1.3! I want more then that

drinkfeckarsegi

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true? And how long should I wait before trying to get insurance on a 2.5 v6 Omega

tuxy

drinkfeckarsegi wrote:

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true? And how long should I wait before trying to get insurance on a 2.5 v6 Omega

1. Not true, you can drive any car you get insured on. I have heard of 18 year olds driving 2 ltrs but they were paying at least 3k(maybe more) a year in insurance.

2. Depends on how much money you have to pay on insurance, but you should wait a few year unless you are rich.

Jack Bauer999

drinkfeckarsegi wrote:

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true? And how long should I wait before trying to get insurance on a 2.5 v6 Omega

you can drive anything you like,
ring a few insurance companys and find out how much (if you find one that will quote you) and let us know? i dont think any would take you on but
insterested to see how much if they do.

E@gle.

when i was 17 i drove a 2.5 litre Turbo jeep

maidhc

drinkfeckarsegi wrote:

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true?

No, but be prepared to pay for the privilege.

drinkfeckarsegi wrote:

And how long should I wait before trying to get insurance on a 2.5 v6 Omega

Depends on how much you wish to spend on your insurance premium, or if you are a named driver. It would be an utterly pointless car for a 17yo though.

colm_mcm

rear wheel drive and V6 sounds pretty useful if you're 17

Jack Bauer999

colm_mcm wrote:

rear wheel drive and V6 sounds pretty useful if you're 17

sounds like a death trap to me, putting a 17 year old in a car like that.

strange to say but im glad insurance companies charge the figures they do for a 17 year to drive a car like that.

afatbollix

i also drove a 2.3 RWD car when i was 17 it was the old mans car but only cost an extra grand on his insurance...

drinkfeckarsegi

Thats a bit discriminating

TwoShedsJackson

Actually they do it because young lads are more likely to have accidents, and have a false sense of their own driving abilities, not because they want to discriminate.

Gurgle

drinkfeckarsegi wrote:

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true?

Not true.

And how long should I wait before trying to get insurance on a 2.5 v6 Omega

A year or five after you learn to drive properly. For some people this never actually happens, for others its when they're 18.

Why do you want to drive a 2.5 V6 Omega?

If your answer is 'so that I can go blasting past everyone else on the road', then you certainly don't know how to drive properly. See above answer.

Biro

Somehow I get the feeling that he doesn't want to blast past everyone else on the road.
I'm getting more of an incling that he's going to need to fit a wiper to the drivers door window and passenger door window!

wingnut

TwoShedsJackson wrote:

Actually they do it because young lads are more likely to have accidents, and have a false sense of their own driving abilities, not because they want to discriminate.

Still discrimination, basing my ability on the category I fall in to. How come when I'm shelling out for health insurance I'm paying for the older more at risk people. Its ok to discriminate for car insurance but not for health.

drinkfeckarsegi

I don't want to drive the car to boot it around the estate at 2am or blow past everyone, I just like the car for what it is, it has loads of leg room for your legs, its sounds great even just idleing and if I ever have a crash I'll be alright unless a train is involved.

maidhc

drinkfeckarsegi wrote:

I don't want to drive the car to boot it around the estate at 2am or blow past everyone, I just like the car for what it is, it has loads of leg room for your legs, its sounds great even just idleing and if I ever have a crash I'll be alright unless a train is involved.

Get the 2.0 then....!

Still, if you are going to be shelling out for insurance, an Omega doesn't seem like a worthwhile objective.

drinkfeckarsegi

Because I already have the 2.5 and my test is coming up in a couple of weeks and then I'll start driving it.

JohnCleary

Jack Bauer999 wrote:

sounds like a death trap to me, putting a 17 year old in a car like that.

I've seen 15-17 year olds drive up at Mondello and I would be pretty sure that they'd put you to shame... Prove me wrong

Guy:Incognito

drinkfeckarsegi wrote:

if I ever have a crash I'll be alright unless a train is involved.

It has a 3 star Ncap. Nothing to write home about. Size does not equal safety.


http://www.euroncap.com/tests/opel_vauxhall_omega_1998/53.aspx

Henry Ford III

wingnut wrote:

Still discrimination, basing my ability on the category I fall in to. How come when I'm shelling out for health insurance I'm paying for the older more at risk people. Its ok to discriminate for car insurance but not for health.

No. Health insurance is "community rated".

