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Moral Dilemma

  • 02-03-2009 2:13pm
    #1
    Registered Users, Registered Users 2 Posts: 768 ✭✭✭


    Ok, this morning I log into my online bank account to discover my wage check that I deposited on Thursday last was entered again on Friday. So I have been paid double!! :eek: i am over $2000 up!! :D

    This is bank error, or the guy that was entering it made a huge mistake. Now my issue with this is, its wrong of me now to not contact my bank and highlight they made a mistake. And I am also worried that my check will come out twice from my employers accounts, this is what i worried of, I don't mind taking money from a blood sucking bank but if its from my employer than i need to say something don't I?

    What do you think, I know what i should do but the temptation is there to say screw it and take my chances and claim i knew nothing!!!!

    Would you keep money the bank gave you in error 39 votes

    Hell ya!
    0% 0 votes
    Nope, i am a good person!
    100% 39 votes


Comments

  • Closed Accounts Posts: 2,837 ✭✭✭S.I.R


    take the money and run... concane and hookers on you this time ? :pac:


  • Closed Accounts Posts: 510 ✭✭✭steo87


    murfie wrote: »
    Ok, this morning I log into my online bank account to discover my wage check that I deposited on Thursday last was entered again on Friday. So I have been paid double!! :eek: i am over $2000 up!! :D

    This is bank error, or the guy that was entering it made a huge mistake. Now my issue with this is, its wrong of me now to not contact my bank and highlight they made a mistake. And I am also worried that my check will come out twice from my employers accounts, this is what i worried of, I don't mind taking money from a blood sucking bank but if its from my employer than i need to say something don't I?

    What do you think, I know what i should do but the temptation is there to say screw it and take my chances and claim i knew nothing!!!!

    Hmmm dollars? Houston Texas? Methinks you should go have a look at boards.us.

    On topic....you should definitely withdraw all of the money RIGHT NOW and spend it on hookers and drugs.

    You're welcome.


  • Registered Users, Registered Users 2 Posts: 1,183 ✭✭✭Puddleduck


    I think you should deposit the money in my account, we can just let it rest there while you sort things out.


  • Registered Users, Registered Users 2 Posts: 79 ✭✭FionaC


    So is it ok to steal €2000?

    No well i don't consider it right.Its tempting but someone will notice this mistake and you WILL have to return the money.


  • Closed Accounts Posts: 149 ✭✭sammyv


    Wait until next month, and see if anyone notices, if your work say anything, just act like you didnt know, and say you didnt check your account.
    Wait for the month, and if you have to give the money back, at least you will still have it.

    Lucky thing :mad:


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  • Registered Users, Registered Users 2 Posts: 58,456 ✭✭✭✭ibarelycare


    Say nothing for now. I'm pretty sure the mistake will be noticed soon enough and if the bank get in touch with you just play dumb. If you don't hear anything after a couple of weeks THEN hookers and drugs.


  • Closed Accounts Posts: 510 ✭✭✭steo87


    FionaC wrote: »
    So is it ok to steal €2000?

    No well i don't consider it right.Its tempting but someone will notice this mistake and you WILL have to return the money.

    Don't listen to her OP....it's a trap. She's onto you.

    Hookers and drugs. C'mon now, say it with me...Hoooookers and druuuuugs.


  • Registered Users, Registered Users 2 Posts: 768 ✭✭✭murfie


    hookers and drugs, you make a strong argument!!


  • Closed Accounts Posts: 2,837 ✭✭✭S.I.R


    murfie wrote: »
    hookers and drugs, you make a strong argument!!

    i said it first...

    well...


    misspelt cocane...


  • Registered Users, Registered Users 2 Posts: 51,054 ✭✭✭✭Professey Chin


    murfie wrote: »
    hookers and drugs, you make a strong argument!!
    and blackjack. Cant forget the blackjack


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  • Banned (with Prison Access) Posts: 4,193 ✭✭✭Turd Ferguson


    S.I.R wrote: »
    i said it first...

    well...


    misspelt cocane...

