RTW trip Visa and Money Advise

preddy

Hi,

I'm looking for some advise as to where to keep my money while travelling around the world, i hear Travellers cheques are a thing of the past but i will get charged per transaction on my Laser and CC any Advise?

And i hear we as Irish can get a waver of a USA visa once our passports are new or have the digital information on them, mine is from 2000 is this ok or do i have to buy a new one?

Thanks!

Jugs82

I found AIB pretty good - their charges werent that high TBH

Another option is to put all your cash on your Credit Card so it is in Credit and then use it like you would an ATM card - seemingly these dont accrue any charges - this is what i have heard from other travellers so doing a bit of research on this may be an option

Larianne

preddy wrote: »

Hi,

And i hear we as Irish can get a waver of a USA visa once our passports are new or have the digital information on them, mine is from 2000 is this ok or do i have to buy a new one?

Thanks!

Yes, the people travelling to the USA for tourists reasons can get a 90 day tourist visa as part of the visa waver programme. Think its called i90. That is after the immigration officer deems your visit is for tourist purposes only and not to work there etc. Not sure about the passport. It needs to be machine readable. You'll need to find out if yours is. Maybe go into a travel agent and ask them. They should know if its readable or not.

Jugs82 wrote: »

Another option is to put all your cash on your Credit Card so it is in Credit and then use it like you would an ATM card - seemingly these dont accrue any charges - this is what i have heard from other travellers so doing a bit of research on this may be an option

I did this when travelling. Just put extra payments on your credit card so you're in credit and you don't get charged a cash advance fee. You might however get charged by the bank for using a certain ATM but its normally not a great deal. Travellers cheques don't seem to get accepted in a lot of places these days. I wouldn't use laser as you'll get charged a fortune in fees!

Credit card is best bet!

preddy

Cool thanks alot, must now checkout is there a difference between Visa or Mastercard.

Seemed to be on AIB website for international 1.75 Mastercard 2.75% visa

breadmonkey

Larianne wrote: »

I did this when travelling. Just put extra payments on your credit card so you're in credit and you don't get charged a cash advance fee.
Credit card is best bet!

I heard before that money loaded onto your credit card isn't insured against theft/fraud. Do you know anything about that?

youcancallmeal

Anyone know what would happen if you were to lose your credit card? Would your bank post you out a new one? I'm probably going to go into my bank soon and ask them for advice

Larianne

breadmonkey wrote: »

I heard before that money loaded onto your credit card isn't insured against theft/fraud. Do you know anything about that?

oh no, dodn't know about that. It's the risk you got to take I suppose when travelling. I found it the best way for taking money out when travelling.

Maybe just have the amount needed to take out in credit?

breadmonkey

I queried this with AIB and got the following response. (I have a student Mastercard btw).

Dear Mr XXXX


Thank you for your mail.


I confirm that all our credit cards are monitored against fraud, and your card is protected whether your account is in debit/credit.


If I can be of any further assistance please contact me.


Kind Regards
Astrid Duffy
AIB CCC Customer Support

preddy

Great to know!
Thanks mate!

Meathlass

Just to let you know. In large parts of the world - Central, South America, Asia, paying by credit card (as opposed to taking the money out of the atm and paying in cash) will incur huge charges levied by the company to actively discourge people from using them - as much as 10% in South America. I thought this would be the ideal solution to carrying large amounts of cash for tours but didn't work unfortunately.

breadmonkey

More discussion here probably worth reading

clicky