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Help to decide on health insurance package

  • 26-05-2008 3:01pm
    #1
    Xcellor
    Registered Users, Registered Users 2 Posts: 2,821 ✭✭✭


    Hi All,

    I have the option of either choosing VHI Plan B or Quinn Health Essential Plus No Excess. I have reviewed both and am having difficulty deciding which is best. haha would be easier if my employer just said "You're having that one.."

    Anyone have any experience. I was with VHI during my last employment but never really needed to use them so dont know how they actually compared to Quinn.

    Any help would be appreciated!

    Thanks,
    X


Comments

  • #2
    kaiser sauze
    Registered Users, Registered Users 2 Posts: 1,558 ✭✭✭kaiser sauze


    I'm not going to advise you either way, but do not completely omit Vivas from your shoparound.


  • #3
    homer911
    Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭homer911


    Essential plus with no excess sounds like a good deal to me. The excess generally ensures that the average punter cant make a claim as their allowed expenses are two small - Both companies only allow so much of every expense to be submitted as part of a claim eg €20 per doctor visit. If you have to apply an excess on top of this you have to spend a heck of a lot on medical bills before you get anything at all back

    Check what the excess is on the plan B, after that, theres not a huge difference between them, unless you are in some part of the country where the insurer has no relationship with the local hospital


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