700 euro. Insurance in Quinn Direct costed me 2200 euro. I was less than 25, and 0 ncb.


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