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Car insurance Q but not suitable for motors forum

Calibos · 2009-01-13 13:36:16

Someone ran into the back of me before Christmas and I have just got a letter from their insurance company accepting liability. Part of it reads Does the second part mean that if I am not VAT registered they can issue me payment directly but if I am VAT registered they can't because I would be able to claim VAT back from…

13-01-2009 1:36pm

#1

Calibos

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Join Date: February 2002

Posts: 7473

Someone ran into the back of me before Christmas and I have just got a letter from their insurance company accepting liability.

Part of it reads

We request you to forward to us the final account, signed satisfaction note and waiver of payment so we can issue payment directly to garage.

Alternativel, on confirmation of your VAT status and, at your request, we can issue settlement directly to you......

Does the second part mean that if I am not VAT registered they can issue me payment directly but if I am VAT registered they can't because I would be able to claim VAT back from revenue and thus come out of the 'deal' ahead financially breaking the latin insurance term that escapes me at the moment, where insurance should just put you back in the same financial position you were in before the accident?

Getting the cheque directly couldn't come at a better time tbh. I could cover an imminent bill and defer fixing the car for a month or two. Its no bigggie if I can't get the cheque directly and do this but it would make my life easier for the next month if I could.

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