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Waiting for a Cheque to Clear

  • 18-10-2007 8:53am
    #1
    Thundercracker
    Closed Accounts Posts: 296 ✭✭


    Just a couple of questions hope u guys can help me, thanks

    I lodged a Bank of Ireland cheque, written by the Inland Revenue as a result of a tax refund, on Monday morning at 11am into my AIB account.

    How long before I can expect to get my money? Does it make a difference if the cheque is from a Government department as opposed to a buisness, like in this case?

    Can a cheque be cleared on a Sat morning, i.e. the money isnt there Fri morning but it might be there Sat morning, is that possible?

    My 24 Banking a/c says the cash is already recieved and lodged, and notes the balance on my account as representing it inclusive of the cheque, but when I put my card into an ATM it says I have the balance minus the cheque and wont let me take out anything more then whats in my account.


Comments

  • #2
    kmick
    Registered Users, Registered Users 2 Posts: 3,375 ✭✭✭kmick


    Can take up to 5 days but usually around 3. If you need it badly ring them and tell them to put the money in your account or you will close it.


  • #3
    Thundercracker
    Closed Accounts Posts: 296 ✭✭Thundercracker


    kmick wrote: »
    Can take up to 5 days but usually around 3. If you need it badly ring them and tell them to put the money in your account or you will close it.

    Im not sure if that will work in all honesty, I mean, have you had experience with this issue before and succeeded? I cant see where being all treatening would come in handy when it might show up tomorrow since this is the 4th working day (3rd night) since i lodged it


  • #4
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Threathening some poor sod in a bank branch is really likely to a) get them to do nothing for you and b) ensure no one does anything for you in future.

    It sounds like that your cheque will probably be in the last stages of clearing as it is. I'd imagine it should be there tomorrow.


  • #5
    Seth Brundle
    Moderators, Politics Moderators Posts: 41,242 Mod ✭✭✭✭Seth Brundle


    Years ago I requested that when a cheque is lodged into my account then the funds are added immediatley on the basis that the cheque will clear. Now I don't give a monkeys how long it takes to clear - I already have the cash!
    Im with AIB.


  • #6
    stepbar
    Closed Accounts Posts: 6,123 ✭✭✭stepbar


    kmick wrote: »
    Can take up to 5 days but usually around 3. If you need it badly ring them and tell them to put the money in your account or you will close it.

    And if you said that to me I'd be sending you out the form to do so.......


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  • #7
    MartMax
    Registered Users, Registered Users 2 Posts: 1,667 ✭✭✭MartMax


    i have an AIB account and last time i lodged a UB cheque at the counter - it took like 5 days to clear and paid!

    Marty


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