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  • 10-04-2008 1:20am
    #1
    [Deleted User]
    Posts: 14,344 ✭✭✭✭


    I've flicked through a few of the different categories (this forum is too big) and i think this is the best place to post this.

    Anyway, I want to get a loan out of the credit union for €1,000.

    i rang them and asked them last week (Thursday) and they asked to ring back. i rang back a few times, but never got an answer to my loan until Monday.

    They approved my loan, but said that I needed to bring down a Pay Slip to them.


    All is fine and well.

    However, I need to get this loan tomorrow, and i just realised that i dont have, nor can i get, a payslip in time. So my question is:

    Will they still give me ye olde money without a payslip?


    I've been a member with them for a few years, and have had two prior loans with them (I'm still in debt to them for about €1,800, but i have about €1,200 in my savings).


    So yeah,

    Anyone ever been in a similar situation?

    I've never missed a payment with them, and always pay them weekly what i owe them (my agreed repay is currently €30 per week off my loan, i pay €40 to stay ahead) but i dont wana go down with no payslip and have them thinking i dont actually have a job and im BSing them.


    Anyone know if they'll give it to me without the payslip?


Comments

  • #2
    Waitsian
    Registered Users, Registered Users 2 Posts: 1,711 ✭✭✭Waitsian


    If you don't ask, you don't get. What's the worst that can happen? They say no. Why not ask a boss at work, or the payroll clerk, or a manager if they would be willing to recieve a call from the CU confirming your employment and your weekly wage, gross and net? No, sound like a plan? :) Hope that helps...


  • #3
    Mr Magnolia
    Moderators, Recreation & Hobbies Moderators Posts: 10,440 Mod ✭✭✭✭Mr Magnolia


    Don't know, probably depends on who you're dealing with. If your wages are paid into your bank account bring a bank statement too.


  • #4
    patrickc
    Registered Users, Registered Users 2 Posts: 7,971 ✭✭✭patrickc


    you might get a better answer here in consumer issues or in banking http://www.boards.ie/vbulletin/forumdisplay.php?f=580
    http://www.boards.ie/vbulletin/forumdisplay.php?f=544


  • #5
    [Deleted User]
    Posts: 14,344 ✭✭✭✭ [Deleted User]


    It was actually a while ago. I got the loan, but i had to go and find a pay slip.

    They wouldnt give it to me without it.


    Thanks for the help guys.


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