Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Unauthorised Overdrafts on Credit Cards

  • 10-09-2008 11:49AM
    #1
    Munster_Gal
    Registered Users, Registered Users 2 Posts: 1,274 ✭✭✭


    Hopefully someone can offer some help on this

    While away in New York on a shopping trip, I used my credit card for all my shopping. Even though I had a credit limit on the card, my credit card company allowed me to overspend on the limit by about €1000 and I am now being charged on the overdraft.
    Should it be the credit card company's responsibility to reject any purchases made on the card once I've hit my limit and should I be liable for any charges on the overdrawn amount?
    Because of this I now have a black mark against me with my credit rating.
    The same credit card company would not increase my limit before I went but agreed to reduce the limit on one card and issue a new card. The reduced the first card (leaving it overdrawn by about €600) and then issued the second card which they then allowed to be overdrawn!!!!!!!
    Anyone able to give me advice on this?


Comments

  • #2
    Mr Magnolia
    Moderators, Recreation & Hobbies Moderators Posts: 10,443 Mod ✭✭✭✭Mr Magnolia


    Hi there, welcome to boards. I'll request this be moved to Consumer Issues where someone may have an answer for you.


Advertisement