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Need to downgrade for 6 months, 3k to spend, needs to be economic and reliable

  • 19-02-2008 1:12pm
    #1
    quarryman
    Registered Users, Registered Users 2 Posts: 7,496 ✭✭✭


    ...and maybe a bit of fun too.

    My 323i needs to go as I'm looking to get a mortgage. I'd to get something small and economic but also reliable.

    I'm thinking an old Jap car. However I don't want the boy racer look.

    any suggestions?


Comments

  • #2
    smash
    Closed Accounts Posts: 34,809 ✭✭✭✭smash


    have you sold the 323 yet? could take a while to get rid of it!

    how about an older 316/318 or an alfa 156


  • #3
    quarryman
    Registered Users, Registered Users 2 Posts: 7,496 ✭✭✭quarryman


    it sure could take a while :)

    alfa bashing aside I need something a little more reliable than them or BMWs of that age.

    I think it has to be Japanese in the budget I'm looking at.


  • #4
    JHMEG
    Closed Accounts Posts: 7,686 ✭✭✭JHMEG


    Virtually any jap car for 3k should fit the bill! Plenty of Avensis and Accords around. The older Primeras were good too.


  • #5
    MarkN
    Registered Users, Registered Users 2 Posts: 4,322 ✭✭✭MarkN


    Are you selling it to free up cash or to please the bank?

    I had a loan on a new Golf GTI when I went for a mortgage, I changed lenders after they had done their normal credit bureau check and provided them with a loan statement with a zero balance before drawdown. :D


  • #6
    quarryman
    Registered Users, Registered Users 2 Posts: 7,496 ✭✭✭quarryman


    so the bank seen your outstanding loan and then you showed a zero balance claiming you had cleared it afterwards?


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  • #7
    MarkN
    Registered Users, Registered Users 2 Posts: 4,322 ✭✭✭MarkN


    Well the way I saw it was I wasn't selling my pride and joy for any bank.

    The rules for FTB are ridiculous (I could well afford to pay my car no matter how high interest rates get in realistic terms) but they demand all loans are cleared??!

    So 'X' loan showed up when I applied for a mortgage, I borrowed 'Y' to pay off 'X' and the bank were satisfied. Now they may be wise to such things now as things have tightened up a lot but that was 2 years ago.


  • #8
    radioactiveman
    Closed Accounts Posts: 324 ✭✭radioactiveman


    How about a Polo? If you get a 1 litre they're very economical, very reliable as well, have to use your imagination for the fun part though:D


  • #9
    L-M
    Registered Users, Registered Users 2 Posts: 23,694 ✭✭✭✭L-M


    radioactiveman wrote: »
    How about a Polo? If you get a 1 litre they're very economical, very reliable as well, have to use your imagination for the fun part though:D

    +1 Great car. Although zero to 40mph in my 99 took 40 odd seconds haha:p


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