cant get classic insurance

oxoovooxo

so i rang all the insurance companys and aperintly you have to be 25 to get classic insurace thats madness iam 21.
i rang nealy 10 companys and got the same answer
is there any other alternatives out there i could use
i plan to have it as a second car just for a bit of weekend driving
a friend of mine said i could try to insure it under my fathers name and put myself down as a named driver would that work.
thing is i have the car and i dont want to sell it or wait till iam 25 lol it will be a rust buckit by then.

any help much appreciated

RobbieMc

http://irishvintage.net/index.html

Try the Irish vintage Society, not sure of an age limit, but they might be able to help.

Rob

Redrocket

http://www.odon.com/motor-insurance-quote.html
Not sure of age limit either as their page doesnt seem to working atm, i got a quote at the age of 23 so you can try giving them a ring

macplaxton

Just insure it under a regular policy, AXA or Hibernian would cover it.

Dades

macplaxton wrote: »

Just insure it under a regular policy, AXA or Hibernian would cover it.

First Ireland also insure classics as regular cars.
Don't know about their age limits though.

oxoovooxo

sound ill try odon,AXA,Hibernian tomorrrow
wish me luck

3ps

i had a 72 merc as a regular car with First Ireland. They will require an engineers report on the car.

oxoovooxo

engineers report what does that involve would nct do

3ps

yes NCT would do.

I was given a checklist and needed an SIMI garage to inspect the car. It was quite comprehensive and your car would need to be in good nick.

macplaxton

My UK MOT done just before export was good enough for AXA.

Abelloid

What car is it?

oxoovooxo

its a cutlass supreme
i have a uk mot its been out since september 06
i went into the nct office today to book nct but they said i need the original car regresitration date how do i get this?

3ps

are you sure you want it put through the NCT???

a friendly local garage might just inspect it for roadworthiness without revving the bejaykers out if it etc.......

Abelloid

oxoovooxo wrote: »

its a cutlass supreme
i have a uk mot its been out since september 06
i went into the nct office today to book nct but they said i need the original car regresitration date how do i get this?

If you can get a quote they will tell you who they'll accept a report from, road worthiness cert is probably a little more forgiving than an NCT.

oxoovooxo

well its been a month now and still no luck getting insurance
tried all classic car companys they all cut me off you have to be 25 s***e
with one company i tried putting it under my fathers name and have me down as a named driver but once they fould out i was 21 that didnt fall through.
any ideas people?

corktina

whars a cutlass supreme?

you'll just have to get regular insurance until you are 21....

oxoovooxo

corktina wrote: »

whars a cutlass supreme?

you'll just have to get regular insurance until you are 21....

i am 21
its a oldmobile cutlass supreme brougham

corktina

sorry 25 i mean...i think you'll be lucky to get insurance AT ALL on that....hope you have deep pockets....

Max_Damage

Good choice of car, 5.0L V8? I always liked Oldsmobile's, especially the Delta 88.

What year is the car? Looks to be an 1980's car, which wouldn't be 30 years old. To be honest, there is absolutely no chance of getting insurance on a car like that, especially with a V8 motor under the bonnet. You'd also have to consider tax & petrol costs, which would be rather unforgiving as well.

Best thing to do would be to leave it in a garage (provided you have one) for 4 years and then get insured by then. Good things come to does who wait.

Traumadoc

Whats the laptop for?

oxoovooxo

corktina wrote: »

sorry 25 i mean...i think you'll be lucky to get insurance AT ALL on that....hope you have deep pockets....

no deep pockets here
its looking like iam going to have to put it in storage for 4 years:mad:
only in ireland could this s***e happen

its a 1984 oldsmobile
original v6 buick 231 3.8ltr

the laptop was for the 5.1 creative sound system
2 car batterys in the boot with 2 transformers one for the 5.1 and one for the laptop

corktina

heres one I always wondered would work....

insure your road car in your fathers name with you as anther driver and then get him to transfer the insurance for the weekend on to the luxo-barge.....i wonder if there is anything in the small print then to prevent you driving it as a named driver in your oul fellaz policy?

saddle tramp

Have a chat to some of the lads at A.M.C.I American Muscle Cars Ireland.

Thay have a site set up.. Maybe able to give you some pointers?

niceirishfella

oxoovooxo wrote: »

i am 21
its a oldmobile cutlass supreme brougham

What a kewl Car.......!
The laptop integration look good too.
Reminds me of the "BIG RON" car that was pimped on pimp my ride...........
awwwwww, man.........you cant have this car in storage for years. Its gotta be out there pimpin................:cool:

Max_Damage

niceirishfella wrote: »

Its gotta be out there pimpin................

:rolleyes:

Dades

Does that laptop not stick out into where your leg should be?
What's wrong with an iPod and an amp?!

Groovy looking car though. Like something Kojak would drive.

corktina

btw do you realise you have to have an ordinary policy on an everyday car before you can get classic insurance anyway?.....these rules are there to stop people finding a cheap route to getting insurance on a higher risk car....

oxoovooxo

corktina wrote: »

btw do you realise you have to have an ordinary policy on an everyday car before you can get classic insurance anyway?.....these rules are there to stop people finding a cheap route to getting insurance on a higher risk car....

i do have a ordinary policy on an everyday car.
its clearly an age discrimination thing all thies classic car companys have set up. can they get away with this?

Blue850

Does your everyday policy give you third party cover to drive other cars? If so would it work to put the yank in your Dad's name and him insure it on a classic policy?

oxoovooxo

Blue850 wrote: »

Does your everyday policy give you third party cover to drive other cars? If so would it work to put the yank in your Dad's name and him insure it on a classic policy?

not sure but i will check it out

corktina

oxoovooxo wrote: »

i do have a ordinary policy on an everyday car.
its clearly an age discrimination thing all thies classic car companys have set up. can they get away with this?

yep....im afraid they can....:mad:

ENGINEEREDFORDI

Im Nineteen full licence and a years claims free what would be my chance of getting insured on a 1940s Ford GPW Jeep? I cant seem to find an answer anywhere

unkel

Don't drag up old threads, ENGINEEREDFORDI. Please read the charter before making further posts...