insurance renewal Q

x in the city · 08-10-2008 8:39pm #1

Lads

My policy is up on the 10th, I got a letter on the 18th of last month but the fee was way too much like 600e+, I paid around 300e last year.

I had 4yrs NCB last yr, On my renewal letter it said I had 1 yr NCB..wtf.?

I had a slight alteration with a woman of a suv early this yr, I hit her rear mudflap on a roundie in citywest, she was in the middle of the roundabout and I had no way of avoiding her. I have taken a picture of her jeep and there is absolutely no damage, I can post them up here if anyone wants a peep.

I got a letter from my insurance and they wanted to know the story with this incident and If I wanted to take further action and I said no, I did not.

So, When I changed cars a few months ago to a 1.8 mondeo the guy says there will be no furthr charge for this and I said thats fine.

Now, I am shocked about the premium I am hit with and what happend to my NCB ?

I emailed this broker weeks ago and zero reply, and they have not even bother to call me up.

what a shambles.

bladebrew · 08-10-2008 9:10pm

it sounds like she made a claim,afaik this will take a certain number of years of the n.c.b,(like 4 going back to 1), although if she tried to claim off your insurance they would have sent you a heap of forms to fill in and to draw a sketch of the accident scene,i think?
personally id be delighted with 600,mines 1400euro,5 penalty points,careless driving conviction,all in one go

Yakult · 08-10-2008 9:27pm

^Possibly but he would have had to gotten forms as you said.

I wouldnt be happy if my ncb was basicly gone and the price doubled. Ring and find out what happened.

x in the city · 08-10-2008 9:30pm

They sent me forms to fill in on this accident, draw diagrams etc.

at the end they wanted to know if I was going to take further action or if this was for informational purpose which I checked.

I am totally peeved off, I mean I have pictures taken of her SUV, absolutely nothing wrong with it. And they have told me nothing about this, I mean if the lady did take claims off me.

How can I proceed with this? The guardai that came told us to sort it out amongst ourselves.

This is a joke tbh, I mean if I rear ended someone on a motorway fair enough but this... and besides, she was in the middle of the roundabout in the 1st place.

x in the city · 08-10-2008 9:33pm

I dont know if I had step back on my policy, I should have had..? this is such a mess....

would step back be on your renewal form?

Yakult · 08-10-2008 9:34pm

I say ring them up and find out if she did claim. Dont wait for them to ring you.

Its a joke indeed. The amout of people who cant use a roundabout in this country :rolleyes:

insurance renewal Q

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