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AIB Student Credit Card - the maximum limit possible?

  • 06-06-2008 1:41pm
    #1
    eskimo
    Closed Accounts Posts: 682 ✭✭✭


    Does anybody know the maximum limit available on the AIB Student Credit Card?


Comments

  • #2
    nillox
    Registered Users, Registered Users 2 Posts: 52 ✭✭nillox


    well mine is 600/ i think it could be 1000 maybe. i want to raise mine or find out how to put money into that account.


  • #3
    Creamy Goodness
    Registered Users, Registered Users 2 Posts: 26,584 ✭✭✭✭Creamy Goodness


    i'm on 3,300 and counting, you can apply for a upage on your limit every 6 months.


  • #4
    drunkmonkey
    Registered Users, Registered Users 2 Posts: 28,694 ✭✭✭✭drunkmonkey


    Easy chaps - Credit cards will drag you down if your not carefull..... I had a €11,000 credit limit from AIB at 22.....very bad idea.......

    Pay off your balance every month if you can....if you need a small loan go to tesco and get it at 6.5%...

    A credit card if for the things you can afford not the things you can't.....


    Answering your question.....I doubt there is any cap on your credit limit, it all depends on your ability to repay....so as students i'd say around €1500 - €2000 is the max....

    There's better deals out there on credit cards, just because it says student on it dosen't make it a good deal...

    22.9% is a rip on cash advances, shop around as it is something you will use.....


  • #5
    dotsman
    Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    eskimo wrote: »
    Does anybody know the maximum limit available on the AIB Student Credit Card?

    Don't know it off hand. Your best bet is to ring their 24 hour banking. Someone there should be able to tell you. However, they might refrain from doing so, as the standard practise for responsible lending is to only give a limit that the customer needs and can afford. By telling customer's the max they can get, many customers will then go ahead and apply for that limit (without needing it or being able to afford it)


  • #6
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Cremo wrote: »
    i'm on 3,300 and counting, you can apply for a upage on your limit every 6 months.
    Same here - they kept upping mine every 6 months when I requested online. They told me on the phone they couldn't do it but it worked when requested online.


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  • #7
    eskimo
    Closed Accounts Posts: 682 ✭✭✭eskimo


    random wrote: »
    Same here - they kept upping mine every 6 months when I requested online. They told me on the phone they couldn't do it but it worked when requested online.

    Do you know how you apply for an increase online? I did it after a year. Now it's almost 2 years but it's not giving me the option to increase now.... :confused:


  • #8
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    eskimo wrote: »
    Do you know how you apply for an increase online? I did it after a year. Now it's almost 2 years but it's not giving me the option to increase now.... :confused:
    log in
    choose your credit card from the drop down and click go
    under credit card services click where it says click here
    choose your credit card from the drop down and click go
    click continue next to "request a limit increase" and follow the prompts


  • #9
    eskimo
    Closed Accounts Posts: 682 ✭✭✭eskimo


    Cheers for that! Unfortunately it's not giving me that option, it's only offering me the following choices:

    > Set up eStatements
    > Set up or Adjust Direct Debit
    > Request a Replacement Card
    > Request a PIN Reminder
    > View Credit Card Terms and Conditions
    > Request Copy of Transaction Voucher/Record
    > Change Credit Card Address

    Insurance
    > Optional Cardif Pinnacle Card Protection

    I dunno :confused:


  • #10
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    Not sure the eskimo, sorry. I switched from Student to a Be card a couple months ago (for no real reason other than I felt like it .. wish I had student rates still!).

    I definitely did it online before but since they brought out those new services I haven't had a student card.


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