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REQ: Money... well Euro - Dollar

  • 27-11-2007 9:27am
    #1
    unklerosco
    Registered Users, Registered Users 2 Posts: 7,828 ✭✭✭


    Where's best to get my hard earned cash changed?? I've always just gone to the bank but is there anywhere else u can get it done?? That doesn't charge as much comission?? or gives better exchange rates??


Comments

  • #2
    craichoe
    Closed Accounts Posts: 2,706 ✭✭✭craichoe


    unklerosco wrote: »
    Where's best to get my hard earned cash changed?? I've always just gone to the bank but is there anywhere else u can get it done?? That doesn't charge as much comission?? or gives better exchange rates??

    AFAIK, easiest and most convenient way is loading money onto your credit card, this way you pay a straight exchange rate and don't have to pay interest or withdrawl fees. Added bonus is you dont have to carry cash with you and if you lose it they have a temporary card out next day.


  • #3
    unklerosco
    Registered Users, Registered Users 2 Posts: 7,828 ✭✭✭unklerosco


    Do u not pay the credit card companys exchange rate?? I'm not up on credit cards, don't use them... Just going by experience of using paypal, they have a different exchange rate(a crap one)


  • #4
    Noelie
    Closed Accounts Posts: 999 ✭✭✭Noelie


    But if you load you card with cash and your cash is copied the CC company won't cover the cash you loaded onto the card


  • #5
    unklerosco
    Registered Users, Registered Users 2 Posts: 7,828 ✭✭✭unklerosco


    Noelie wrote: »
    But if you load you card with cash and your cash is copied the CC company won't cover the cash you loaded onto the card

    I don't get you?? Copied?


  • #6
    Stepherunie
    Closed Accounts Posts: 2,158 ✭✭✭Stepherunie


    He means having a credit balance on your credit card. Then you can take out cash at the exchange rate of the day and you won't incur any charges because your account is in credit.

    However I bought a lot of stuff when I was in the states and I was charged a out of state rate of 1.25% per purchase you put on the card.

    Your local credit union normally do a good rate on exchange and there commission is usually okay. If you're a student too most credit unions don't charge commission.


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  • #7
    craichoe
    Closed Accounts Posts: 2,706 ✭✭✭craichoe


    Noelie wrote: »
    But if you load you card with cash and your cash is copied the CC company won't cover the cash you loaded onto the card

    I assume he means cloned and no thats not true. MBNA cover it on their Gold card.


  • #8
    CombatCow
    Registered Users, Registered Users 2 Posts: 4,317 ✭✭✭CombatCow


    Get somebody with a "student" or "seniors" bank account, they wont get charged commission when they go to change it iirc.


    CC


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