driving with hand injury, am i insured?

real_484

hi there
I broke my wrist last week, am i insured if i drive? Do I need to inform the insurance company and do i need a letter from doctor to confirm my ability to drive?

I am after getting two different answer from the insurance company regarding this, first one said I could not and the second said no problem once the doctor confirmed it so a little confused.

ShayK1

i'd suggest getting something in writing from the insurance company. Sounds like they're not too sure either.

Run_to_da_hills

You are covered if you are medically fit to drive. It would be up to the doctor to state that you shouldn't drive.

Triangle

RTDH is right.

I work for an insurance company (I.T. Dept.) and broke my wrist.
They said as long as the doc said i could drive then it was ok. But get this in writing as words just don't cut it.


Also, different Insurance companies may have different opinions - Mr Qui** might put up a fight over a claim where the driver had a medical condition!

real_484

thanks guys, all good advice. Must make my way to the Dr.

pburns

I had exact same problem earliuer this year.

A medical cert from doctor should cover it - as long as insurance company OKs it.

Alun

Doesn't whether you also feel capable of driving safely with your wrist/hand/whatever in plaster enter into it? I know that when I broke my hand a few years ago, I decided I just wouldn't do it .. it just didn't feel safe to me. I've no idea what my doctor (or my insurance company) had to say on the matter .. I didn't even ask either of them.

Eoin

Alun wrote: »

Doesn't whether you also feel capable of driving safely with your wrist/hand/whatever in plaster enter into it? I know that when I broke my hand a few years ago, I decided I just wouldn't do it .. it just didn't feel safe to me. I've no idea what my doctor (or my insurance company) had to say on the matter .. I didn't even ask either of them.

Unless you broke your left hand and drove an automatic, I don't know how you couldn't be impaired.

shay777

I have a cast on my right thumb with 4 fingers and some of my palm free. I can write by holding the pen in my fingers and using my cast as a fulcrum. I feel like I could grip the wheel with my fingers. Am I fit to drive a manual car?

Canis Lupus

shay777 wrote: »

I have a cast on my right thumb with 4 fingers and some of my palm free. I can write by holding the pen in my fingers and using my cast as a fulcrum. I feel like I could grip the wheel with my fingers. Am I fit to drive a manual car?

As a qualified doctolerogist I say you should be fine but I recommend some follow up appointments to see why you blanked the advice in this old thread to get a doctor to certify you as ok to drive and making sure the insurance company is okay with that.

shay777

I was originally told before my operation that I wouldn't be able to drive for 8 weeks (2 weeks ago) but I forgot to get clarification after the operation. I was talking to a surgeon today (I tutor his son) who said that I should be fine. I have a follow up on Thursday but it would be really good if I could drive this week. Not sure if I need to get permission from my doctor or just to go ahead. Taking time off to go to doctor before Thursday would cause too much hassle at work as I have already had time off post op.

Canis Lupus

shay777 wrote: »

I was originally told before my operation that I wouldn't be able to drive for 8 weeks (2 weeks ago) but I forgot to get clarification after the operation. I was talking to a surgeon today (I tutor his son) who said that I should be fine. I have a follow up on Thursday but it would be really good if I could drive this week. Not sure if I need to get permission from my doctor or just to go ahead. Taking time off to go to doctor before Thursday would cause too much hassle at work as I have already had time off post op.

*shrugs* Your call, your money if you crash and try to claim. No one on the interwebs can say you're A: safe to drive and B: you'll be covered by your insurance company.

shay777

Ok thanks.

biko

Old thread lock.
Ask your doctor.