Accompanied driver and insurance question

Orla K

I'm going to be driving to Carlow to get the NCT on the car done. My uncle said he would go with me. I was just wondering about this, him being the accompanied driver is more than fine with the law (he was in the gardai for years-special unit too, he did a driving course in templemore, he has his licence for ?? years) when it comes to him driving my car and being insured while doing so, I don't think he is.

What I figured the law for the accompanied driver to be is, so someone is there to tell you what to do if things go wrong and if things go really wrong that they can drive the car.

I don't think this is going to happen to me, I'm far too stubbern and I'm determind to do this. I'm mainly just using myself and my uncle as an example. It just seemed to me to be odd, I'm the only one insured on my car, he's not insured to drive other cars. I don't see the point in having an accompanied driver that insurance wise isn't able to drive the car.

Alright, the question is lost in there somewhere, could someone clear this up for me. It's been bugging me for a few days now.

Random

He needs to have a full license for that category of vehicle for more than 2 continuous years prior to this. He needs to be sober. He does not need to be insured in your car to be in the passenger seat.

This thread has tons of info
http://www.boards.ie/vbulletin/showthread.php?t=2055176756

Tony Broke

They are there just to give you advice I think, watch out for the car ahead, yield for this car etc..

You sure he's not insured to drive other cars that are insured?

Most mature drivers are covered automatically with Quinn, Axa etc when they take out a comprehensive package.

Orla K

Yes, but it just seems a bit pointless, if a learner driver started to get too paniced to drive the accompaning driver wouldn't be able to take over. I just can't seem to get past that. It's just utterly pointless to have an accompanied driver that can't drive the car.

Wishbone Ash

Orla K wrote: »

he's not insured to drive other cars

Are you sure? Does he drive himself and is he insured on his car(if he has one)?

The reason I ask is that generally, anyone over 25 years of age with a full licence, is usually automatically insured to drive other cars, with the owners permission, on a 3rd party, basis if they already have an insurance policy on their own vehicle.

(And, as has been said, there is no legal requirement for the accompanied person to be insured).

Random

Orla K wrote: »

Yes, but it just seems a bit pointless, if a learner driver started to get too paniced to drive the accompaning driver wouldn't be able to take over. I just can't seem to get past that. It's just utterly pointless to have an accompanied driver that can't drive the car.

I've argued this before too but the person may notice an obstacle on the road or something that you don't.

shqipshume

Agree with you.I hate driving alone on roads i don't know! Signs i may not spot all though i am very careful driver and very observant.When you are only new driver and don't know the roads and are concentrating on so much is very hard until you are more competent

Random

shqipshume wrote: »

Agree with you.I hate driving alone on roads i don't know! Signs i may not spot all though i am very careful driver and very observant.When you are only new driver and don't know the roads and are concentrating on so much is very hard until you are more competent

I'm not suggesting that they should do the work for you. You should not rely on them being there by any means. And if you find yourself missing a lot on the roads you should probably still be with an instructor imo.

shqipshume

Random wrote: »

I'm not suggesting that they should do the work for you. You should not rely on them being there by any means. And if you find yourself missing a lot on the roads you should probably still be with an instructor imo.

I am not suggesting that either.
I dont miss them,I am confident enough to do it just hate it till i have done it lol

Orla K

Wishbone Ash wrote: »

Are you sure? Does he drive himself and is he insured on his car(if he has one)?

The reason I ask is that generally, anyone over 25 years of age with a full licence, is usually automatically insured to drive other cars, with the owners permission, on a 3rd party, basis if they already have an insurance policy on their own vehicle.

(And, as has been said, there is no legal requirement for the accompanied person to be insured).

I'm judging that he isn't insured on mine because I remember a few months ago my father was driving his jeep but he wouldn't/couldn't drive my fathers car and it would have been easier if they had of swapped for a short while.



I can see a point in my uncle coming with me to carlow, I'll be doing a few firsts (roundabouts and driving through a busy town on a friday evening that has a narrow street that I'll probably be going through) and of course he would be handy for the NCT, if something is wrong he'll understand it were as I'll annoy them with constant questions. I could get scared driving through the town and if that were to happen it would be better if the accompanied driver started driving until clear of traffic. That's the way I see it, that may be because with the instructor he drives past the town before he lets me drive (his car, I won't let him do lessons on mine until it clears the nct)

I can see this turning into a bit of a rant tread and I don't want that, one reason why is because I don't feel like I'm making any sense. I'm going to ignore this tread untill after my lesson tomorrow.

Goodnight all.

Tony Broke

Orla K wrote: »

I could get scared driving through the town and if that were to happen it would be better if the accompanied driver started driving until clear of traffic.

He can.

Random wrote: »

He needs to have a full license for that category of vehicle for more than 2 continuous years prior to this. He needs to be sober. He does not need to be insured in your car to be in the passenger seat.

This thread has tons of info
http://www.boards.ie/vbulletin/showthread.php?t=2055176756

Wishbone Ash

Tony Broke wrote: »

He can.

:eek:

The person does not have to be insured to be accompanying the driver but does if he/she were to take over the driving.