How much would 2 penalty affect insurance?

andy125

As title says, think i got 2 penalty points today i was speeding and caught by a gardai camara doing 118km on the N3 blanch motorway, buggers hiding under the bridge,(i know i shouldnt have been speeding)

Just wondering how much would my premium go up by, im with quinn if that makes any difference.

Bandara

andy125 wrote: »

As title says, think i got 2 penalty points today i was speeding and caught by a gardai camara doing 118km on the N3 blanch motorway, buggers hiding under the bridge,(i know i shouldnt have been speeding)

Just wondering how much would my premium go up by, im with quinn if that makes any difference.

nothing, they won't care.

I informed my insurers that i got 2 points for speeding, was told it won;t have an effect and my policy came down that year.

L1011

Generally 2 points has no effect at all.

Hurley6969

2 points won't affect your premium, some companies don't put that much emphasis on a low amount of penalty points.

Random

2 points had no affect on my premium either.

fl4pj4ck

I'd say you need to start worry if you go past 4 penalty points

Padraig Mor

Most companies don't care about two points - although Hibernian do.

greenman09

I got 2points for speeding but i got a north licence. They cant endorse my licence but have set a record up as im a foriegn driver. Can they do anything to me at all with NI licence. All i got was a fine

Henry Ford III

I have 4 points (speeding twice). Has no affect on my motor premium.

2 more points would however.

EPM

Henry Ford III wrote: »

I have 4 points (speeding twice). Has no affect on my motor premium.

2 more points would however.

Whats the new motor gonna do for that:eek:

Pedro K

Padraig Mor wrote: »

Most companies don't care about two points - although Hibernian do.

as a matter of interest, what action do Hibernian take when you inform them of penalty points?
increased premium? And if so, is it by much?

Padraig Mor

Not sure. I was going through a broker who said the price went up once he included my two points.

John Mason

my two points didnt affect my hibernian policy.

as a matter of interest how long do they last? i will have mine 3 years in October

PirateShampoo

pink fluffy bunny wrote: »

my two points didnt affect my hibernian policy.

as a matter of interest how long do they last? i will have mine 3 years in October

They last 3 years, so what ever u got in October will be striked off.

keane2097

I remember hearing at the time penalty points were introduced that insurance companies wouldn't be allowed to alter your premium based on penalty points until you had six or more...

Can't be sure but I do remember hearing it...

Henry Ford III

EPM wrote: »

Whats the new motor gonna do for that:eek:

Nothing (I hope). It's a lower value and insurance group than the current car.