Euro up to 81p

Bottle_of_Smoke

More a memo than a thread, though some of you guys might be interested

regob

cheers, thats great news

markok84

Me thinks its time to lump that bita euro I've stashed under the blanky into me UB account....... or should I hold off til it hits 90p?:P

pow wow

Ginger blanky?

Where'd you get it for 81p? I know the bank rate is usually far more favourable than the shops!

markok84

ellscurr wrote: »

Ginger blanky?

Where'd you get it for 81p? I know the bank rate is usually far more favourable than the shops!

Your not going to get it for 81p thats just the mean rate, the banks sell it for less. Speaking of banks are BOI the only bank that apply a cirrus charge to ATM withdrawals in the north?

markok84

Just got a stirling draft at 81.2p / euro

It pays to shop around!

Bottle_of_Smoke

markok84 wrote: »

Your not going to get it for 81p thats just the mean rate, the banks sell it for less. Speaking of banks are BOI the only bank that apply a cirrus charge to ATM withdrawals in the north?

Do you mean the only ones that don't? I don't think ulster bank do either

Bottle_of_Smoke

markok84 wrote: »

Me thinks its time to lump that bita euro I've stashed under the blanky into me UB account....... or should I hold off til it hits 90p?:P

I'd say it's to do with bank of england slashing the base interest rate. I don't know how likely that is to happen again and if EU cuts theirs the value of euro might drop. I'd say nows good time to change into £

markok84

Bottle_of_Smoke wrote: »

Do you mean the only ones that don't? I don't think ulster bank do either

Friends have AIB accounts and they dont get the cirrus charge whereas I get a 3% charge on all ATM withdrawals from my BOI account.:mad:

Bottle_of_Smoke wrote: »

I'd say it's to do with bank of england slashing the base interest rate. I don't know how likely that is to happen again and if EU cuts theirs the value of euro might drop. I'd say nows good time to change into £

Done & done:)

Bottle_of_Smoke

Bottle_of_Smoke wrote: »

I'd say it's to do with bank of england slashing the base interest rate. I don't know how likely that is to happen again and if EU cuts theirs the value of euro might drop. I'd say nows good time to change into £

eh perhaps my bad up to nearly 84p now

markok84

If it goes up anymore I'll kill someone!!!! I've officially all my eggs in one basket, had to be done tho.

pow wow

Feck off the pair of ye, I asked for my grant to be paid in sterling and the rate they got was like 79p!

Mark, no sign of you out and about tonight! I was lurking in your stomping ground with a group of our countymen and you were nowhere to be found! Hiding again? :P

markok84

ellscurr wrote: »

Feck off the pair of ye, I asked for my grant to be paid in sterling and the rate they got was like 79p!

A GRANT!!! how did you get a grant for a one year course???? I can't get a grant, I'm living on the bread line here I can barely afford to keep petrol in my car!

markok84

ellscurr wrote: »

Mark, no sign of you out and about tonight! I was lurking in your stomping ground with a group of our countymen and you were nowhere to be found! Hiding again? :P

Oh, were you socialising around with the cider drinking society that congregate in that little park beside the college?

pow wow

markok84 wrote: »

Oh, were you socialising around with the cider drinking society that congregate in that little park beside the college?

Har har. I was down in Ryans.

regob

ellscurr wrote: »

Har har. I was down in Ryans.

on lisburn road? great spot

pow wow

Maybe we should have an NI/GB Colleges Boards Beers at Ryans so lads!

markok84

I hear they do a great pint of guinness.

pow wow

The Kitten tonight boys! See ye there!

regob

ellscurr wrote: »

The Kitten tonight boys! See ye there!

sorry lad was bac home for wedding,howd it go. oh and the pints of guiness are great in ryans

r3nu4l

Just a quick note to anyone in Uni in the UK but living in the Republic. There is no charge for using Nationwide Building Society Flexaccount ATM cards in Ireland (or anywhere else in Europe)

I find it very handy when I go home, I can access my UK account and not get charged for using the card, when I was with Natwest I got flooded with charges every time I used my ATM card in Ireland.

Worth thinking about if you go home a couple of times a year and have closed your Irish account.

pow wow

r3nu4l wrote: »

Just a quick note to anyone in Uni in the UK but living in the Republic. There is no charge for using Nationwide Building Society Flexaccount ATM cards in Ireland (or anywhere else in Europe)

I find it very handy when I go home, I can access my UK account and not get charged for using the card, when I was with Natwest I got flooded with charges every time I used my ATM card in Ireland.

Worth thinking about if you go home a couple of times a year and have closed your Irish account.

Post Office credit card ftw.

r3nu4l

ellscurr wrote: »

Post Office credit card ftw.

Nah, credit cards have to be paid back later
This comes out of your account straight away and keep you aware of your spending.

pow wow

r3nu4l wrote: »

Nah, credit cards have to be paid back later
This comes out of your account straight away and keep you aware of your spending.

Credit cards give you time between last and next pay day! Nationwide don't offer a student account so the benefits of having a student account with another bank (fat interest free overdraft: thank you Co-operative Bank ) might outweigh the benefits of saving a few squid on the ATM charges.

Now, once we're grown ups with proper jobs...lol

regob

ellscurr wrote: »

Credit cards give you time between last and next pay day! Nationwide don't offer a student account so the benefits of having a student account with another bank (fat interest free overdraft: thank you Co-operative Bank ) might outweigh the benefits of saving a few squid on the ATM charges.

Now, once we're grown ups with proper jobs...lol

LMAO

Bottle_of_Smoke

My thread title is now hilarious. Euro is now 95p. I sh*t you not.

markok84

Bottle_of_Smoke wrote: »

My thread title is now hilarious. Euro is now 95p. I sh*t you not.

I've thought of a cunning scheme to recoup my losses in my hasty change over.

Gallant_JJ

1 Euro = 0.975273584

Looking good lads, at this rate €10 will get a man hammered in the M Club on a Tuesday

Bluetonic

Gallant_JJ wrote: »

1 Euro = 0.975273584

Looking good lads, at this rate €10 will get a man hammered in the M Club on a Tuesday

Whilst its irrelevant I'd love to know where your quoting your spot from.

Currently .9636 @ 11.54

markok84

Gallant_JJ wrote: »

at this rate €10 will get a man hammered in the M Club on a Tuesday

€10 already gets a man fairly hammered on a tuesday night in there.:D

pow wow

:eek: