Credit Card purchases not showing in online banking?

Fabio

Hi lads,

I recently got a credit card from Ulster Bank and was led to believe that whenever I made a transaction with it, that transaction would show up on my online banking page.

Now I have the card "registered" on it so I can see the current balance but even though I've made two purchases (albeit over the weekend and online) they have not come through on to my online banking page.

Do they not come through instantly or even within a few days because I was told in the bank that I could use it like a debit card through paying things off immediately with online banking but if the transactions ain't showing there then I can't do that really.

Any help would be appreciated because it's my first time having a credit card and I ain't easy with it now haha!

PS - Is it easy to get the limit set a bit higher...currently stands at €450 as it's a student credit card but need it higher for bulk purchases really and have never been in debt and my account has always been in credit by over a grand.

GerardKeating

Fabio wrote: »

Hi lads,

I recently got a credit card from Ulster Bank and was led to believe that whenever I made a transaction with it, that transaction would show up on my online banking page.

Now I have the card "registered" on it so I can see the current balance but even though I've made two purchases (albeit over the weekend and online) they have not come through on to my online banking page.

Do they not come through instantly or even within a few days because I was told in the bank that I could use it like a debit card through paying things off immediately with online banking but if the transactions ain't showing there then I can't do that really.

Any help would be appreciated because it's my first time having a credit card and I ain't easy with it now haha!

PS - Is it easy to get the limit set a bit higher...currently stands at €450 as it's a student credit card but need it higher for bulk purchases really and have never been in debt and my account has always been in credit by over a grand.

Your Card issuer (Ulster Bank) will show the transactions when the bank which processes the tranaction for the store you bought from sends it to them.

This can take a few days, it is outside the control of your bank.

Some banks will show a transaction online, as soon as it is authorised, and not wait for the transactions to be cleared through the schemses, but this can cause as many problems as it solves.

Fabio

Oh I see....thanks for that GK, I was half thinking it was something like this that was going on.