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Insurance questions? IS bike in a bricked garage? average usage 2K?

  • 29-09-2008 10:38am
    #1
    worded
    Registered Users, Registered Users 2 Posts: 4,643 ✭✭✭


    Getting a quotation from Carol Nash

    Is the bike in a bricked garage? If a bike is stolen from say the city centre, are they going to check if you have a bricked garage or not at your house?

    If the average usage is 7K and they document 2K will it ever make any odds to the insurance if there is a claim?

    Thanks.


Comments

  • #2
    hungryjohnjohn
    Closed Accounts Posts: 11 ✭hungryjohnjohn


    If the bike was stolen from city centre and have a police report to that effect should not check the house but stolen from the house etc etc i would think so


  • #3
    ManyQuestions
    Registered Users, Registered Users 2 Posts: 60 ✭✭ManyQuestions


    1- Nope, they dont check, utmost good faith is applied to your inception of the policy in respect of the info given.

    2- again, nope, the km's covered dont really apply, unless you're a bike courier, because it would then have an impact on your premium, with it being your profession.

    Also, unless the insurance company use investigators on the claims, which most of them dont unless it involves a fatality, they have no way of knowing that you dont live in a barn.


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