TwoShedsJackson

They don't give a **** about your 'ability', they are basing the risk of them having to pay out a claim on your insurance on the category you fall into. That's how insurance works.

drinkfeckarsegi

Stekelly wrote:

It has a 3 star Ncap. Nothing to write home about. Size does not equal safety.


http://www.euroncap.com/tests/opel_vauxhall_omega_1998/53.aspx

Oh ****e

Altreab

Stekelly wrote:

It has a 3 star Ncap. Nothing to write home about. Size does not equal safety.


http://www.euroncap.com/tests/opel_vauxhall_omega_1998/53.aspx

I presume thats a 3Star NCAP rating in 1998......on todays NCAP Star rating it would probably rate even lower as the Test is getting harder every couple of years.

p-nut

You have to think of the cost of taxing and running the thing aswel OP.

Sure it will sound great even when it's idling, it's a v6, but it will be lethal on juice. They're fairly thirsty cars:rolleyes:

oleras

JohnCleary wrote:

I've seen 15-17 year olds drive up at Mondello and I would be pretty sure that they'd put you to shame... Prove me wrong

In fairness, can you compare a closed supervised track to a road ? I dont think so.

maidhc

oleras wrote:

In fairness, can you compare a closed supervised track to a road ? I dont think so.

Indeed. I think what Insurance companies look for is not exactly prowess on the circuit.. quite the opposite if anything.

tuxy

Exactly you could be shit at racing cars but very careful on the road.

drinkfeckarsegi

It is possible to squeeze 40mpg out of it. What is meant by mondello is the ability to maintain control over a car in any circumstance

tuxy

drinkfeckarsegi wrote:

It is possible to squeeze 40mpg out of it. What is meant by mondello is the ability to maintain control over a car in any circumstance

This is true and of course some 17 to 18 year olds will be far better at this then older drivers but it is a proven statistic that younger males are more likely to take risks then younger ones.

oleras

drinkfeckarsegi wrote:

What is meant by mondello is the ability to maintain control over a car in any circumstance

If you think that driving a car around mondello racing track will give you experience from a road point of view, you are very much mistaken. It might make you good at doing laps. But any circumstance ? Fog, Rain, Dawn, Dusk, loose stones ? other cars coming against you ? I think you have spent too much time on the playstation and are confusing gran tourismo with real life...... Pity us drivers never have a need to "drift" around roundabouts...:D

drinkfeckarsegi

oleras wrote:

If you think that driving a car around mondello racing track will give you experience from a road point of view, you are very much mistaken. It might make you good at doing laps. But any circumstance ? Fog, Rain, Dawn, Dusk, loose stones ? other cars coming against you ? I think you have spent too much time on the playstation and are confusing gran tourismo with real life...... Pity us drivers never have a need to "drift" around roundabouts...:D

OK I'll agree with you there other traffic is a problem. But how is that a proven statistic, my older sister has had a full license for over 10 years and so has one of the cheapest quotes but would, without hesitation drive over 120 miles, so is it just a matter of predjudice or just if your lucky enough not to get caught speeding.

Henry Ford III

drinkfeckarsegi wrote:

It is possible to squeeze 40mpg out of it... circumstance

Nope. Low 30's mpg on a run perhaps. A lot less in urban driving.

pburns

drinkfeckarsegi wrote:

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true? And how long should I wait before trying to get insurance on a 2.5 v6 Omega

So you're under 18 and bleating about the injustice of not being able to insure a 2.5 V6...

Man these Celtic Tiger puppies don't know how good they have it. In my day you'd be lucky to have a Toyota Starlet under your ar5e at that age.:D

In fairness the Omega doesn't sound like a boy-racer special although I assume the RWD is part of the appeal?

E92

Altreab wrote:

I presume thats a 3Star NCAP rating in 1998......on todays NCAP Star rating it would probably rate even lower as the Test is getting harder every couple of years.

I have reason to believe that the test is harder depending on the size of car, a car like the Omega with 3 stars is safer than a car like the Fiesta with 3 stars. By that I mean they make it harder for an Omega to get 3 stars than say a Fiesta or something.

When it comes to crashes, I'd always rather be in something big with a big gap between the crumple zones and you, rather than a small car, where the back seats are usually just in front of the crumple zones in a like for like comparison(eg both cars had 6 airbags, say).

They did make the test harder about 6 years ago, when they introduced the 5 stars idea. They have mad the pedestrian test harder too, I think this was done about 4 years ago.

