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Delay lodging a cheque

  • 03-11-2007 11:12am
    #1
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭


    I'm with aib. If i lodge a non aib cheque made out to me into an aib branch other than my own will it take longer to clear?


Comments

  • #2
    jhegarty
    Registered Users, Registered Users 2 Posts: 6,441 ✭✭✭jhegarty


    ciaranfo wrote: »
    I'm with aib. If i lodge a non aib cheque made out to me into an aib branch other than my own will it take longer to clear?

    When I lodge a cheque I get the money in my acct (aib) straight away, but it can still bounce...


  • #3
    is_that_so
    Registered Users, Registered Users 2 Posts: 32,136 ✭✭✭✭is_that_so


    It has to go through a clearing house which is something all banks use to process payments. Usually this is 2-5 days. AFAIK most banks do not automatically allow you instant access to funds from a cheque and they warn you of the possible consequences of bouncing cheques. Call your bank.They will be able to tell you exactly when a cheque has cleared. You are taking a risk drawing down funds against an uncleared cheque.


  • #4
    Random
    Closed Accounts Posts: 19,080 ✭✭✭✭Random


    I'm familiar from before when I lodge a cheque and it shows up in my transaction history but my "live balance" doesn't update on AIB Online Banking for a few days.

    Just wanted to see if it delayed it further if I lodged in my branch or another.


  • #5
    unclebill98
    Registered Users, Registered Users 2 Posts: 3,816 ✭✭✭unclebill98


    It wont be delayed any longer than normal.


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