Reccomend a classic car

xp90

Hi all,
could anybody recommend a classic car for an 18year old with about 3-5k to spend?also what insurance would you expect to pay?thanks

B00MSTICK

You won't get insured on classic insurance until you're 25.
So you'll be charged fulll whack on whatever engine size you get, probably limited to 1.4 then.

Many Insurers will not cover a car over 20 years of age unless its a classic policy.

An old Mini or MK2 Polo or something?

Dades

This is a thread from last year from a poster in a similar bracket to yourself.

There's also info in the sticky Insurance thread above, but the gist is that you won't get insured on a classic until you are 25.

As B00MSTICK suggests, you might find a "modern classic" that you could get insured on a normal policy. What kind of car did you have in mind - coupe/convertible/saloon?

Anan1

Fiat X1/9?

Nforce

When I was your age I restored a Mini 1275GT,learning the mechanics of the car in the process, before moving on to old VW Beetles and teaching myself about welding, (with associated weld splatter burns) and sheared off bolts.....with copious amounts of swearing,skint knuckles and blood loss.:eek::p

alpina

+1
Pick up an old mini/beetle or the like, start to get familiar with the older cars & their traits, will stand you loads by the time you can turn around and buy that classic

Kevin_Herron

What about this...
http://vagdrivers.net/forums/index.php?showtopic=15094&st=0&p=132929&#entry132929

Ferris

+1 Fiat x1/9 (if you can find an undisolved one)

Mini's can be expensve to insure, at least they were a few years back.

What about a fiat 600? just need to learn how to rebulid starter motors!

xp90

Yes indeed i was thinking of something exotic or rare, in the form of a convertable and would spend a few grand more even

mustang68

xp90 wrote: »

Yes indeed i was thinking of something exotic or rare, in the form of a convertable and would spend a few grand more even

Sorry to burst your bubble, but there is no way that you'll get a quote for a convertible, I tried a few years back and they seem to be in a different insurance risk group completly. Do have a ring around to see what you might get insured on.

Nforce

The beauty of restoring the likes of a Mini or VW Beetle is that parts are readily available for them (not sure how easy it'd be to get parts for an X19). One piece of advice though....buy OEM panels where possible as the quality/fit of some of the spurious ones leave a lot to be desired.

xp90

What would you say to an MR2?

Nforce

Supercharged Mk1 mr2 would be v nice....though insurance and possibly parts availability would be an issue.

--amadeus--

I would STRONGLY reccomend phoning First Ireland (insurance brokers) first. Have a chat to them about potential cars and expected prices. Believe me tehre is nothing more heartbreaking than seeing the perect car, being able to afford to buy it but not run it (I have teh same issue with modern classics like BMW 840's, can buy one but refuse to pay the tax)

Personally I wouldn't bother with an MR2 - very common and not a particularly interesting car stylistically. That said it'll be reliable and easy enough to sell on.

Decide what you want from teh car - performance, looks, wow factor, individuality - and narrow down from there. And I'm surprised no one has mentioned an MG or a Spitfire, if you can get teh insurance they'd be great starter classics.

xp90

Looks and individuality are definately the most important factors, and resale value as well. personally Im drawn to the mr2 due to reliability, though i agree about the styling somewhat

Ferris

+1 for First Ireland for any 'non run of the mill' car but I think you'll have your work cut out because of your age.

What about a smart roadster, suzuki cappuchino, Honda Beat etc? more modern and have small engines. Pug 205, escort, astra convertibles also.

Or the best of the lot imo, e30 318 convertible, not fast but modern, a future classic, easy to maintain and individual.

B00MSTICK

xp90 wrote:

What would you say to an MR2?

Im getting mine in a few weeks!

Most places won't quote on cars over 20 years old so you're looking at a late '88 or 89, 90 model.

First Ireland laughed when I mentioned MR2 and 21 years of age. He asked me if I had trouble getting quotes, which I didn't.
He said he'd quote me but it would be a large number and that I should go with Britton as he'd have recomended them anyway.

