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House Insurance - options to 123.ie?

  • 12-05-2008 6:24pm
    #1
    Registered Users, Registered Users 2 Posts: 1,586 ✭✭✭


    HI All

    I recently got my renewal quote from 123.ie and they upped my premium by 40% for no changes:eek:. I rejected and they have come back with an offer which is still 20% more :mad:(still a massive drop for a simple rejection)

    Anyone had recent experiences and any recommendations for good value in Ireland?

    Thanks in advance

    Redman


Comments

  • Administrators, Business & Finance Moderators, Society & Culture Moderators Posts: 16,957 Admin ✭✭✭✭✭Toots


    At the mo BOI have a price match promotion going on, they'll guarantee to beat your quote. It's a good offer!


  • Closed Accounts Posts: 13 Cailin Maith


    A lot of the house insurance companies are changing their rates, your best bet would be to try a broker rather than an internet site as you will get to talk to a person who will tell you what is costing what and give you an idea of what the range of prices on the market are as they deal with so many insurers. Also some brokers have access to Lloyd's syndicates who are generally cheaper than Irish Insurers and offer the exact same covers.

    I'm not an expert on 123.ie so I can't tell you what they're playing at, but a 40% increase on your premium seems ridiculous. I'd shop around and then tell them to shove it (nicely of course :) )


  • Closed Accounts Posts: 6,123 ✭✭✭stepbar


    Toots85 wrote: »
    At the mo BOI have a price match promotion going on, they'll guarantee to beat your quote. It's a good offer!

    Match it not beat it!!! :)


  • Registered Users, Registered Users 2 Posts: 1,586 ✭✭✭redman


    Thanks all.
    just an update, I did tell them to shove it - twice! and got two reductions which eventually meant a 10% premium on last year (but the amounts insured had gone up by 10% automatically anyway)

    So once again it pays to haggle....


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