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Which saving account

  • 03-01-2008 4:07pm
    #1
    radooo
    Registered Users, Registered Users 2 Posts: 114 ✭✭


    I took up my first job and was wondering if you could help me to decide on the right saving account. I am considering a regular saving account since these tend to have the highest interest rate. Any recommendations? Many cheers!


Comments

  • #2
    Dapos
    Registered Users, Registered Users 2 Posts: 617 ✭✭✭Dapos


    Well up until today i would of suggested the AIB regular savers account with and A.E.R of 7.1% but from what i read in the independent today that is going back to 4%. (see article here: link)

    So I'm also now wondering what is the best savings account use in the new year. I have around EUR1000 lump sum and i was saving EUR 100 a month?


  • #3
    radooo
    Registered Users, Registered Users 2 Posts: 114 ✭✭radooo


    Well Dapos, good to know that cause I was considering this one since I already have a regular account with AIB. Any other ideas guys?


  • #4
    Dapos
    Registered Users, Registered Users 2 Posts: 617 ✭✭✭Dapos


    It will also be interesting to see will the other banks drop there interest rates in the coming months.


  • #5
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    Didn't take Rabo long to drop theirs.


  • #6
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    stepbar wrote: »
    Didn't take Rabo long to drop theirs.

    In fairness, they only dropped the promotional rate on the first €10,000 which was hardly surprising as it was only attracting people who weren't leaving their funds in Rabo long term and were sticking 10k in solely for the 5% interest, and taking it out when they spotted a deal more to their liking.


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  • #7
    Dapos
    Registered Users, Registered Users 2 Posts: 617 ✭✭✭Dapos


    Form what i see Halifax has a regular saver account with interest of 7% and First active has a regular saver account with interest of 7.15%.

    Question is how long will they remain that way. They could easily follow AIB.


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