    You're so fucked up on it you cant even spell...you sound like my kinda guy. We should totally hang out


  • Registered Users, Registered Users 2 Posts: 2,692 ✭✭✭Loomis


    murfie wrote: »
    Ok, this morning I log into my online bank account to discover my wage check that I deposited on Thursday last was entered again on Friday. So I have been paid double!! :eek: i am over $2000 up!! :D

    This is bank error, or the guy that was entering it made a huge mistake. Now my issue with this is, its wrong of me now to not contact my bank and highlight they made a mistake. And I am also worried that my check will come out twice from my employers accounts, this is what i worried of, I don't mind taking money from a blood sucking bank but if its from my employer than i need to say something don't I?

    What do you think, I know what i should do but the temptation is there to say screw it and take my chances and claim i knew nothing!!!!

    If the bank took twice the amount of money out of your account than what they were supposed to would they be in a rush to contact you about it?
    Do nothing til they ask.


  • Closed Accounts Posts: 654 ✭✭✭sillyputty


    Fess up or you will get stung in the end.
    (i'm the little cartoon angel on your shoulder - ignore the cartoon devil)


  • Closed Accounts Posts: 22,559 ✭✭✭✭AnonoBoy


    This happened to me once years ago. I stopped working for a company and then they paid me the month afterwards, I only noticed when looking back over my statement and saw the money had been put in at the end of the month and then the deposit was cancelled and my account debited the day after when they discovered their mistake.

    So they'll probably come looking for it back OP.


  • Closed Accounts Posts: 13,160 ✭✭✭✭banshee_bones


    this admin error will eventually be found and you will be made pay the money back and i dont know but i imagine your boss will be billed for it. i also couldnt enjoy that money...


  • Closed Accounts Posts: 27,252 ✭✭✭✭stovelid


    They will probably find out eventually. And claiming that you didn't realize that there was an extra 2k in your account isn't going to help you. You'll probably just be overdrawn until more money goes into your account to pay them back.

    Your problem here is that you're not a property developer or bank executive, so it's all your fault and the law actually will be applied to you.


  • Closed Accounts Posts: 27,252 ✭✭✭✭stovelid


    A non-moralistic poll option would also be nice. I suggest:

    I wouldn't take the money. Not because I give a cunt about the bank, but because I don't want them to unexpectedly take the 2k back out of my account when I'm not expecting it.


  • Registered Users, Registered Users 2 Posts: 768 ✭✭✭murfie


    stovelid wrote: »

    Your problem here is that you're not a property developer or bank executive, so it's all your fault and the law actually will be applied to you.

    No government handouts for me is what your saying here, ahh. I am in the wrong line of work!

    This is so tempting not to say a word!! And I have to consider the hooker and drugs.


  • Registered Users, Registered Users 2 Posts: 58,456 ✭✭✭✭ibarelycare


    S.I.R wrote: »
    i said it first...

    well...


    misspelt cocane...


    Cocaine! :D


  • Registered Users, Registered Users 2 Posts: 5,146 ✭✭✭Morrisseeee


    After ALL that has gone on at the Banks.....

    HELL YA !!!!!!! ride em... :P


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  • Registered Users, Registered Users 2 Posts: 3,483 ✭✭✭Ostrom


    Someone, employer or bank, will find out. 2000 is more than enough to warrant some digging, and it will have left a deficit somewhere to be noticed.

    Dont bother, it happened me before. They dont like the 'wait and see' approach either, tell them now.


  • Closed Accounts Posts: 9,821 ✭✭✭RxQueen


    meh me personally wouldnt keep it, i just couldnt, wouldnt be able to enjoy the money at all.


  • Registered Users, Registered Users 2 Posts: 1,069 ✭✭✭carlybabe1


    This happened to me with an insurance check for almost 4000e :eek: but I was too much of a scaredy cat to spend it, and by the end of the week they retrieved it back with an explanatory note :(:(:(


  • Registered Users, Registered Users 2 Posts: 1,378 ✭✭✭Borneo Fnctn


    sillyputty wrote: »
    Fess up or you will get stung in the end.
    (i'm the little cartoon angel on your shoulder - ignore the cartoon devil)

    Eugh. I bet you're the kind of person who orders a salad in McDonalds.


  • Closed Accounts Posts: 27,857 ✭✭✭✭Dave!


    I'd probably keep it for a few months. If you spend it and they come looking for it, then you'll have to pay it back and you'll be out of pocket !


