summons examinations as to your means

riffertance

hi there

got a summons examinations as to my means for a credit card debit (€5000). what exactly happens there?

can that be avoided?

thx

i do not seek legal advise. i just want to know what happens in the courtroom once i'm in there.

nuac

You already have a judgement granted against you, otherwise this summons would not be issued. That is a serious matter as it affects your credit rating, and might be registered against you in the Registry of Judgements, and be publicised in "Stubbs".

This summons as to your means "invites" you to a sitting of the District Court to give evidence of your means i.e income, outgoings etc. The next step would be for your crreditor to apply for an instalment order obliging you to pay be instalments.

You need urgently either by yourself, thru MABS or a solicitor
1. contact the creditor or creditors solicitors
2. If there is any bona fide query on the debt to resolve same
3. If not offer to repay by instalments.
4. If the matter goes to court either be there yourself or get a solicitor to be there and if negotiations have been successful inform the court that the matter is settled.

good luck

Our man in Havana

If the creditor accepts any offer to pay, the creditor will still apply to the court for an order regardless. This is known as a by consent order. It just formalises their position with the debtor.

Maximilian

Thread locked. OP you say you are not looking for advice yet ask "if it can be avoided"? Go see a solicitor.