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getting insurance from another state??

  • 19-02-2009 11:34PM
    #1
    fryup
    Registered Users, Registered Users 2 Posts: 18,067 ✭✭✭✭


    Hi,

    I see alot of us are going up north and to the Uk to buy cars, but what about getting car insurance up north or the uk can it be done??..would it be accepted down here??

    its gotta be cheaper:cool:


Comments

  • #2
    Barr
    Registered Users, Registered Users 2 Posts: 7,130 ✭✭✭Barr


    U'd have to a resident there - otherwise they wont even quote you


  • #3
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    U'd have to a resident there - otherwise they wont even quote you

    +1. There's no legal way around it, I'm afraid. We all have to put up with the insurance prices.

    My recommendation is to get a job in a insurance company or broker ;)


  • #4
    fryup
    Registered Users, Registered Users 2 Posts: 18,067 ✭✭✭✭fryup


    Confab wrote: »
    +1. There's no legal way around it, I'm afraid. We all have to put up with the insurance prices.

    My recommendation is to get a job in a insurance company or broker ;)

    on the subject of brokers....whats the point/advantage in going to one?? ..i mean your more or less going to get the same quote if you deal with an insurance company yourself


  • #5
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    your more or less going to get the same quote if you deal with an insurance company yourself

    If that were true brokers wouldn't exist. Brokers exist to widen the insurance company's market, and the insurers give them special rates for doing this. You're almost always better off going to a broker.


  • #6
    Seth Brundle
    Moderators, Politics Moderators Posts: 42,293 Mod ✭✭✭✭Seth Brundle


    insurance can be obtained from any company registered with the Irish Financial Regulator (or possibly any EU financial regulator) but most company's don't want to offer cover here as its not worth the hassle. If you did get cover on a UK policy (with a 'fake' UK address) then you would more than likely be limited to a max of 60 or 90 days abroad and often they want to be aware of this period beforehand.

    As for brokers, they often get special rates from insurance companys and can pass these discounts on to their customers.


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  • #7
    fryup
    Registered Users, Registered Users 2 Posts: 18,067 ✭✭✭✭fryup


    Confab wrote: »
    You're almost always better off going to a broker.

    really:confused: well i got two quotes from my local broker yesterday......so when i went home i phoned the companies myself, and guess what...i got the same quotes......so where's the advantage??


  • #8
    Mr Benevolent
    Closed Accounts Posts: 12,456 ✭✭✭✭Mr Benevolent


    Ring more companies and brokers!


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