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Travel Insurance Rip-Off

  • 24-06-2008 8:48pm
    #1
    Happy Dragon
    Registered Users, Registered Users 2 Posts: 21 ✭


    I took out insurance for a holiday to Peru last Xmas, my 8GB Ipod (€199) got nicked, so I contacted my insurance company. Got a cheque in the post for €28 only. This is ridiculous! Is there much I can do about this? Who can I complain to?


Comments

  • #2
    jjbrien
    Registered Users, Registered Users 2 Posts: 2,678 ✭✭✭jjbrien


    Did u report it to the local police when you got it stolen and they you get something from them to day you reported it? Also was there an excess on the policy? Its wort looking into the policy wording.


  • #3
    Happy Dragon
    Registered Users, Registered Users 2 Posts: 21 ✭Happy Dragon


    I reported to Police straight away, got a Police statement from them in Spanish. And reported to theft within 6 weeks of buying the Insurance. I also lost a magnetic chess & swiss knife. I didnt have these receipts, so they didnt even give me money for any of these.


  • #4
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    If you read the policy, its probably all covered in there.

    Most likely this is due to an excess - and if it is, and was in the policy, you can only complain to yourself I'm afraid.


  • #5
    mumhaabu
    Closed Accounts Posts: 1,031 ✭✭✭mumhaabu


    name and shame so I know who to avoid in future.


  • #6
    P. Breathnach
    Registered Users, Registered Users 2 Posts: 12,089 ✭✭✭✭P. Breathnach


    mumhaabu wrote: »
    name and shame so I know who to avoid in future.

    That's going off at half-cock. It might well be that the payout was fully in accordance with the policy, and that Happy Dragon has not told us the whole story yet.


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