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HSBC Passport account

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    #2
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    It is a rip off, but whether or not it's worth the hassle is up to the individual.

    It's not that hard to get one set up, once you have the right details (such as photo ID and something with your UK address on it (like a statement from your Irish Bank). It might take an attempt or two, but otherwise it's not so bad.


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    #3
    Lamps
    Closed Accounts Posts: 205 ✭✭Lamps


    So you have to pay £50 so they can use your money? Crazy - i dont know how much hassle it is to set up an account, but it would want to be a major major hassle.


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    #4
    fintan
    Closed Accounts Posts: 647 ✭✭✭fintan


    BuffyBot wrote:
    It is a rip off, but whether or not it's worth the hassle is up to the individual.

    It's not that hard to get one set up, once you have the right details (such as photo ID and something with your UK address on it (like a statement from your Irish Bank). It might take an attempt or two, but otherwise it's not so bad.

    Ahh its a lot harder than that, my girlfriend had nothing but major grief trying to get a bank account in the UK, once bank told her they couldn't give her an account because she had no credit history!


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    #5
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    Ahh its a lot harder than that

    Not nessecarily, took me a couple of phone calls to get an appointment - once I did get one I walked out with an overdraft, credit card and debit card - and I had no credit history in the UK.

    Persistance, more than anything, is all that it takes.


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    #6
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    If i set up a halifax account over here, would i be able to transfer it to an english account when i go over/before i go over?

    Can i not just transfer my aib account to an english aib account?

    Id really not want to have to pay £50 or have to go through a load of hassle going to various banks about the place.


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    #7
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    No, AIB UK/Halifax UK are treated as completely seperate organisations from their Irish counterparts, so you can't transfer accounts between them.


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    #8
    Jeanious
    Registered Users Posts: 644 ✭✭✭Jeanious


    same situation here really. buffybot, can i ask what bank you eventually got your account with? And can ya get a letter stating your UK address before ya move over to the UK?


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    #9
    BuffyBot
    Moderators, Motoring & Transport Moderators Posts: 24,924 Mod ✭✭✭✭BuffyBot


    First one I got was from NatWest, but had appointments to go see Lloyds TSB and Halifax..NatWest offered on the spot so I didn't have to worry about the other two in the end.

    As for the second question, I have no idea. If you have a UK address (relatives/friends etc) then I'd recommend you get some statements sent there, so you have something with a UK address on it.


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    #10
    xebec
    Registered Users Posts: 3,311 ✭✭✭xebec


    I've an account with HSBC in the UK, I remember that I didn't have too much hassle setting it up but it was organised by the company I was working for.

    My advice would be to have as many forms of ID as possible with you, including passport, drivers licence etc. and have some bank statements from Ireland aswell as a utility bill or two. That offer of £60 is a rip off, but it is also very handy to be able to transfer money before you go...


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    #11
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    xebec wrote:
    I've an account with HSBC in the UK, I remember that I didn't have too much hassle setting it up but it was organised by the company I was working for.

    My advice would be to have as many forms of ID as possible with you, including passport, drivers licence etc. and have some bank statements from Ireland aswell as a utility bill or two. That offer of £60 is a rip off, but it is also very handy to be able to transfer money before you go...


    But you need something with your english address on it, thats what i dont have and won't get for a while and thats the problem


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    #12
    xebec
    Registered Users Posts: 3,311 ✭✭✭xebec


    gary the great wrote:
    But you need something with your english address on it, thats what i dont have and won't get for a while and thats the problem

    That's an issue alright, but I was actually still living in Ireland at the time and getting paid in the UK - long story - so my account was set up with my Irish address and the bank had no problem with it.


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    #13
    gary the great
    Closed Accounts Posts: 2,665 ✭✭✭gary the great


    OK well HSBC have approved me for a bank account so when i go over i have to bring my details in to a HSBC and away i go. So what I will do is try a load of other banks first and if all fails i'll set up with HSBC.

    So can anyone recommend me the best bank to set an account up with? Im talking easyness (from experience), charges, intrest, customer care etc

    Thanks for any help!


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    #14
    pow wow
    Closed Accounts Posts: 5,288 ✭✭✭pow wow


    Barclays and NatWest are good. Halifax would never approve me for anything, even a savings account so from personal experience I'd steer clear. I still have a UK account with Smile that's internet based so they never write to me and hence don't know that I technically live in Ireland now.


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