  • Registered Users, Registered Users 2 Posts: 335 ✭✭sassa


    The head says tell them cos the b astards will only take it back eventually but the heart says run with it.
    I mean come on now hookers, drugs & blackjack????
    do you really need to ask :D

    EDIT: actually you should give it to the seven people that voted take it back
    they need the hookers and drugs more


  • Posts: 0 [Deleted User]


    Dave! wrote: »
    I'd probably keep it for a few months. If you spend it and they come looking for it, then you'll have to pay it back and you'll be out of pocket !


    This is it. Earn interest FTW!


  • Registered Users, Registered Users 2 Posts: 9,244 ✭✭✭sdanseo


    Remeber as well that the money could have been debited from your current employer rather than from the bank's coffers. In this climate, you don't want to get sacked for stealing money off your bosses.

    Fess up, I'd say. At the very least it'll keep you in good stead with the employers ;)


  • Registered Users, Registered Users 2 Posts: 768 ✭✭✭murfie


    sdonn_1 wrote: »
    Remeber as well that the money could have been debited from your current employer rather than from the bank's coffers. In this climate, you don't want to get sacked for stealing money off your bosses.

    Fess up, I'd say. At the very least it'll keep you in good stead with the employers ;)

    Your right, and this is the main issue that i would tell the bank there is an error. I would love to get one over on the bank, but not my employer. So I will regretfully have to come clean. Maybe good Karma will come to me in other ways.

    Or maybe this is karma giving me the money in the first place and i am just going to give it back!! :(


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  • Closed Accounts Posts: 3,831 ✭✭✭Slow Motion


    murfie wrote: »
    Your right, and this is the main issue that i would tell the bank there is an error. I would love to get one over on the bank, but not my employer. So I will regretfully have to come clean. Maybe good Karma will come to me in other ways.

    Or maybe this is karma giving me the money in the first place and i am just going to give it back!! :(

    Take the money out of the bank, give Bertie Ahearn a call ask him which horse to back, give the bank back it's money, give Bertie his cut, pocket the rest, happy days!


  • Closed Accounts Posts: 7,097 ✭✭✭Darragh29


    murfie wrote: »
    Ok, this morning I log into my online bank account to discover my wage check that I deposited on Thursday last was entered again on Friday. So I have been paid double!! :eek: i am over $2000 up!! :D

    This is bank error, or the guy that was entering it made a huge mistake. Now my issue with this is, its wrong of me now to not contact my bank and highlight they made a mistake. And I am also worried that my check will come out twice from my employers accounts, this is what i worried of, I don't mind taking money from a blood sucking bank but if its from my employer than i need to say something don't I?

    What do you think, I know what i should do but the temptation is there to say screw it and take my chances and claim i knew nothing!!!!

    Maybe you're after getting your next months wages thrown in with this months and they have a little bit of news for you when you get back into the office!


  • Closed Accounts Posts: 7,097 ✭✭✭Darragh29


    Make a substantial donation to charity OP... :-) :-)


  • Closed Accounts Posts: 15,238 ✭✭✭✭Diabhal Beag


    Keep it OP or donate it to me


  • Registered Users, Registered Users 2 Posts: 768 ✭✭✭murfie


    Darragh29 wrote: »
    Maybe you're after getting your next months wages thrown in with this months and they have a little bit of news for you when you get back into the office!

    That was my very first thought, so i was shltting it. But it wasnt a direct automated deposit. Just a check deposit, a duplicate of the actual one i made the day before!!

    I am on hold right now to tell them about the mistake. Guess the hookers and drugs will have to wait for another time!


  • Closed Accounts Posts: 102 ✭✭limericklady87


    aw no!! u should really have seen how long it would take them to realise! shower of *ankers! :rolleyes: wonder if you closed ur account with the bank and transfered yor monies to another bank would it be legal then to keep it?


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  • Registered Users, Registered Users 2 Posts: 1,218 ✭✭✭Zangetsu


    Instant Karma's gonna get you...
    aw no!! u should really have seen how long it would take them to realise! shower of bankers! wonder if you closed ur account with the bank and transfered yor monies to another bank would it be legal then to keep it?


  • Registered Users, Registered Users 2 Posts: 3,181 ✭✭✭Iang87


    keep it man its their fault completely and since it is i dont think their allowed to just take money back. just kinda if a cash machine gives you out too much you dont have to pay. definitely keep it.

    I wanna get in on the hookers and drugs team, i know a 1 legged hooker thats half price so come on!!!!!!!!!!!


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