car tax on borrowed car

mickey mac

My car will be off the road for the best part of a month, I can get the lend of a car for this time, but the car isn't in tax, I can easily transfer my insurance policy, but I can not tax it without an insurance cert (with the borrowed car's reg) Or can I? is there any way to tax a car that you have borrowed without getting a new cert of the insurance, which I would normally only do for a permanent change.?

And I know that I have to tax it for a least 3 months.

deegs

risk it and say your tax is in the post?

mickey mac

deegs wrote: »

risk it and say your tax is in the post?

Cheers for the reply! I've taken plenty of risks in the past, but on this occasion, I would like to have road tax!! no really:)

Marcus.Aurelius

Wouldn't risk driving untaxed.

Explain situation to your city/county council where you tax your car. Perhaps they will not object to you taxing another car for a few months, as long as the lender knows it.

deegs

If you dont want to go untaxed you will have to tax it for 3 months.... but worse than that you will need to explain why the car has not been taxed till now and they will try to get you to back tax it!

LOTTOWINNER

deegs wrote: »

If you dont want to go untaxed you will have to tax it for 3 months.... but worse than that you will need to explain why the car has not been taxed till now and they will try to get you to back tax it!

I realise there's a minimum of 3 months, the owner of the car notified her local car tax office last june that the car would not be used on a public road, (and it hasn't) until now hopefully.

I rang my local tax office and was told that they didn't need proof of insurance ie a transfer was ok and they wouldn't need to see an actual cert with the car reg on it, Hope the girl is correct, she didn't seem very certain!
However she also said that only the registered owner can tax the car, which isn't really a problem in this case.

OldmanMondeo

You will firstly need to get the car signed off the road by the guards, otherwise you will have to pay all back tax, then transfer the insurance and ask for a temp cert.

ballooba

Revenue don't check the insurance details. Just use your policy number for your own car.

craichoe

ballooba wrote: »

Revenue don't check the insurance details. Just use your policy number for your own car.

Online they don't, but when you go into the Tax office they look for a cert.

Hell.. when i was taxing mine i couldnt remember the number so i just made one up.

Gran Hermano

Christmas period equals plenty of checkpoints.
No way I'd risk driving about with no tax.

ballooba

craichoe wrote: »

Online they don't, but when you go into the Tax office they look for a cert.

Hell.. when i was taxing mine i couldnt remember the number so i just made one up.

Yep. Didn't think of that.

craichoe

Have you checked with your insurer ?
AFAIK They will only transfer your insurance to a car in your name or temporarily to a car with existing insurance on it.

I know a guy who swaps a car around his family regularly and the only way around it was to change ownership.

deegs

ive no prob changeing insurance to any car be it insured or not, even did it this weekend driving a gtv home from london!

MercMad

You wont need the insurance cert to tax it, but bring the one from your current car along anyway !

I had the same issue, I was waiting for a new car to arrive having sold my old one and a mate offered his car to bridge the gap. the insurance company will always ask who the registered owner is and if it aint you they wont transfer the insurance over !

They WILL however do a temporary transfer but you will have to specify and end date and I think it has to be less than 30 days but varies from ins.co. to ins.co.