They are meant to be changing the test again, and bringing in a 6th star. They are talking about introducing a whiplash test(a rear end crash), and there is talk about introducing an active safety test(both of these ideas should have been introduced a long time ago).

oleras

drinkfeckarsegi wrote:

my older sister has had a full license for over 10 years and so has one of the cheapest quotes but would, without hesitation drive over 120 miles.

i have been known to do 250 miles (dublin and back) all in the one day !!

drinkfeckarsegi

Your right, the omega is not a boy racer special nor is the Rwd the reason.
And as regards the celtic tiger, that omega with a rare manual, 54k and brilliant finish cost, believe it or not 1800 euro

Gurgle

oleras wrote:

If you think that driving a car around mondello racing track will give you experience from a road point of view, you are very much mistaken. It might make you good at doing laps. But any circumstance ? Fog, Rain, Dawn, Dusk, loose stones ? other cars coming against you ?

Lol, I did the clubman course in Mondello a couple of months ago (complete rip-off btw) and had a complete block when it came to accelerating through corners. There was a corner of my mind screaming every time 'watch out for pedestrians'.

dak

drinkfeckarsegi wrote:

I don't want to drive the car to boot it around the estate at 2am or blow past everyone, I just like the car for what it is, it has loads of leg room for your legs, its sounds great even just idleing and if I ever have a crash I'll be alright unless a train is involved.

I have a 2L Omega (140 bhp) which is more than adequate power wise. Don't forget that anything over 2L is going to cost a lot more in road tax as well as insurance. Yes I would agree its a pretty strong car if you ere unlucly enough to be in a crash.

dak

Stekelly wrote:

It has a 3 star Ncap. Nothing to write home about. Size does not equal safety.


http://www.euroncap.com/tests/opel_vauxhall_omega_1998/53.aspx

Its rating is 4star Ncap if side airbags are fitted.

lassykk

mate enjoy de 2.5 v6 while ur young b4 a mortgage

quinn direct offered me insurance on a 4l supercharged jag when i was 19 so i assume they will offer it to u now on a 2.5 v6 at 17

if not go down de route of being a named driver on the car. get insured under a parents name using there full no claims and then get dem to insure their own car wit a new policy wit no no-claims.. they shouldn't mind this 2 much if you agree to pay the increase in their policy... worked really well for a friend of mine... insured on a 2.0l petrol since 19 n only cost €650 this year!!!

however ur mpg figures are a bit off de wall drivin a 2.0l petrol at de mo myself n urban gets round 27 n on a trip 35 mpg at best

btw ur tax will be mentally expensive on dat

Stephen

They'll be pissed if there's a claim against you, as it will be their no-claims that disappears.

Henry Ford III

lassykk wrote:

This post has been deleted.

Argggghhhh! Text speak! :mad:

What you are suggesting on the insurance might be a good idea, but may be dodgy.

There will be a question on the proposal form asking "are you the main driver?"

If this (or any other question) is answered incorrectly & deliberately, the cover is potentially voidable.

lassykk

my apologies for the text speak i was posting from my phone when i was waiting in a long queue.

There will be a question on the proposal form asking "are you the main driver?"

it is a difficult one to prove though. i know they can ask people who they see driving the car most frequently, etc but it would not be conclusive proof one way or the other. I know this person has successfully claimed on his insurance and he was driving the car at the time of the accident in question.

egan007

drinkfeckarsegi wrote:

I've heard that you can't drive over a 1.3 if you are under 18 no matter what license you have, can anyone tell me if this is true? And how long should I wait before trying to get insurance on a 2.5 v6 Omega

You can drive a Ferrari if you can afford it.

But a 1.3 will kill you just as good as a 2.5 v6

hell, who cares just accelerate.....

Henry Ford III

lassykk wrote:

This post has been deleted.

I agree it's not that easy to proove.

If the potential claim was big enough however you can be sure a claims investigator would be assigned.

Insurance fraud in various forms, be it lies, half truths or whatever, is huge and the Insurers are well aware of it.

Something I find odd in the Irish psyche is the attitiude of "good luck if you get away with it". The reality is that insurance fraud is actually paid for by other motorists in higher premiums, and not some faceless Insurer who are making megabucks.

Irish insurers lost a fortune in claims on motor business for many years, relying on investment returns to remain even marginally profitable.

Ultimately competition will keep prices at reasonable levels.

B00MSTICK

Id say just stick with the 1.3 for a year or two, save the money and get something nice then.
Youll save money on insurance and tax aswell as getting a 1-2 years "provisonal" NCB which should make something like a 1.6 or 1.9TDI around 1k to insure.
Until then drive at the redline, should make lots of noise/gulp petrol if thats what you're after!

If the Omega is in such a good shape, sell it and make a profit.