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Under 25 male insurance?

  • 07-01-2009 11:28pm
    #1
    Registered Users, Registered Users 2 Posts: 198 ✭✭


    Basically, I was hoping someone could point me in the direction of a company that gives decent prices on car insurance to under 25 male drivers.

    I am currently with Quinn Direct but am unhappy with their renewal quote I have just received. This will be my third policy. I have two previous years fully insured with no claims. I'm 22 and drive an 03 Fiesta worth about €5,000. I also have a full licence.

    Quinn Direct are asking for €1,000 for fully comp and €750 for third party,fire and theft.

    I have tried www.bestquote.ie but all the quotes are ridiculous. The best was still over €1,400.

    I am fearful that €750 is the lowest I will get but I thought it worth a shot to see if anyone knows any other companies worth a try.

    Thanks in advance,
    Lee.


Comments

  • Registered Users, Registered Users 2 Posts: 4,396 ✭✭✭Tefral


    try tesco car insurance. Im 23 and they sorted me out. paying 230 on a 1.4


  • Registered Users, Registered Users 2 Posts: 8,193 ✭✭✭Wompa1


    Just got fully comp on a 1.6 I'm 23. Got it with 123.ie for 712 euro


  • Registered Users, Registered Users 2 Posts: 198 ✭✭johnny-grunge


    Cheers for the replies.

    Just tried www.123.ie to no avail. They're looking for €1,000 third party only and €1,300 for fully comp.

    Robbing gits! lol

    Ill give Tesco's a buzz tomorrow tho. Fingers crossed.

    Thanks again,
    Lee.


  • Registered Users, Registered Users 2 Posts: 4,971 ✭✭✭Holsten


    Axa if you're in college.

    Their student first insurance is good.

    I went with them after Quinn trying to rip me off with a crazy renewal quote.


  • Closed Accounts Posts: 556 ✭✭✭Bobo78


    If I was you I would definately try Nononsence Ryanair car insurance because they seem to offer one of the best prices around at the moment. ;)


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  • Registered Users, Registered Users 2 Posts: 51,360 ✭✭✭✭bazz26


    The best thing to do is get out the goldenpages and ring every insurance company in there for a quote.


  • Moderators, Computer Games Moderators Posts: 7,943 Mod ✭✭✭✭Yakult


    a broker maybe would be cheaper?


  • Registered Users, Registered Users 2 Posts: 6,561 ✭✭✭corcaigh07


    i started out with Hibernian and they were good to me but i did have to do a driving school thingy to get the discount. when they didnt reduce my renewal quote, AXA treated me quite well. Im 23 and my insurance was under 500 euro for a 1.4, lowest around for me by far. AXA also let you drive other peoples cars for a minimal fee, always a thing that comes in handy

    Btw, quinns quotes seem ok, 1000 quid for fully comp for a 22 year old sounds decent to me.


  • Registered Users, Registered Users 2 Posts: 6,561 ✭✭✭corcaigh07


    R_H_C_P wrote: »
    a broker maybe would be cheaper?

    i usually would ring the broker first. then they will say whos working out cheapest, then you can just ring the insurance company directly for what is usually a cheaper quote for the same thing.


  • Registered Users, Registered Users 2 Posts: 198 ✭✭johnny-grunge


    Cheers for all the input.

    Tried everywhere mentioned. It seems that Quinn Insurance are working out the cheapest for third party fire and theft at €728 and fully comp for €920.

    Decided to go with them for third party although Rynair we're offering fully comp for only €820.

    Hopefully another year on the road and being 23 will mean a good price next year.

    Thanks again,
    Lee.


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  • Registered Users, Registered Users 2 Posts: 2,567 ✭✭✭daveharnett


    Hibernian are worth a look, if you're prepared to do the ignition test. Obviously, the quote will depend on the test, but it can be quite good.


  • Closed Accounts Posts: 5,461 ✭✭✭Max_Damage


    I'm 22 and have insurance with Hibernian for my '95 Escort 1.3L. It only cost me €750 (that said, I do have 2 years NCB + the Ignition course)


  • Registered Users, Registered Users 2 Posts: 454 ✭✭gernon


    Bobo78 wrote: »
    If I was you I would definately try Nononsence Ryanair car insurance because they seem to offer one of the best prices around at the moment. ;)

    just a warning here Ryanair quick quote was tempting but when we put in the car details suddenly amount jumps by over €275.00 plus excess was €500. This practice is very misleading.


  • Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    bazz26 wrote: »
    The best thing to do is get out the goldenpages and ring every insurance company in there for a quote.
    +1


  • Closed Accounts Posts: 556 ✭✭✭Bobo78


    gernon wrote: »
    just a warning here Ryanair quick quote was tempting but when we put in the car details suddenly amount jumps by over €275.00 plus excess was €500. This practice is very misleading.

    Yeah I know but I still got a beter quote from Nononsence then I got from Quinn or Aaron insurance and some other companies.
    I guess it all depends of the rating of the car that you have.


  • Registered Users, Registered Users 2 Posts: 454 ✭✭gernon


    Bobo78 wrote: »
    Yeah I know but I still got a beter quote from Nononsence then I got from Quinn or Aaron insurance and some other companies.
    I guess it all depends of the rating of the car that you have.

    I actually put in 1.3 for quick quote but in full quote your allowed enter proper cc which was 1.25 so a little lower yet amount still rose sharply for a car worth only €1600.


  • Registered Users, Registered Users 2 Posts: 2,149 ✭✭✭BFassassin


    Im in the same situation.
    Got a renewal quote from my current insurer axa (€1400) and it had hardly come down with 1 yr NCB but after doing so online quotes I have gotten this so far
    Nononsense tpft: €1057.50
    123.ie Travellers tpft: €1,049.80 comp: €1,299.70
    Quinn tpft: €1,044.58
    FBD tpft: €1,438.20
    I will be ringing axa and see what they can do for me. I would rather stay with them than change tbh but if they cant match the price then il be going elsewhere. Im a student now too so their student rate might be cheaper. Heres hoping :)


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