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Pension Advice

  • 06-01-2009 12:06pm
    #1
    El Camino
    Registered Users, Registered Users 2 Posts: 174 ✭✭


    I am looking to join my company pension scheme this month. I have a number of fund options in which i can invest in from various different providers including Zurich, Canada Life and Irish Life. I have the option of investing different proportions in the various funds but I'm not sure what to do.

    Should i go for more high risk funds where i stand to make a greater gain now that a lot of stocks have dropped significantly in value and may increase once again over the coming years. Or should i invest in cash or bond funds where a small gain is guaranteed over the coming years and take no chance at all.

    I am in my mid-20's and think i should now start contributing. I will also receive a 5% contribution from my employer and avail of tax benefits but what are these benefits likely to amount to?

    Any advice?


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