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Monthly Saver Experience with Halifax

homer911 · 2008-04-23 13:56:47

Just noticed that Halifax reduced their rates in April, but as I had opened my account around the cut-off date re €350/€750 lodgement limit decided to check with them. (I lodge 750 pm) When I opened the account I had opted to make the first lodgement by SO. The call centre guy told me that the rate on my account was only…

23-04-2008 1:56pm

#1

homer911

Registered Users, Registered Users 2 Posts: 5,150 ✭✭✭

Join Date: September 2007

Posts: 4756

Just noticed that Halifax reduced their rates in April, but as I had opened my account around the cut-off date re €350/€750 lodgement limit decided to check with them. (I lodge 750 pm)

When I opened the account I had opted to make the first lodgement by SO. The call centre guy told me that the rate on my account was only 2.5% as their had been no initial lodgement, but that if I now lodged an amount by post or in a branch between 10 and 750, they could correct and backdate the interest to 7% from my first lodgement!! The rate from February is only 4% however!

Am going to get my backdated interest, then either reduce my monthly lodgement to the min or close the account (depends on the penalties!!)

If anyone is in doubt about their own accounts, I suggest you give them a call

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