Good news is there is a good few nice examples in the UK (as long as you like white it seems) for sub £3k.

Quotes so far with 3 years named driving experience, Full License (TPFT):
Quinn (car under 20 yo) €915
Britton €1596
Hibernian (incl window cover) €1100 - Must pass ignition test.

Im going with Hibernian, test on the 27th :pac:

I've only ever seen 3 Mk1 MR2s in Ireland, complete rustbuckets too. Maybe there's loads in Dublin?

Love/Hate it looks imo

You have full license? Any NCD?

xp90

Nice car i must say! No Im only on provisional,booking test soon although. From the UK then means paying VRT i take it?

B00MSTICK

€558 on a Coupe and €588 on a T-Bar pre July.
Could end up above your budget with insurance etc.
Will probably have trouble getting insurance though...

Here's a nice one with FSH, leather, a/c etc. for £1750

--amadeus--

I think most of us - certainly me - assumed that you had a full licence, being on an L plate changes things quite a bit.

With the greatest respect you've fallen for the old "classic cars are cheap to insure loophole" myth. Classic cars are cheap to insure if you meet the criteria. Those criteria are 25+, full licence, 2nd car as main driver and (often) limited mileage. Insurance companies operate on the basis of risk assesment and these are the factors that put classic drivers into a low risk category and so make teh insurance cheap. As a young male driver without a licence you are in the highest risk category and so you'll have to pay heavily for insurance no matter what you drive - a classic or a modern. I would certainly guess that anything "exotic, rare or convertable" would be very steep.

So I think it may be back to the drawing board!

B00MSTICK

^^ Indeed.

A K10 Micra might be a good choice, if you can live with the looks. Keep that for a year or two, get a full license and a NCD, sell the Micra for ~what you paid for it, then go for something nicer.

Side note but I'm gonna have to go with Britton or get a younger model...
Rang up Hibernian to see what getting an alarm would do to my premium but was told I couldn't get insurance at all because they just realised it was a high performance vehicle!
They had it down as a Saloon with 5 seats in the proposal form too! :eek:

Jack-the-Russel

Morris Minor 1000, Simple to work on, parts readily available. Then you can upgrade, to a 1500cc midget or sprite engine, over-drive gear box, disc brakes. Then if you're really brave you can drop in a Garrett T2 turbo-charger. Guaranteed to scare the crap out of people at the traffic light Grand Prix......Insurance might be a problem though.;)

Nforce

Jack-the-Russel wrote: »

Morris Minor 1000, Simple to work on, parts readily available. Then you can upgrade, to a 1500cc midget or sprite engine, over-drive gear box, disc brakes. Then if you're really brave you can drop in a Garrett T2 turbo-charger. Guaranteed to scare the crap out of people at the traffic light Grand Prix......Insurance might be a problem though.;)

OT but I remember seeing a cream coloured moggie at a few car shows in Ireland that appeared to be a well restored,stardard example apart from the modern alloy wheels that were fitted . That was until you saw it from the rear.....it had tubbed inner arches to accomodate the drag car style wheels............and it was powered by a 3.5lt Rover V8 engine.:cool:
You'll need to brush up on your welding skills if you want to rebuild a Moggie as the floors started to disintegrate straight from the showroom!!:eek::D;)

L-M

I'm fairly sure that whole over 25 crack for the insurance this has changed. Only talking about it last week.

Eric318

You get your car registered in the name of one of your parents and be added to the insurance policy as a driver. I did this for years.

BSPOKE20

Just perusing carzone and came across this:

http://www.carzone.ie/usedcars/index.cfm?fuseaction=Car&carID=1075039&message=You%20searched%20for%3A%20Jaguar%20Mark%20II%2C%20Year%3A%201966%2E%20Your%20search%20returned%20one%20vehicle%2C%20which%20is%20shown%20below%2E&CFID=4191371&CFTOKEN=17890037


What other manufacturer has class and gangster all rolled into one!!! :cool: