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Will Welfare Pay Rent if I Sell Home?

  • 30-10-2008 12:50pm
    #1
    Dan South
    Registered Users, Registered Users 2 Posts: 5 ✭


    My circumstances are unusual. I have recently had open heart surgery plus complications with other illness. I am also registered disabled. My building society are urging [forcing] a sale of our home as we cannot keep up payments. This is not a cheap house & there will be reasonable equity remaining after a sale.
    We need to be with our son & his wife for support & security. They will move over from UK to buy a particular house that is not cheap. Our son will have to take out a big enough mortgage even with our equity from our house sale proceeds put into the new house. Our son`s wife will not sanction the move without getting the house she wants. Not unreasonable of her given the circumstances.
    All this is ok but, we need to be in a position where we pay our son a fair rent as he cannot take on this burden without that rent.Our son has other financial burdens.

    My worry is that the Welfare Officer is reluctant to give us any kind of reassurance or any form of indication as to whether or not he will stand behind us & offer rent in the circumstances described.

    What can we do to get some form of certainty before we act?


Comments

  • #2
    snubbleste
    Banned (with Prison Access) Posts: 31,117 ✭✭✭✭snubbleste


    Short answer is no.
    Rent Supplement is means-tested including all income and savings you and your partner have and you need to be on a local authority housing list which is also means-tested. You will usually need to be in receipt of a social welfare payment.
    Rent Supplement is usually not granted to tenants who have a relationship to the landlord (your son).

    Contact your local citizens information centre for a better answer.


  • #3
    Dan South
    Registered Users, Registered Users 2 Posts: 5 ✭Dan South


    Thank you for that. You may have saved us from a big mistake.
    However, we are on social welfare as I have had a disability [bad health] for some time now.
    No we are not on a housing list but alas savings have long since gone & our only asset is the house.
    So although we seem to qualify on some grounds we do not qualify on other grounds.


  • #4
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Why not rent after selling your house?
    Do a budget and dip into the lump sum according to that to top up your disability..

    You might also want to look into renting sheltered housing and perhaps whether your wife could get a carers allowance for looking after you?

    http://www.citizensinformation.ie/categories/housing/housing-grants-and-schemes/older_people_housing


  • #5
    Xiney
    Registered Users, Registered Users 2 Posts: 8,085 ✭✭✭Xiney


    Your son should not buy a house under the assumption that the state will be paying rent to him for you. Nobody should buy a house they can not afford on their own means - if the rent allowance gets reduced again in a year, then what would your son do?

    Furthermore, depending on your area there is a maximum rent payable for a married couple. This is not a high amount. It would probably not make much of a dent in a sizeable mortgage.


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