Student's £100bn overdraft shock

http://newsvote.bbc.co.uk/1/hi/scotland/glasgow_and_west/7804876.stm

Student's £100bn overdraft shock

A student from Ayrshire has said he was left in shock when his online banking statement showed him to be overdrawn by almost £100bn.
Donald Moffat, 38, from Irvine, claims that on Tuesday morning his Barclays account was showing two separate withdrawals of £50bn.
He said the error had since been acknowledged and fixed.
Mr Moffat claimed the bank had offered him £10 in compensation for the phone calls he had to make.
The full-time student, who is also a part-time care worker, e-mailed a copy of his bank statement to BBC Scotland. It showed a debit balance on 30 December of just under £100bn. Mr Moffat said on Tuesday morning his wife had noticed "a major discrepancy of two £50bn debits" being taken out of his account.

And you thought you had money problems....

m83

Call in the wolf eddie knobbs!

Cuddlesworth

So what, it was a error. Talk about making a mountain out of a molehill.

Dudess

Yeah, if the bank sent the debt collectors around demanding the £100 billion, it might be more cause for concern...

davyjose

That's what you get for your job title being "Student", at 38 years of age.

mikemac

He went to the media over a banking error that can be fixed instantly?

Big deal, it was a simple mistake and it's not like the bank were trying to overcharge him by devious means

galwayrush

Dudess wrote: »

Yeah, if the bank sent the debt collectors around demanding the £100 billion, it might be more cause for concern...

HAHA Imagine some Bailiffs breaking down his door to seize a few of his belongings to clear the debt.:D

Archeron

mikemac wrote: »

He went to the media over a banking error that can be fixed instantly?

Big deal, it was a simple mistake and it's not like the bank were trying to overcharge him by devious means

Bet if he hadn't said anything they would have let him pay it back though.Let this be a lesson to those who dont check bank statements!

Turd Ferguson

Mr Moffat claimed the bank had offered him £10 in compensation

"Sorry about overcharging you by 100billion. Here is a tenner" /pats on head

Just think of the interest he would have to had paid for "borrowing" that amount of money for a few days..... :eek:

or even better if the bank had lodged £100bn IN to his account for a few days, "the money was just resting in my account"

Latchy

He will make more money selling the bank statement on Ebay .

Americans love that type of british humor .;)

jester77

He probably took it out over the weekend and doesn't remember because of the hangover... hate when that happens

yurmothrintites

€10??? Barclays fairly strecthed themselves there!

Latchy

I am still dreaming of the day when the hole in the wall pays out more then it should while the cctv camera is knackered .Of course I will then report my card as stolen / lost should the nescessity arise .

AlmightyCushion

Damn banks. The government give them all our money and then they try and steal more off us.

*shakes fist*

Biggins

Ok, own up MP's - which one of ye took the money and "NO", we won't believe that its "just resting in your account!"

Run_to_da_hills

Deleted User wrote: »

And you thought you had money problems....

It could be just a sign of things to come .........weimar inflation :eek:

thirdmantackle

he should have asked for another £1bn from them seeing as he had a line of credit...

whats £1bn in the scheme of things??

Guy:Incognito

yurmothrintites wrote: »

€10??? Barclays fairly strecthed themselves there!

£10 too much imo. It was a small error most people would laugh off. I doubt he'll suffer any long term damage.


If the bank had accidentally lodged a grand into his account and never came looking for it , would he be running to the BBC or looking for compensation?