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Insurance question

  • 08-10-2008 7:24pm
    #1
    okarm26
    Closed Accounts Posts: 33 ✭


    Hi all,
    Quick query about insurance, just got my first car yesterday.
    Girlfriend and I are both gona use it so we decided to both get insured on it. She has been insured on her previous car so has a few years no claim bonus. Can she get insured on the car + have me as a named driver even though the car is in my name not hers??
    thanks


Comments

  • #2
    bazz26
    Registered Users, Registered Users 2 Posts: 51,364 ✭✭✭✭bazz26


    Most insurance companies ask you if you are the registered owner before quoting you. Some may have an issue with that while others don't but their premium may take that into account.

    At the end of the day your premium is based on the information you provide, if at a later date that information is found to be false the insurance company are legally within their right to refuse to pay out on a claim.

    The risk is yours.


  • #3
    Alanstrainor
    Registered Users, Registered Users 2 Posts: 23,157 ✭✭✭✭Alanstrainor


    Thread moved from Learning to Drive btw:pac::D


  • #4
    Yakult
    Moderators, Computer Games Moderators Posts: 7,943 Mod ✭✭✭✭Yakult


    I got insured under Quinn Direct under my mothers name but the car is under my name. No questions asked about it. So yes you can.


  • #5
    Top Dog
    Registered Users, Registered Users 2 Posts: 4,175 ✭✭✭Top Dog


    Yes, she can be the main policy holder. Since she will also be driving it then she has the necessary "insurable interest" in the car.

    At one stage myself and my wife had 2 on the road cars between us. Her car was insured in my name, and mine in hers. Both with the same insurance company too, and no problem at all.


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