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Interest rate for variable mortgage.

SpiderPiglet · 2009-01-21 14:22:20

I've got my morgage switched from a fixed rate to a variable rate without having to pay any penalties, which was great, however, i checked my account online and the interest rate has gone up instead of going down on my morgage since being switched. I rang the bank and they say that is what the rate it is for january and I…

21-01-2009 2:22pm

#1

SpiderPiglet

Closed Accounts Posts: 17 ✭

Join Date: October 2008

Posts: 15

I've got my morgage switched from a fixed rate to a variable rate without having to pay any penalties, which was great, however, i checked my account online and the interest rate has gone up instead of going down on my morgage since being switched.

I rang the bank and they say that is what the rate it is for january and I will recieve the decrease in feb.

Now I know that the rate has dropped a alot over the last few months so I feel like the bank is trying to screw me by putting me on an older, higher rate.

Anyone else here with PTSB ?
And if so what is your variable rate for january ?

At them moment they're telling me it's 5.4%, but I think it's less.

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