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Canceling insurance

  • 10-09-2008 1:03pm
    #1
    cabla
    Registered Users, Registered Users 2 Posts: 1,002 ✭✭✭


    I'v got a pug 306 with Quinn Insurance. I pay Direct debit every month.

    I am looking to get another car, but have a cheaper quote from another insurance company.

    My question is, can I cancel my Insurance with Quinn Direct, I read there is a 50 euro unsubscription fee. Is that it?

    All help welcome
    Thanks
    Cabla


Comments

  • #2
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    Here's a tip - ring them and ask.;)


  • #3
    homerjk
    Registered Users, Registered Users 2 Posts: 271 ✭✭homerjk


    Yeah ring them, but ring them twice. Ring the first time just to enquire. I happened to be lucky in this situation...

    I rang up the first time 2 months before I cancelled just to ask what the procedure was. The lad said there would be a 50 euro cancellation fee and as regards to my direct debit payment that even if I cancelled it the day after a payment came out that would have insured me for the following month I would have get no refund. A bit of a balls and I was pissed off, especially with the refund but I thought that was that.

    So I rang last week to do the actual deed and it was totally different. I wasnt charged the 50 euro fee and he said that part of my monthly debit would be refunded!

    Madness!


  • #4
    Triangle
    Registered Users, Registered Users 2 Posts: 960 ✭✭✭Triangle


    The insurance company do not own your money.
    If you cancel at a date then you only pay until that date so you should get a refund of any other money you have paid......BUT (i believe) they are entitled to charge you a fee for processing the change.

    The first part is definate, i know this to be true. I only believe they are entitled to charge you a fee for cancellation....they may not be!

    best of luck with the new car.


  • #5
    cabla
    Registered Users, Registered Users 2 Posts: 1,002 ✭✭✭cabla


    Thats brilliant lads. Thanks, so now I know I can go ahead with the car.


  • #6
    omb0wyn5ehpij9
    Closed Accounts Posts: 16,095 ✭✭✭✭omb0wyn5ehpij9


    cabla wrote: »
    Thats brilliant lads. Thanks, so now I know I can go ahead with the car.

    Just so you know, that if you cancel your policy now, you wont get any no claims bonus for this policy!


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  • #7
    vengeance52
    Registered Users, Registered Users 2 Posts: 1,526 ✭✭✭vengeance52


    cabla wrote: »
    Thats brilliant lads. Thanks, so now I know I can go ahead with the car.

    Quinn do NOT give any refund on a direct debit policy, unless the money was taken out of your account after the effective date of cancellation.

    This is in the policy handbook you recieved so you have no comeback on it. Thats the way it is.


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