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Crash Repairs - A Haven for Rip-offs?

  • 06-02-2008 3:40pm
    #1
    run_Forrest_run
    Registered Users, Registered Users 2 Posts: 6,463 ✭✭✭


    As discussed in a previous thread I was involved in a minor enough accident 2 weeks ago.

    I took my hurt car along to a crash repairs place for a quote. I am claiming on the other guy's insurance.

    Anyway, the guy took a quick look and straight away he asked who was at fault and is the third party's insurance company paying for the damage?

    Now, I only realised after this but why on earth does he need to know this??
    Is he asking this to see how much he can possibly extort out of the insurance company knowing that I will not challenge it?

    I am going to get another quote anyway but from the few phone calls I have made it seems this is a standard question, but why on earth do they need to know apart from the above reason!

    Any ideas?


Comments

  • #2
    TomMc
    Registered Users, Registered Users 2 Posts: 1,616 ✭✭✭TomMc


    It may be as you think that he can make a few extra bob, but at the same time it may well be the case that insurance co's expect work done for an amount less than a private individual would get charged by a bodyshop. It could also be a case of having to wait to get paid later on and not at the time.


  • #3
    run_Forrest_run
    Registered Users, Registered Users 2 Posts: 6,463 ✭✭✭run_Forrest_run


    TomMc wrote: »
    It may be as you think that he can make a few extra bob, but at the same time it may well be the case that insurance co's expect work done for an amount less than a private individual would get charged by a bodyshop. It could also be a case of having to wait to get paid later on and not at the time.

    good points Tom but in relation to your last point, I would not go ahead and get the work done until the insurance company actually pay it..but yes, if this carries on for a long time I will have to get it done so I can get it through the NCT.


  • #4
    Anan1
    Registered Users, Registered Users 2 Posts: 22,815 ✭✭✭✭Anan1


    run_Forrest_run wrote: »
    good points Tom but in relation to your last point, I would not go ahead and get the work done until the insurance company actually pay it..but yes, if this carries on for a long time I will have to get it done so I can get it through the NCT.
    I think what Tom means is that the crash repair place would be paid directly by your insurance company, who may not pay immediately.


  • #5
    meathstevie
    Registered Users, Registered Users 2 Posts: 4,777 ✭✭✭meathstevie


    Something as simple as : If it's out of your pocket pal I'll use non-branded parts and save you a few bob. If the insurance company is paying I'll get brand parts.


  • #6
    badlyparkedmerc
    Closed Accounts Posts: 52 ✭✭badlyparkedmerc


    Guy I dealt with asked about insurance, told him it wasn't being paid by insurance then he gave me a quote.
    On further explanation told him the bill would be paid by company who owned the car that hit mine.
    He then got annoyed and just said that it would cost more as it would have to go through the books due to VAT etc..


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  • #7
    run_Forrest_run
    Registered Users, Registered Users 2 Posts: 6,463 ✭✭✭run_Forrest_run


    badlyparkedmerc wrote: »
    Guy I dealt with asked about insurance, told him it wasn't being paid by insurance then he gave me a quote.
    On further explanation told him the bill would be paid by company who owned the car that hit mine.
    He then got annoyed and just said that it would cost more as it would have to go through the books due to VAT etc..

    ah right, i see! it's all a bit shady but I'll continue on my quest for quotes.


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